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//pfn Tax Planning _Jan08
rads[0] = "<a href='http://www.personalfn.com/investment/ms'><img src='/ads/ms/taxplan08.gif' border=0 width=150 height=150 hspace=0 vspace=0></a><br>";

//pfn text ad
rads[1] = "<table width=150 cellpadding=4 cellspacing=0 align=center border=0 bgcolor=#e0e7f1><tr bgcolor=#eef3fa><td align=center colspan=3><font style='font-size:14pt; font-family:arial;color:325f8f'><b>Don\'t Invest<br><i>Just</i> to<br>Save Tax</td></tr><tr bgcolor=#eef3fa><td align=center colspan=3><font style='font-size:9pt; font-family:arial;color:325f8f'><b>This year be smart and achieve a lot more with your money.</td></tr><tr bgcolor=#eef3fa><td align=center colspan=3><font style='font-size:9pt; font-family:arial;color:325f8f'><b><a href='http://www.personalfn.com/aboutus/whypersonalfn.asp' style='color:325f8f'>Click here for an honest financial planner</a></td></tr></table>";


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var b = Math.round(a*1);

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