Are you using your biggest advantage as an investor?

What you mentioned makes absolute sense. Investors will do extremely well to realize that they have time to see their investment fructify over a longer (decade+) horizon.

All the iconic businesses one can readily reckon today e.g., Infosys, Tata Steel, Wipro, HDFC, Hero Honda, anything of a comparable stature - could scale up to what they are today only with time. Decades of that very essential element. Not just India but anywhere in the world: none of Microsoft, Oracle, General Electric, Walmart could become what it are today, by way of day trading listening to the tips of media experts.

When that's been the case, the case of individual investors can't be very different. Unless ofcourse, the individual in focus turns lucky enough to win a few handfuls of billion dollars through lottery!

It is unfortunate that the younger generation (joining their first job from College campuses, etc.,) is thoroughly getting brainwashed - to think that money is TO BE MADE AS QUICKLY AS possible. What is driving this: individual greed, or vested interests prevailing in the markets, or something else - is the subject for a different discussion(debate) altogether.

it is realy good reading for the investors not for market players

it is very much true that developed economies can not wriggle out of the financial mess by going on a currency printing spree & low interest rates. The result will be asset bubble & deflation. How so ever the Fed tries to avoid deflation, it will be a reality sooner or later. In the meanwhile the party will continue in emerging markets for some time, but in the end when delation starts raising its ugly head, the painful correction in the emerging markets will surface.
This is what has been predicted by none other than Mr. Robert Prechter the wave theory guru since last 34 years.

Sir very good guidance.The effect of eschange was stated to be disadvantage to Exporters. As on date we have adequate foreign Exchange. The Exporters may find it expedient to set off their losses by marketing their products internally by competetive prices to enable the country to arrest inflation. The old slogan *EXPORT* or perish is not longer valid. By minimising their profits for their prodcts may benefit in the long run for every sector of the Economy.Our porst of the poor is need of essential necesities at minimum cost. Soon after the Importing countries start revising their lending policy the FIIs will fly away from India, when such exporters may effective net losers and the Markets will crash.

The authorities always act after the damage is done or the damage done is known. Micro finance lending. The question is whether it is better than the local money lenders. The suicides should not be blamed on micro finance lending. There are various other factors like a corrupt and insensitive local govt. which cannot ensure that the schemes meant for the poor reach them or not

SKS Microfinance looked suspicious even before the IPO what with all sorts of angel investors etc funding it pre-launch. Angel investors are not that noble: they look to cash out with a 2-300% profit after 4-5 years! So who loses out if the angels are to make a fast buck? the borrower who may even find goondas at his/her doorstep (just like Citibank/ICICI customers!)
Instead try to put your money in "real angels" like RangDe.org, Chennai who charge 10-2% pa?, keep aside 5-8% for their expenses (mainly to pay the middleman who mediates between the microfunder & the ultimate borrower)and pay u a social dividend of 4-5% pa (if u want it). I have put some money in rangde 2 yrs back and never regretted it. In fact i'm now thinking of giving them a second loan.

And that advantage is nothing but 'time'.

I have invested 1000 INR in Reliance MF in 1996 as employee. I slept over it, today it is worth 55000 INR, Similarly another 1000 INR in another Reliance MF worth 25000 INR. Still keeping. I feel good & proud even my salary runs into few lakhs per month. Essence is saving & investing ( long term) is important than earning.
Appreciated your thought.