Why Bajaj Finance Share Price is Rising

Today, 4 July, the Indian stock market trading mixed amid global trade concerns and domestic factors.

Nifty 50 is down about 55 points or about 0.18%. The BSE Sensex is down 139 points, trading at around 83,100.

Sector-wise, the Nifty Metal, Auto, Bank, and Consumer Durables indices are under pressure, while FMCG, IT, Pharma, Realty, and Oil & Gas sectors are trading higher.

One stock that is seeing gains in a subdued market is Bajaj Finance.

Let's tell you about the reason for the same.

Business Update

Bajaj Finance in its latest update presented upbeat numbers once again. The company reported a 25% year-on-year (YoY) jump in Assets Under Management (AUM) to about Rs 4,410 billion (bn) in Q1 FY26, when compared to the corresponding period of last year.

This reflected robust loan book growth and strong retail credit demand. New loans booked grew 23% YoY in the quarter. Deposits book grew 15% YoY to approximately Rs 721 bn as of 30 June 2025 as compared to Rs 627.74 bn as of 30 June 2024.

Investors were impressed by the numbers which led to buying in the stock.

What Next?

Bajaj Finance recently executed a 1:2 stock split and a 4:1 bonus share issue, effective 16 June. This has increased liquidity and made the stock more affordable for investors.

The last few years has seen Bajaj Finance growing at a solid pace, including net interest income, deposits growth rates, and assets under management.

Moving forward, the Q1 business updates are also encouraging.

Also, the Reserve Bank of India has cut repo rates recently, which should help the loan book growth.

The asset quality also remains under control. At the end of FY25, Bajaj Finance's gross NPA stood at 1%. The net NPA, which accounts for provisions made against bad loans, was 0.44%.

How Shares of Bajaj Finance have Performed Recently

Over the last one month, the share price of Bajaj Finance has gained 3% from levels of Rs 898 to the current levels of Rs 924. In the past one year, the share price of the company has gained 30%.

The stock hit a 52-week high of Rs 978.59 on 9 June 2025. The stock also hit a 52-week low of Rs 642.61 on 16 August 2024.

About Bajaj Finance

Bajaj Finance is a leading Indian non-banking financial company (NBFC). It is one of the largest NBFCs in India, with a customer base of over 106 million (m) as of June 2025 and assets under management (AUM) of approximately Rs 4,410 bn as of 30 June.

The company offers a wide range of financial products including consumer durable loans, personal loans, home loans, business loans, loans against property, and commercial finance.

Its lending portfolio is well diversified and includes consumer finance, mortgage finance, SME finance, commercial finance, and rural finance. It also accepts public and corporate deposits, making it a deposit-taking NBFC.

To know more, check out Bajaj Finance fact sheet and latest quarterly results. You can also compare Bajaj Finance with its peers on our website.

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To know what's moving the Indian stock markets today, check out the most recent share market updates here.

Investors should evaluate the company's fundamentals, corporate governance, and valuations of the stock as key factors when conducting due diligence before making investment decisions.

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