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Price History |
Price | Rs | 2,730.0 | | % ch | % | -0.6 |
Mkt Cap | Rs m | 5,054,302 | | No. of
shares | m | 1,851.43 |
Vol | '000 | 438.4 | | % ch week | % | -5.2 |
P/E | X | 30.6 | | % ch 1-mth | % | 3.4 |
P/CF | X | 4.1 | | % ch 12-mth | % | 21.4 |
EPS (TTM) | Rs | 89.3 | | 52 week H/L | Rs | 2,926.0/2,160.0 |
(As on Jul 12, 2023 (Close)) |
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Financials |
* Results Consolidated | No. of Months
Year Ending | 12
Mar-19* | 12
Mar-20* | 12
Mar-21* | 12
Mar-22* | 12
Mar-23* |
EQUITY SHARE DATA |
High | Rs | 2,051 | 2,500 | 2,895 | 3,021 | 2,855 |
Low | Rs | 1,646 | 1,473 | 1,483 | 2,046 | 2,027 |
Income per share (Unadj.) | Rs | 557.2 | 648.2 | 770.7 | 749.7 | 833.7 |
Earnings per share (Unadj.) | Rs | 94.3 | 123.8 | 103.9 | 124.6 | 142.6 |
Diluted earnings per share | Rs | 87.7 | 115.8 | 101.2 | 122.0 | 141.3 |
Cash flow per share (Unadj.) | Rs | 421.1 | 486.0 | 635.5 | 642.0 | 692.5 |
Dividends per share (Unadj.) | Rs | 21.00 | 21.00 | 23.00 | 30.00 | 44.00 |
Adj. dividends per share | Rs | 19.53 | 19.65 | 22.41 | 29.38 | 43.60 |
Avg Dividend yield | % | 1.1 | 1.1 | 1.1 | 1.2 | 1.8 |
Book value per share (Unadj.) | Rs | 642.4 | 724.0 | 860.0 | 982.2 | 1,090.0 |
Adj. book value per share | Rs | 597.3 | 677.3 | 837.9 | 961.8 | 1,080.1 |
Shares outstanding (eoy) | m | 1,721.44 | 1,732.05 | 1,803.95 | 1,813.03 | 1,834.56 |
Bonus / Rights / Conversions | | 0 | 0 | 0 | 0 | 0 |
Avg Price / Income ratio | x | 3.3 | 3.1 | 2.8 | 3.4 | 2.9 |
Avg P/E ratio | x | 19.6 | 16.1 | 21.1 | 20.3 | 17.1 |
Avg P/CF ratio | x | 19.6 | 16.0 | 21.0 | 20.3 | 17.1 |
Avg Price/Bookvalue ratio | x | 2.9 | 2.7 | 2.5 | 2.6 | 2.2 |
Dividend payout | % | 22.3 | 17.0 | 22.1 | 24.1 | 30.9 |
Avg Mkt Cap | Rs m | 3,182,077 | 3,440,547 | 3,949,290 | 4,593,670 | 4,478,060 |
No. of employees | `000 | NA | NA | NA | NA | NA |
Total wages & salary | Rs m | 14,484 | 13,567 | 17,007 | 20,821 | 21,600 |
Avg. income/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. wages/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. net profit/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
INCOME DATA |
Interest income | Rs m | 959,153 | 1,122,667 | 1,390,392 | 1,359,258 | 1,529,403 |
Other income | Rs m | 2,796 | 702 | 425 | 8,059 | 21,598 |
Interest expense | Rs m | 296,362 | 322,391 | 292,212 | 273,974 | 370,286 |
Net interest income | Rs m | 662,791 | 800,276 | 1,098,181 | 1,085,283 | 1,159,117 |
Operating expense | Rs m | 517,535 | 593,945 | 921,893 | 896,333 | 965,098 |
Gross profit | Rs m | 145,256 | 206,331 | 176,287 | 188,951 | 194,018 |
Gross profit margin | % | 15.1 | 18.4 | 12.7 | 13.9 | 12.7 |
Provisions/contingencies | Rs m | 171 | 260 | 470 | 482 | 607 |
Profit before tax | Rs m | 220,990 | 261,933 | 242,373 | 282,518 | 321,306 |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 |
Minority Interest | Rs m | -13,488 | -13,919 | -17,475 | -14,474 | -15,389 |
Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 |
Tax | Rs m | 45,185 | 33,668 | 37,498 | 42,097 | 44,308 |
Profit after tax | Rs m | 162,318 | 214,346 | 187,401 | 225,947 | 261,609 |
Net profit margin | % | 16.9 | 19.1 | 13.5 | 16.6 | 17.1 |
BALANCE SHEET DATA |
Advances | Rs m | 4,223,339 | 4,454,628 | 4,909,478 | 5,639,203 | 6,245,515 |
Deposits | Rs m | 770,646 | 877,584 | 936,039 | 998,796 | 1,109,979 |
Credit/Deposit ratio | x | 548.0 | 507.6 | 524.5 | 564.6 | 562.7 |
Yield on advances | % | 0 | 0 | 0 | 0 | 0 |
Cost of deposits | % | 10.7 | 11.2 | 11.2 | 9.9 | 9.4 |
Net Interest Margin | % | 10.4 | 11.5 | 13.7 | 11.7 | 11.1 |
Net fixed assets | Rs m | 19,147 | 44,945 | 43,753 | 99,574 | 98,012 |
Share capital | Rs m | 3,443 | 3,464 | 3,608 | 3,626 | 3,669 |
Free reserves | Rs m | 1,102,433 | 1,250,545 | 1,547,706 | 1,777,075 | 1,996,058 |
Net worth | Rs m | 1,105,876 | 1,254,009 | 1,551,314 | 1,780,701 | 1,999,727 |
Borrowings | Rs m | 776,143 | 792,470 | 943,177 | 952,201 | 876,846 |
Investments | Rs m | 2,168,412 | 2,499,272 | 3,085,268 | 3,602,137 | 4,173,582 |
Total assets | Rs m | 6,599,561 | 7,281,153 | 8,275,011 | 9,647,831 | 10,897,807 |
Debt/equity ratio | x | 1.4 | 1.3 | 1.2 | 1.1 | 1.0 |
Return on assets | % | 2.5 | 2.9 | 2.3 | 2.3 | 2.4 |
Return on equity | % | 14.7 | 17.1 | 12.1 | 12.7 | 13.1 |
Capital adequacy ratio | % | 19.1 | 17.6 | 22.2 | 22.8 | 0 |
Net NPAs | % | 0.8 | 1.5 | 1.2 | 1.1 | 0 |
CASH FLOW |
From Operations | Rs m | -443,014 | -268,010 | -272,764 | -440,279 | -473,285 |
From Investments | Rs m | -103,156 | -98,737 | -69,583 | -198,871 | -215,235 |
From Financial Activity | Rs m | 549,856 | 386,898 | 316,650 | 635,414 | 693,206 |
Net Cashflow | Rs m | 3,686 | 20,152 | -25,698 | -3,736 | 4,687 |
* Results Consolidated | Source: Company Annual Reports, Regulatory Filings, Equitymaster |
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Share Holding |
Indian Promoters: | 0.0% |
Foreign collaborators: | 0.0% |
Indian inst/Mut Fund: | 87.9% |
FIIs: | 63.6% |
ADR/GDR: | 0.0% |
Free float: | 100.0% |
Shareholders: | 720,777 |
Pledged promoter(s) holding: | 0.0% |
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Company Information |
REGD OFF: | Ramon House H T Parekh Marg, 169 Backbay Reclamation, Churchgate, Mumbai - 400020 |
E-MAIL: | investor.services@hdfc.com |
WEB: | www.hdfc.com |
TELEPHONE: | 022-61766000 |
FAX: | 022-22811205 |
SECTOR: | INVESTMENT & FINANCE |
GROUP: | HDFC |
TR AGENT: | Link Intime India Pvt Ltd., C 101 247 Park, LBS Marg, Vikhroli (West) |
AUDITOR: | Deloitte Haskins & Sells |
CHM: | Deepak S Parekh |
COMP SEC: | Ajay Agarwal |
YEAR OF INC: | 1977 |
BSE CODE: | 500010 |
FV (Rs): | 2 |
DIV YIELD (%): | 1.6 |