equitymaster.comFalseFalseINDUSIND BANK |
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Price History |
Price | Rs | 1,555.7 | | % ch | % | 1.5 |
Mkt Cap | Rs m | 1,210,832 | | No. of
shares | m | 778.32 |
Vol | '000 | 69.7 | | % ch week | % | 7.9 |
P/E | X | 14.0 | | % ch 1-mth | % | 4.2 |
P/CF | X | 6.4 | | % ch 12-mth | % | 53.7 |
EPS (TTM) | Rs | 111.4 | | 52 week H/L | Rs | 1,694.4/1,007.2 |
(As on Mar 28, 2024 (Close)) |
|
Financials |
* Results Consolidated | No. of Months
Year Ending | 12
Mar-19* | 12
Mar-20* | 12
Mar-21* | 12
Mar-22* | 12
Mar-23* |
EQUITY SHARE DATA |
High | Rs | 2,021 | 1,799 | 1,119 | 1,242 | 1,275 |
Low | Rs | 1,397 | 329 | 310 | 811 | 764 |
Income per share (Unadj.) | Rs | 369.4 | 415.0 | 375.0 | 397.9 | 468.7 |
Earnings per share (Unadj.) | Rs | 54.8 | 64.3 | 37.9 | 62.0 | 95.9 |
Diluted earnings per share | Rs | 42.4 | 57.3 | 37.6 | 61.7 | 95.6 |
Cash flow per share (Unadj.) | Rs | 109.5 | 115.2 | 40.7 | 97.0 | 184.3 |
Dividends per share (Unadj.) | Rs | 7.50 | 0 | 5.00 | 8.50 | 14.00 |
Adj. dividends per share | Rs | 5.81 | 0.00 | 4.97 | 8.46 | 13.96 |
Avg Dividend yield | % | 0.4 | 0 | 0.7 | 0.8 | 1.4 |
Book value per share (Unadj.) | Rs | 442.6 | 491.2 | 562.4 | 619.8 | 708.3 |
Adj. book value per share | Rs | 342.7 | 437.7 | 558.8 | 616.8 | 706.1 |
Shares outstanding (eoy) | m | 602.69 | 693.54 | 773.37 | 774.66 | 775.90 |
Bonus / Rights / Conversions | | 0 | 0 | 0 | 0 | 0 |
Avg Price / Income ratio | x | 4.6 | 2.6 | 1.9 | 2.6 | 2.2 |
Avg P/E ratio | x | 31.2 | 16.6 | 18.9 | 16.5 | 10.6 |
Avg P/CF ratio | x | 12.7 | 6.8 | 4.7 | 6.1 | 5.5 |
Avg Price/Bookvalue ratio | x | 3.9 | 2.2 | 1.3 | 1.7 | 1.4 |
Dividend payout | % | 13.7 | 0 | 13.2 | 13.7 | 14.6 |
Avg Mkt Cap | Rs m | 1,029,962 | 738,165 | 552,807 | 795,172 | 791,025 |
No. of employees | `000 | NA | NA | NA | NA | NA |
Total wages & salary | Rs m | 18,535 | 28,196 | 30,392 | 34,735 | 41,787 |
Avg. income/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. wages/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. net profit/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
INCOME DATA |
Interest income | Rs m | 222,612 | 287,828 | 289,998 | 308,224 | 363,679 |
Other income | Rs m | 56,467 | 69,527 | 65,009 | 73,448 | 81,728 |
Interest expense | Rs m | 134,150 | 167,241 | 154,719 | 158,216 | 187,758 |
Net interest income | Rs m | 88,462 | 120,587 | 135,279 | 150,008 | 175,921 |
Operating expense | Rs m | 64,053 | 81,826 | 81,568 | 93,107 | 113,459 |
Gross profit | Rs m | 24,409 | 38,762 | 53,711 | 56,901 | 62,463 |
Gross profit margin | % | 11.0 | 13.5 | 18.5 | 18.5 | 17.2 |
Provisions/contingencies | Rs m | 47,871 | 63,710 | 89,421 | 82,303 | 69,759 |
Profit before tax | Rs m | 49,800 | 61,767 | 39,294 | 64,328 | 99,322 |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 |
Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 |
Prior Period Items | Rs m | 3 | 3 | 2 | 4 | 4 |
Tax | Rs m | 16,795 | 17,189 | 9,995 | 16,282 | 24,891 |
Profit after tax | Rs m | 33,008 | 44,582 | 29,301 | 48,050 | 74,435 |
Net profit margin | % | 14.8 | 15.5 | 10.1 | 15.6 | 20.5 |
BALANCE SHEET DATA |
Advances | Rs m | 1,863,935 | 2,067,832 | 2,125,954 | 2,390,515 | 2,899,237 |
Deposits | Rs m | 1,948,679 | 2,020,270 | 2,558,701 | 2,933,495 | 3,361,202 |
Credit/Deposit ratio | x | 95.7 | 102.4 | 83.1 | 81.5 | 86.3 |
Yield on advances | % | 9.8 | 11.6 | 11.3 | 10.5 | 10.3 |
Cost of deposits | % | 5.4 | 6.4 | 4.5 | 4.2 | 4.7 |
Net Interest Margin | % | 3.6 | 4.5 | 4.8 | 4.8 | 4.7 |
Net fixed assets | Rs m | 16,881 | 17,920 | 18,005 | 18,342 | 19,435 |
Share capital | Rs m | 6,027 | 6,935 | 7,734 | 7,747 | 7,759 |
Free reserves | Rs m | 260,734 | 333,712 | 427,219 | 472,357 | 541,844 |
Net worth | Rs m | 266,761 | 340,647 | 434,952 | 480,103 | 549,603 |
Borrowings | Rs m | 473,211 | 607,535 | 513,228 | 473,232 | 490,112 |
Investments | Rs m | 592,680 | 599,384 | 696,534 | 709,299 | 830,757 |
Total assets | Rs m | 2,778,207 | 3,072,286 | 3,629,033 | 4,019,674 | 4,578,366 |
Debt/equity ratio | x | 9.1 | 7.7 | 7.1 | 7.1 | 7.0 |
Return on assets | % | 1.2 | 1.5 | 0.8 | 1.2 | 1.6 |
Return on equity | % | 12.4 | 13.1 | 6.7 | 10.0 | 13.5 |
Capital adequacy ratio | % | 14.2 | 15.0 | 17.4 | 18.4 | 17.9 |
Net NPAs | % | 1.2 | 0.9 | 0.7 | 0.6 | 0.6 |
CASH FLOW |
From Operations | Rs m | -63,889 | -129,074 | 449,757 | 166,722 | -124,423 |
From Investments | Rs m | -6,379 | -4,162 | -3,311 | -4,062 | -5,602 |
From Financial Activity | Rs m | 85,896 | 127,327 | -40,958 | -43,022 | 11,148 |
Net Cashflow | Rs m | 15,675 | 12,707 | 405,558 | 119,748 | -118,079 |
* Results Consolidated | Source: Company Annual Reports, Regulatory Filings, Equitymaster |
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Share Holding |
Indian Promoters: | 0.0% |
Foreign collaborators: | 16.5% |
Indian inst/Mut Fund: | 69.0% |
FIIs: | 42.0% |
ADR/GDR: | 0.0% |
Free float: | 83.6% |
Shareholders: | 359,688 |
Pledged promoter(s) holding: | 0.0% |
|
Company Information |
REGD OFF: | 2401 Gen Thimmayya Road, (Cantonment), Pune - 411001 |
E-MAIL: | investor@indusind.com |
WEB: | www.indusind.com |
TELEPHONE: | 020-26343201 / 69019000 |
FAX: | 020-26343241 |
SECTOR: | BANKING |
GROUP: | Hinduja |
TR AGENT: | Link Intime India Pvt Ltd., C 101 247 Park, LBS Marg, Vikhroli (West) |
AUDITOR: | B. S. R & Co. |
CHM: | Arun Tiwari |
COMP SEC: | Anand K Das |
YEAR OF INC: | 1994 |
BSE CODE: | 532187 |
FV (Rs): | 10 |
DIV YIELD (%): | 0.9 |