With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More FY02 to 4.2% in FY12. Retail assets constituted 51.3% of advances in FY12. Its group companies, HDFC Standard Life (insurance), HDFC AMC (mutual funds) and HDFC Securities (equities) add scalability to the bank's offerings.
SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... Moreg up. SBI has a network of almost 14,270 branches and over 22,141 ATMs across the country.
A large number of women in the world are financially dependent on their husbands or parents. PersonalFN discusses why this is a cause of concern and the importance of financial independence among women.
Asad Dossani discuss when Portfolio Diversification Fails. Portfolio diversification can reduce your risk during normal market states. But when markets are crashing, portfolio diversification fails completely