1. The Subscribers, who subscribes in response to the Specific Offers (containing the "Nano Lucky Draw") made by Equitymaster Agora Research Private Limited (hereinafter referred as "Company"), between 1st June 2009 and 30th September 2009 (hereinafter referred to as "Offer Period") will be eligible for participating in the Nano Lucky Draw (Lucky Draw). However the ‘offer period’ could be extended by the Company at its own discretion. These offers could be for either Company’s paid or free services or both.

2. Only Subscribers, who are resident in India, are eligible for the Lucky Draw. Foreign Citizens and Non-resident Indians (NRIs) are not eligible for the Lucky Draw.

3. The Subscribers, who claim refund on or before 1st November 2009, will not be eligible for the Lucky Draw. The refund policy will be stipulated in each of the specific offers.

4. As soon as, the Subscriber registers himself/ herself for the specific offers, the Company shall automatically enroll the subscriber in the entry list for the Lucky Draw. The Subscriber shall be deemed to be bound by these terms and conditions upon such registration.

5. The registration shall become effective on the realization of the payment from the subscriber.

6. Following are not eligible for the Lucky Draw:

a) The Company or it’s associates (including companies belonging to the Quantum group);
b) Agencies associated with the Company or it’s associates;
c) The Employees of the Company or it’s associates or associated agencies and their relatives.

7. The subscriber shall give correct email id, address and phone/mobile number(s) while registering himself/ herself on the company’s website. The address and phone/mobile number(s) given at the time of registration shall be considered final. The Subscriber shall not impersonate any other person or entity or use a false name or give false details.

8. From the valid registrations, a Lucky Draw will be conducted by the Company. The draw will be held in Mumbai at the office premises of the Company on 1st November 2009 at 11 a.m. This date is however subject to change. Those eligible for the draw will be notified by email in case there is a change in the date of the draw. The winner will be randomly selected from all the valid registrations by a computerized process in the presence of the Legal Head and the CEO of the Company. The result announced shall be final and binding on all concerned. No correspondence shall be entertained from anyone in this regard.

9. The name of the winner of the lucky draw will be displayed on the website (www.equitymaster.com) of the Company shortly after the draw has been completed. The winner will be informed through email or by registered post soon after the draw.

10. The Lucky Draw prize will consist of one Tata Nano Car (Model: Nano BS 3 Racing Red).

11. Any communication shall be deemed to have been validly received by the winner on (i) the expiry of seven days after sending the email to the registered email address of the winner or (ii) by intimating him/her by registered post to the registered address of the winner.

12. After the communication is received by the winner, the winner will have to claim the prize by contacting the company. If the winner does not claim the prize within one month of the receipt of the communication as stated in clause 11 above, the prize shall be declared null and void and no claim for the prize shall be entertained by the Company after this date.

13. The winner of the Lucky Draw will be informed about the date of collection of prize and address of the Company wherefrom the prize is to be collected by him/her. It is clarified that the prize must be collected by the winner on such date informed to him/her, failing which the prize shall be forfeited by the Company.

14. The prize to the winner shall be given subject to compliance with all applicable statutory legislations/processes/formalities in connection with the prize and on production of all such documents/papers including address proof and PAN card as required by the Company before accepting the delivery of the prize. Any failure on the part of the winner to comply with directions issued by Company for claiming the prize shall entitle the Company to forfeit the prize.

15. It is clarified that the delivery of the Car is subject to the availability of the same and the winner may have to wait like the normal customers for the delivery of the Car. The Company shall not be responsible for any delay in the delivery of the Car by the Supplier. If the Company is not able to the deliver the car within 3 (three) months from the date of valid claim received from the winner for any reason whatsoever, then the Company will pay Rs. 1,00,000/- (after deducting applicable taxes) by cheque to the winner in lieu of the prize.

16. The Car shall be provided on “as is” basis and any cost incurred towards the accessories shall be borne by the winner.

17. All applicable taxes including but not limited to Income tax and any other statutory levy as may be applicable and prevailing at the time of delivery, in relation to the prize, will be paid by the Company. The Company’s responsibility shall be limited to the registration of transfer of the Car, in favour of the winner, in Mumbai only. The cost of the registration of transfer, as applicable, will be borne by the Company. However, the above expenses to be borne by the Company shall be limited to a maximum of Rs. 50,000/-.

18. The winner is solely responsible for any expense, except as stated in clause 17 above, relating to the acceptance and use of the prize and the Company shall not be in any manner be liable or responsible for the same.

19. The winner of the Car shall be solely responsible for ensuring that he / she has valid driving documents and other documents as may be required for the registration of the Car in the name of the winner.

20. The Company and its officers shall not be responsible in any manner for the manufacturing quality/ warranty/ performance/ after sale service/ suitability of the prize and/or the Company shall not be liable for any loss, damage, theft, breakage, malfunction or any defect caused to or noticed in the prize and / or in respect of the prize after handing over the same to the winner.

21. No cash payment shall be made to the winner in lieu of the prize except as per clause 15 above. The Company expressly states that the prize cannot be exchanged either for cash or in any other form. No reimbursement of telephone charges / postal charges / courier charges, if any incurred, will be made.

22. The Winner may be required to attend a prize presentation and/or participate in publicity programs. All expenses and/or costs incurred for such attendance shall be borne by the Winner and the Company reserves the right to use the name, address, photographs, information, particulars and/or documents of the Winner in any advertisement or other forms of publicity from time to time.

23. The Company, reserves the right to extend, cancel, discontinue, withdraw, change, alter or modify the terms of the Lucky Draw at its sole discretion without any notice at anytime during the validity, with or without, notification and without assigning any reason. Decision of the Company shall be final and binding regarding this promotion, prize and parameters to decide the winner. No correspondence shall be entertained in this regard.

24. All instructions, rules and conditions on any advertising or promotional materials relating to the Lucky Draw form part of these provisions, provided that in the event of any conflict or inconsistency, these provisions shall prevail over all such other instructions, rules and conditions.

25. In case of any dispute, the same shall be resolved amicably failing which the dispute shall be referred to a sole arbitrator nominated and appointed by the company under the provision of Indian Arbitration & Conciliation Act, 1996 or its statutory modifications or a re-enactment thereof. The decision of the arbitrator shall be final and binding on the parties. The venue for arbitration shall be Mumbai.

26. The Jurisdiction for all legal proceedings shall be Mumbai only.