FundSelect

What is FundSelect?

FundSelect is Divya Grover's premium service that covers detailed analysis on diversified equity schemes, aggressive hybrid schemes, ELSS, and Debt funds that helps subscribers to make well informed investment decisions and select solid equity funds and safely managed debt funds for their portfolio.

As a premium member, you will receive a monthly report on which mutual funds to Buy, Hold or Sell, along with regular updates from Divya on all the equity mutual funds and debt mutual funds that has been recommended under the service.

FundSelect is a research subscription service backed by our proprietary SMART Score Matrix.

S	M	A	R	T
Systems and Processes	Market Cycle Performance	Asset Management Style	Risk-Reward Ratios	Performance Track Record

FundSelect is a research subscription service on equity and debt mutual fund schemes. It provides value added information on various mutual funds to help you as an investor make informed investment decisions. FundSelect carries the expertise of a research team which has been researching and advising on mutual funds since 1999. It delivers unbiased and independent opinion on mutual funds and follows a rigorous research process based on various qualitative and quantitative parameters.

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Who is the editor of FundSelect?

Divya Grover (Research Analyst), is the editor of FundSelect and Active Wealth Multiplier 2030 - Equitymaster's mutual fund research services. With several years of experience in mutual fund analysis, Divya applies rigorous qualitative and quantitative criteria to identify high-potential investment opportunities. She also serves as the editor of The Fund Strategist newsletter and has been an integral part of PersonalFN (an associate of Equitymaster) since 2019. Over the years, Divya has consistently delivered honest and unbiased research, driven by a disciplined methodology. Her mission is to empower investors with well-researched insights to make informed investment decisions and safeguard their long-term wealth.

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What is the goal of FundSelect?

The goal of FundSelect is to pick and recommend high quality and reliable equity mutual funds with high return potential. It also focuses on picking safely managed debt mutual funds that maintain high credit quality portfolio.

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What does FundSelect offer?

The FundSelect service has three parts to it.

The first part covers the rationale of the recommendation and a detailed report on funds selected for the month.

The second part is the review of performance of all FundSelect recommendations where we have not recommended a sell yet.

The third part is the list of funds that are currently on the watchlist of our analysts.

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What is the frequency of the reports and what is the minimum number of reports expected annually?

The FundSelect reports are sent out by 20^th of the month (or the next working day incase 20^th is a holiday). The FundSelect archives and reports are accessible 24X7 to its members. One research report is published under FundSelect every month. So there would be minimum 12 reports each year. Having said that if certain market conditions warrant more frequent or special updates and recommendations, subscribers would get that through our special update mails over and above the monthly recommendations. In addition to the monthly performance reports, any crucial update on funds covered under FundSelect will be communicated to FundSelect subscribers.

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What FundSelect does not offer?

FundSelect is a generalized recommendation service. We do not offer customized or personalized opinions for any particular subscriber or class of subscribers under FundSelect. We strongly recommend our subscribers seek professional advice before taking any decisions for their investments.

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I want to know more about FundSelect. How should I proceed?

You can write to us with all your queries and we will be delighted to assist you. Alternatively, you can call us on +91-9136015013 between 10 am to 6 pm from Monday to Friday.

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What is the suggested allocation for FundSelect?

Asset allocation should be based on an investor’s goals, risk tolerance, and investment horizon.

As equity markets tend to be very volatile, putting too much money in a single market cap and single fund can be very risky. In our view, large cap oriented funds are the safest among equity mutual funds. Because of their focus on large sized companies, they may not grow as fast as small cap or mid cap biased funds. But they are relatively more stable and resilient to negative macroeconomic developments. This keeps them in good stead over the long term and makes them reliable wealth creators.

According to us, large cap oriented funds should comprise at least 60% of one's equity funds portfolio. However, a single large cap fund should not form more than 30% of the total equity fund portfolio. This allocation will of course vary from person to person. For something that works best for you, we recommend you talk to your investment advisor.

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How can I try FundSelect?

We are delighted to inform you that you can try FundSelect completely risk free! There's a 30-day money back guarantee. So if it turns out that you don't like FundSelect, we'll gladly give back every rupee you paid for it.

Or Give Us a Call: +91-9136015013