Would you prefer a big bank over a reliable bank?

For me big Bank [surely Bank size in Assets] does not matter. Surely safety and reliability is more important. When it comes to money laundry, this is a Political and developed country money game.
I like Private Bank compare to PSU Bank due to service and communication. However money has to be kept in two different Bank for Saving/Salary purpose and Fixed Deposit /PPF basis. Because keeping all eggs in one basket is always carry high risk.I am sure people have not forget the Bank BCCI failure run by some special people and majority minor has lost heavily.
Read BCCI Scandal:
The Bank of Credit and Commerce International was the brainchild of Pakistani businessman Agha Hasan Abedi, who envisioned a bank focused on the third world. It was set up in 1972 with financial backing from Abu Dhabi, where the ruling family, headed by the late Sheikh Zayed, was said to have a very close relationship with the BCCI.

The emirate was the bank's largest depositor, largest borrower, and for most of its existence its largest shareholder. Ultimately a settlement with Abu Dhabi also provided almost half of the funds recovered for creditors.

The bank set up in the City, with offices at 100 Leadenhall Street, close to the Bank of England, and went on to open 22 UK branches.

The rapid growth unsettled some regulators at Threadneedle Street. As early as 1982 one internal memo described BCCI as "on its way to becoming the financial equivalent of the SS Titanic!".

However, the late governor Eddie George, above, and his bank supervisory team persuaded themselves that ultimate regulatory responsibility for the group lay with Luxembourg, where the bank was incorporated.

This decision led liquidators to sue the Bank of England, alleging regulators had acted with malicious recklessness. The action was a costly disaster, most notable for a 119-day speech — thought to be the longest in British legal history — delivered by counsel for the Bank Nicholas Stadlen QC. The claim was ultimately abandoned, with BCCI creditors bearing the Bank's £74m costs as well as a £57m legal bill for its own legal team.

I only have a SB ac with Karnataka Bank. Low NPAs. 25-30% solid growth each year. Ably led by a solid team lead by Ananth Krishna. No promoter group but shares held in small lots by brahmins of Karnataka coast. KBL does not issue credit card. Use your own money via atm/ debit card!
Why should I go for a lootera bank like Citi, HSBC, ICICI ???
Why should I go for a heavily under staffed, under trained, overworked bank like SBI where a routine transaction takes 30 minutes? It took me (IIT IIM grad) 5 months to get my mother's PPF even after showing nomination.

Imitating China or US for such decisions are blunders of the century. We should do what is suitable to Indians and our culture (and not to some corporates- for them their is Consortium as in the case of King Fisher Airlines). we can not experiment with the economy and banking, when we have examples of GLOBAL TRUST, UNIT TRUST OF INDIA and LIC HOUSING in the finance sector. Indira Gandhi was forced to nationalise the Banks(and did not merge them) for a reason- Banking sector was being exploited by the then Corporates.Read history of banking. Remember that the number of recent Bank failures in the west ! It has crossed hundreds !

no,i would prefer a reliable bank

India should have big banks; even SBI is a small player on the global arena.
Also one correction. SBI is NOT being merged with Associates, it is the Associates that are smaller and would eventually be merged with the parent bank ie., SBI.

India should have big banks; even SBI is a small player on the global arena.
Also one correction. SBI is NOT being merged with Associates, it is the Associates that are smaller and would eventually be merged with the parent bank ie., SBI.

Monolith , certainly may not be the right answer. What is required is common rules ,guidelines ,procedures ,inter operability ,similar to what we have in Railways will certainly enhance customer satisfaction and service to nation.

Sir, Urgent comment on Pharma sector progress in your report. Some news came that Aurobindo Pharma got approval from USA to sell their some valuable drugs. How will be the share grow?

Traditionally, in India PSU Banks are preferred for deposit and transactions. Being a vast country ,there are not many private sector banks in remote areas of India whereas State Bank of India has vast presence. Besides, people used to understand the safety of deposits with PSU Banks being government banks.
So far as size of the banks are concerned it is to be noted that there is not a single private or PSU bank which has gone to liquidation in India ,whereas in USA the picture is some what different. Can It be attributed to cautious approach of banks as well as Indian Public at large.

A person maintains a bank account always on trust. In trust, size never matters, It is the belief of the customer which matters most.