equitymaster.comFalseFalseALLAHABAD BANK |
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Price History |
Price | Rs | 7.6 | | % ch | % | -1.0 |
Mkt Cap | Rs m | 34,454 | | No. of
shares | m | 4,527.48 |
Vol | '000 | 268.6 | | % ch week | % | -6.3 |
P/E | X | -0.4 | | % ch 1-mth | % | -46.0 |
P/CF | X | -1.0 | | % ch 12-mth | % | -86.4 |
EPS (TTM) | Rs | -17.2 | | 52 week H/L | Rs | 56.4/7.1 |
(As on Mar 19, 2020 (Close)) |
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Financials |
* Results Consolidated | No. of Months
Year Ending | 12
Mar-15* | 12
Mar-16* | 12
Mar-17* | 12
Mar-18* | 12
Mar-19* |
EQUITY SHARE DATA |
High | Rs | 150 | 110 | 88 | 93 | 59 |
Low | Rs | 88 | 40 | 49 | 43 | 33 |
Income per share (Unadj.) | Rs | 345.6 | 308.2 | 237.9 | 194.3 | 80.7 |
Earnings per share (Unadj.) | Rs | 11.4 | -11.7 | -3.8 | -54.2 | -40.3 |
Diluted earnings per share | Rs | 1.4 | -1.6 | -0.6 | -10.1 | -18.7 |
Cash flow per share (Unadj.) | Rs | 11.5 | -28.4 | -2.3 | -100.1 | -70.6 |
Dividends per share (Unadj.) | Rs | 1.63 | 0 | 0 | 0 | 0 |
Adj. dividends per share | Rs | 0.21 | 0.00 | 0.00 | 0.00 | 0.00 |
Avg Dividend yield | % | 1.4 | 0 | 0 | 0 | 0 |
Book value per share (Unadj.) | Rs | 225.9 | 233.8 | 196.6 | 126.3 | 44.8 |
Adj. book value per share | Rs | 28.5 | 31.7 | 32.3 | 23.5 | 20.8 |
Shares outstanding (eoy) | m | 571.38 | 613.80 | 743.69 | 844.04 | 2,096.84 |
Bonus / Rights / Conversions | | 0 | 0 | 0 | 0 | 0 |
Avg Price / Income ratio | x | 0.3 | 0.2 | 0.3 | 0.3 | 0.6 |
Avg P/E ratio | x | 10.5 | -6.4 | -18.3 | -1.3 | -1.1 |
Avg P/CF ratio | x | 1.5 | 1.1 | 1.3 | 1.6 | 3.6 |
Avg Price/Bookvalue ratio | x | 0.5 | 0.3 | 0.3 | 0.5 | 1.0 |
Dividend payout | % | 14.4 | 0 | 0 | 0 | 0 |
Avg Mkt Cap | Rs m | 67,965 | 45,882 | 51,110 | 57,332 | 96,507 |
No. of employees | `000 | NA | NA | NA | NA | NA |
Total wages & salary | Rs m | 23,245 | 21,484 | 23,063 | 21,786 | 25,512 |
Avg. income/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. wages/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. net profit/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
INCOME DATA |
Interest income | Rs m | 197,491 | 189,148 | 176,944 | 163,984 | 169,158 |
Other income | Rs m | 21,246 | 20,883 | 28,739 | 30,752 | 20,537 |
Interest expense | Rs m | 135,374 | 129,851 | 123,729 | 116,267 | 113,543 |
Net interest income | Rs m | 62,117 | 59,297 | 53,214 | 47,717 | 55,615 |
Operating expense | Rs m | 38,570 | 38,598 | 42,972 | 42,815 | 47,862 |
Gross profit | Rs m | 23,547 | 20,700 | 10,242 | 4,902 | 7,753 |
Gross profit margin | % | 11.9 | 10.9 | 5.8 | 3.0 | 4.6 |
Provisions/contingencies | Rs m | 38,481 | 48,818 | 41,878 | 81,535 | 111,233 |
Profit before tax | Rs m | 6,311 | -7,235 | -2,897 | -45,881 | -82,943 |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 |
Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 |
Prior Period Items | Rs m | 179 | 37 | 107 | 139 | -1,631 |
Tax | Rs m | 0 | 0 | 0 | 0 | 0 |
Profit after tax | Rs m | 6,490 | -7,198 | -2,790 | -45,742 | -84,574 |
Net profit margin | % | 3.3 | -3.8 | -1.6 | -27.9 | -50.0 |
BALANCE SHEET DATA |
Advances | Rs m | 1,498,771 | 1,523,721 | 1,507,527 | 1,520,607 | 1,422,122 |
Deposits | Rs m | 1,933,760 | 2,006,244 | 2,018,353 | 2,135,954 | 2,143,301 |
Credit/Deposit ratio | x | 77.5 | 75.9 | 74.7 | 71.2 | 66.4 |
Yield on advances | % | 10.0 | 9.5 | 8.4 | 7.3 | 7.9 |
Cost of deposits | % | 6.7 | 6.1 | 5.8 | 5.1 | 5.0 |
Net Interest Margin | % | 3.0 | 2.8 | 2.6 | 2.2 | 2.5 |
Net fixed assets | Rs m | 13,815 | 32,247 | 31,875 | 31,359 | 35,516 |
Share capital | Rs m | 5,714 | 6,138 | 7,437 | 8,440 | 20,968 |
Free reserves | Rs m | 123,353 | 137,376 | 138,745 | 98,122 | 72,989 |
Net worth | Rs m | 129,067 | 143,514 | 146,182 | 106,563 | 93,957 |
Borrowings | Rs m | 143,285 | 187,144 | 146,825 | 214,124 | 124,957 |
Investments | Rs m | 554,592 | 576,572 | 558,053 | 685,023 | 802,377 |
Total assets | Rs m | 2,276,797 | 2,404,572 | 2,379,626 | 2,537,177 | 2,495,767 |
Debt/equity ratio | x | 16.1 | 15.3 | 14.8 | 22.1 | 24.1 |
Return on assets | % | 0.3 | -0.3 | -0.1 | -1.8 | -3.4 |
Return on equity | % | 5.0 | -5.0 | -1.9 | -42.9 | -90.0 |
Capital adequacy ratio | % | 10.5 | 10.7 | 10.9 | 9.3 | 12.5 |
Net NPAs | % | 4.0 | 6.8 | 8.9 | 8.0 | 5.2 |
CASH FLOW |
From Operations | Rs m | 25,437 | 39,376 | -11,008 | -25,530 | -158,251 |
From Investments | Rs m | -1,980 | -1,691 | -960 | -904 | -1,179 |
From Financial Activity | Rs m | 4,801 | 10,188 | 9,047 | 20,131 | 87,739 |
Net Cashflow | Rs m | 28,258 | 47,873 | -2,922 | -6,303 | -71,691 |
* Results Consolidated | Source: Company Annual Reports, Regulatory Filings, Equitymaster |
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Share Holding |
Indian Promoters: | 93.4% |
Foreign collaborators: | 0.0% |
Indian inst/Mut Fund: | 3.3% |
FIIs: | 0.6% |
ADR/GDR: | 0.0% |
Free float: | 6.6% |
Shareholders: | 234,964 |
Pledged promoter(s) holding: | 0.0% |
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Company Information |
REGD OFF: | 2 Netaji Subhas Road, Kolkata - 700001 |
E-MAIL: | investors.grievance@allahabadbank.in |
WEB: | www.allahabadbank.in |
TELEPHONE: | 033-22420851/0863/0869/0883/0900 |
FAX: | 033-22107424/214048 |
SECTOR: | BANKING |
GROUP: | PSU |
TR AGENT: | CB Management Services Pvt Ltd, (Formerly Choksey Bhargava & Co Ltd) P-22, P 22 Bondel Road |
AUDITOR: | N. K. Bhargava & Co. |
YEAR OF INC: | 1865 |
BSE CODE: | 532480 |
FV (Rs): | 10 |
DIV YIELD (%): | - |