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HDFC BANK vs SBI - Comparison Results

  
  

HDFC BANK 
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With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More


SBI 
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SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More
Stock Price Chart: hdfc bank Vs. sbi
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 Current Valuations
    HDFC BANK SBI HDFC BANK/  
SBI  
P/E (TTM) x 21.4 12.4 172.8% View Chart
P/BV x 4.7 1.1 425.4% View Chart
Dividend Yield % 0.8 2.1 37.2%  
 
 Financials
 
  EQUITY SHARE DATA
    HDFC BANK SBI HDFC BANK/ 5-Yr Chart
    Mar-13 Mar-13 SBI Click to enlarge
High Rs7052,550 27.6%   
Low Rs4821,805 26.7%   
Income per share (Unadj.) Rs150.72,455.7 6.1%  
Earnings per share (Unadj.) Rs28.9261.9 11.0%  
Cash flow per share (Unadj.) Rs83.1924.7 9.0%  
Dividends per share (Unadj.) Rs5.5041.50 13.3%  
Avg Dividend yield %0.91.9 48.6%  
Book value per share (Unadj.) Rs154.01,827.9 8.4%  
Shares outstanding (eoy) m2,379.42684.03 347.9%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x3.90.9 444.2%   
Avg P/E ratio x20.68.3 247.3%  
Avg P/CF ratio x16.44.5 362.9%  
Avg Price/Bookvalue ratio x3.91.2 323.6%  
Dividend payout %19.115.8 120.2%   
Avg Mkt Cap Rs m1,412,1861,489,304 94.8%   
No. of employees `00069.1228.3 30.3%   
Total wages & salary Rs m42,018244,011 17.2%   
Avg. income/employee Rs Th5,192.47,357.9 70.6%   
Avg. wages/employee Rs Th608.41,068.8 56.9%   
Avg. net profit/employee Rs Th994.7784.8 126.7%   
 
  INCOME DATA
Interest income Rs m358,6101,679,781 21.3%  
Other income Rs m71,330325,817 21.9%   
Interest expense Rs m196,9551,068,179 18.4%   
Net interest income Rs m161,656611,602 26.4%  
Operating expense Rs m115,519528,198 21.9%   
Gross profit Rs m46,13783,404 55.3%  
Gross profit margin %12.95.0 259.1%  
Provisions/contingencies Rs m17,420150,403 11.6%   
Profit before tax Rs m100,075261,135 38.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-335-6,384 5.3%   
Prior Period Items Rs m00-   
Tax Rs m31,04375,588 41.1%   
Profit after tax Rs m68,696179,162 38.3%  
Net profit margin %19.210.7 179.6%  
 
  BALANCE SHEET DATA
Advances Rs m2,472,45113,926,080 17.8%   
Deposits Rs m2,960,91816,274,026 18.2%  
Credit/Deposit ratio x83.585.6 97.6%  
Yield on advances %11.29.1 122.9%   
Cost of deposits %5.55.9 93.1%   
Net Interest Margin %4.23.0 141.0%  
Net fixed assets Rs m27,73393,699 29.6%   
Share capital Rs m4,7596,840 69.6%   
Free reserves Rs m276,525733,145 37.7%   
Net worth Rs m366,4271,250,330 29.3%   
Borrowings Rs m394,9662,037,232 19.4%   
Investments Rs m1,109,6045,193,932 21.4%   
Total assets Rs m4,077,23021,331,583 19.1%  
Debt/equity ratio x9.214.6 62.5%   
Return on assets %1.70.8 200.6%  
Return on equity %18.714.3 130.8%  
Capital adequacy ratio %16.812.9 130.0%  
Net NPAs %0.22.1 9.5%  
 
  CASH FLOW
From Operations Rs m-58,444240,978 -24.3%  
From Investments Rs m-9,091-34,192 26.6%  
From Financial Activity Rs m131,053-44,235 -296.3%  
Net Cashflow Rs m63,517162,550 39.1%  
 
 Share Holding
Indian Promoters % 22.8 62.3 36.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.6 16.7 51.5%  
FIIs % 34.1 9.8 348.0%  
ADR/GDR % 17.1 2.7 633.3%  
Free float % 17.4 8.5 204.7%  
Shareholders   433,813 816,848 53.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster
Compare HDFC BANK With: ANDHRA BANK | SYNDICATE BANK | CORPORATION BANK | CANARA BANK | SOUTH IND.BANK
Compare HDFC BANK With: DEUTSCHE BANK (Germany) | WELLS FARGO (US)
  
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HDFC BANK STOCK QUOTE
BSE: 718.55 (-0.92%)
NSE: 718.70 (-1.00%)
Apr 17, 2014 (Close)
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