equitymaster.comFalseFalseKARUR VYSYA BANK |
|
Price History |
Price | Rs | 183.3 | | % ch | % | -0.5 |
Mkt Cap | Rs m | 147,364 | | No. of
shares | m | 803.95 |
Vol | '000 | 69.3 | | % ch week | % | 4.8 |
P/E | X | 9.9 | | % ch 1-mth | % | 2.7 |
P/CF | X | 4.7 | | % ch 12-mth | % | 88.2 |
EPS (TTM) | Rs | 18.5 | | 52 week H/L | Rs | 204.9/92.8 |
(As on Mar 28, 2024 01:40:00 PM) |
|
Financials |
* Results Consolidated | No. of Months
Year Ending | 12
Mar-19* | 12
Mar-20* | 12
Mar-21* | 12
Mar-22* | 12
Mar-23* |
EQUITY SHARE DATA |
High | Rs | 110 | 85 | 65 | 61 | 116 |
Low | Rs | 63 | 18 | 20 | 38 | 42 |
Income per share (Unadj.) | Rs | 72.8 | 74.9 | 68.4 | 69.8 | 81.2 |
Earnings per share (Unadj.) | Rs | 2.6 | 2.9 | 4.5 | 8.4 | 13.8 |
Diluted earnings per share | Rs | 2.6 | 2.9 | 4.5 | 8.4 | 13.8 |
Cash flow per share (Unadj.) | Rs | 5.5 | 6.1 | 19.9 | 22.9 | 26.2 |
Dividends per share (Unadj.) | Rs | 0.60 | 0 | 0.50 | 1.60 | 2.00 |
Adj. dividends per share | Rs | 0.60 | 0.00 | 0.50 | 1.59 | 2.00 |
Avg Dividend yield | % | 0.7 | 0 | 1.2 | 3.2 | 2.5 |
Book value per share (Unadj.) | Rs | 80.4 | 82.6 | 87.1 | 94.9 | 107.0 |
Adj. book value per share | Rs | 79.9 | 82.1 | 86.6 | 94.5 | 106.7 |
Shares outstanding (eoy) | m | 799.31 | 799.32 | 799.32 | 800.01 | 802.05 |
Bonus / Rights / Conversions | | 0 | 0 | 0 | 0 | 0 |
Avg Price / Income ratio | x | 1.2 | 0.7 | 0.6 | 0.7 | 1.0 |
Avg P/E ratio | x | 32.8 | 17.5 | 9.3 | 5.9 | 5.7 |
Avg P/CF ratio | x | 4.0 | 2.3 | 2.6 | 2.4 | 2.6 |
Avg Price/Bookvalue ratio | x | 1.1 | 0.6 | 0.5 | 0.5 | 0.7 |
Dividend payout | % | 22.7 | 0 | 11.1 | 19.0 | 14.5 |
Avg Mkt Cap | Rs m | 69,220 | 41,025 | 33,571 | 39,721 | 63,262 |
No. of employees | `000 | NA | NA | NA | NA | NA |
Total wages & salary | Rs m | 7,612 | 8,566 | 11,537 | 9,450 | 10,060 |
Avg. income/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. wages/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
Avg. net profit/employee | Rs Th | 0 | 0 | 0 | 0 | 0 |
INCOME DATA |
Interest income | Rs m | 58,158 | 59,900 | 54,704 | 55,877 | 65,166 |
Other income | Rs m | 9,628 | 11,546 | 9,188 | 7,691 | 11,589 |
Interest expense | Rs m | 34,530 | 36,420 | 31,109 | 28,723 | 31,677 |
Net interest income | Rs m | 23,628 | 23,479 | 23,595 | 27,154 | 33,488 |
Operating expense | Rs m | 16,148 | 17,417 | 19,868 | 18,542 | 20,320 |
Gross profit | Rs m | 7,480 | 6,062 | 3,727 | 8,612 | 13,168 |
Gross profit margin | % | 12.9 | 10.1 | 6.8 | 15.4 | 20.2 |
Provisions/contingencies | Rs m | 14,999 | 15,258 | 9,321 | 9,569 | 13,697 |
Profit before tax | Rs m | 3,222 | 2,722 | 5,344 | 9,309 | 14,369 |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 |
Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 |
Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 |
Tax | Rs m | 1,114 | 372 | 1,750 | 2,577 | 3,308 |
Profit after tax | Rs m | 2,109 | 2,350 | 3,594 | 6,733 | 11,061 |
Net profit margin | % | 3.6 | 3.9 | 6.6 | 12.0 | 17.0 |
BALANCE SHEET DATA |
Advances | Rs m | 485,808 | 460,981 | 503,635 | 546,612 | 631,341 |
Deposits | Rs m | 598,680 | 590,751 | 632,784 | 684,860 | 766,376 |
Credit/Deposit ratio | x | 81.1 | 78.0 | 79.6 | 79.8 | 82.4 |
Yield on advances | % | 9.5 | 10.1 | 8.8 | 8.3 | 8.4 |
Cost of deposits | % | 5.6 | 6.0 | 4.8 | 4.1 | 4.0 |
Net Interest Margin | % | 3.7 | 3.8 | 3.6 | 3.8 | 4.1 |
Net fixed assets | Rs m | 5,449 | 5,635 | 5,185 | 4,636 | 4,176 |
Share capital | Rs m | 1,599 | 1,599 | 1,599 | 1,600 | 1,604 |
Free reserves | Rs m | 62,627 | 64,399 | 67,994 | 74,356 | 84,214 |
Net worth | Rs m | 64,225 | 65,998 | 69,593 | 75,956 | 85,818 |
Borrowings | Rs m | 15,653 | 11,842 | 25,283 | 13,391 | 14,320 |
Investments | Rs m | 148,816 | 157,624 | 160,189 | 172,161 | 188,083 |
Total assets | Rs m | 693,401 | 682,782 | 746,232 | 800,713 | 901,794 |
Debt/equity ratio | x | 9.6 | 9.1 | 9.5 | 9.2 | 9.1 |
Return on assets | % | 0.3 | 0.3 | 0.5 | 0.8 | 1.2 |
Return on equity | % | 3.3 | 3.6 | 5.2 | 8.9 | 12.9 |
Capital adequacy ratio | % | 16.0 | 17.2 | 19.0 | 19.5 | 18.6 |
Net NPAs | % | 5.0 | 3.9 | 3.4 | 2.3 | 0.7 |
CASH FLOW |
From Operations | Rs m | -15,757 | 25,038 | 33,655 | 2,955 | 12,172 |
From Investments | Rs m | 5,494 | -15,346 | -13,789 | -15,938 | -12,702 |
From Financial Activity | Rs m | 4,141 | -2,737 | -589 | -959 | -1,781 |
Net Cashflow | Rs m | -6,122 | 6,955 | 19,278 | -13,942 | -2,310 |
* Results Consolidated | Source: Company Annual Reports, Regulatory Filings, Equitymaster |
|
Share Holding |
Indian Promoters: | 2.2% |
Foreign collaborators: | 0.0% |
Indian inst/Mut Fund: | 50.8% |
FIIs: | 15.6% |
ADR/GDR: | 0.0% |
Free float: | 97.8% |
Shareholders: | 232,052 |
Pledged promoter(s) holding: | 7.3% |
|
Company Information |
REGD OFF: | No. 20, Erode Road, Vadivel Nagar L. N. S., Karur - 639002 |
E-MAIL: | kvbshares@kvbmail.com |
WEB: | www.kvb.co.in |
TELEPHONE: | 04324 - 269431 35 40-43 |
FAX: | 04324 - 225700 |
SECTOR: | BANKING |
GROUP: | Private sector |
TR AGENT: | Link Intime India Pvt Ltd., Surya 35 Mayflower Avenue, Behind Senthil Nagar, Sowripalayam Road |
AUDITOR: | R. K. Kumar & Co |
CHM: | Meena Hemachandra |
COMP SEC: | M Srinivasa Rao |
YEAR OF INC: | 1916 |
BSE CODE: | 590003 |
FV (Rs): | 2 |
DIV YIELD (%): | 1.1 |