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GRUH FINANCE Fact Sheet  (GRFN)



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Here is the latest financial fact sheet of GRUH FINANCE. For more details, see the GRUH FINANCE quarterly results and GRUH FINANCE share price. For a sector overview, read our finance sector report.

GRUH FINANCE Price History

Price Rs 317.3
Mkt Cap Rs m 232,919
Vol '000 376.1
P/E X 52.0
P/CF X 40.5
EPS (TTM) Rs 6.1
1 Day % 3.7
No. of shares m 734.06
1 Week % 21.4
1 Month % 27.0
1 Year % 13.1
52 week H/L Rs 334.7/204.6
As on Oct 15, 2019 (Close)
* Results Consolidated
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GRUH FINANCE Financials

No. of Mths
Year Ending
12
Mar-15
*
12
Mar-16
*
12
Mar-17
*
12
Mar-18
*
12
Mar-19
*
5-Yr Chart
Click to enlarge
GRUH FINANCE EQUITY SHARE DATA
High Rs159140218357382 
Low Rs72107119184205 
Income per share (Unadj.) Rs29.235.140.846.327.6 
Earnings per share (Unadj.) Rs5.66.78.111.06.1 
Diluted earnings per shareRs2.83.34.05.56.1 
Cash flow per share (Unadj.) Rs10.212.515.519.310.1 
Dividends per share (Unadj.) Rs2.002.302.803.302.00 
Adj. dividends per shareRs0.991.141.391.642.00 
Avg Dividend yield %1.71.91.71.20.7 
Book value per share (Unadj.) Rs19.623.030.542.225.6 
Adj. book value per shareRs9.711.415.221.025.6 
Shares outstanding (eoy) m363.38363.68364.56365.72733.69 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x3.93.54.15.810.6 
Avg P/E ratio x20.518.420.724.548.1 
Avg P/CF ratio x19.617.720.724.548.1 
Avg Price/Bookvalue ratio x5.95.45.56.411.4 
Dividend payout %35.734.334.430.032.8 
Avg Mkt Cap Rs m41,79244,88361,47098,859215,172 
No. of employees `000NANANANANA 
Total wages & salary Rs m352428486576648 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
GRUH FINANCE INCOME DATA
Interest income Rs m10,60312,75414,87416,93520,262 
Other income Rs m0003216 
Interest expense Rs m6,7778,0749,1969,84813,012 
Net interest income Rs m3,8264,6805,6787,0877,250 
Operating expense Rs m8051,0331,2291,3871,282 
Gross profit Rs m3,0213,6474,4495,7005,968 
Gross profit margin %28.528.629.933.729.5 
Provisions/contingencies Rs m89103300 
Profit before tax Rs m3,0083,6174,4205,6726,150 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m00000 
Tax Rs m9701,1811,4541,6441,678 
Profit after tax Rs m2,0382,4362,9674,0284,472 
Net profit margin %19.219.119.923.822.1 
GRUH FINANCE BALANCE SHEET DATA
Advances Rs m83,909104,973124,314154,516172,883 
Deposits Rs m10,2539,66714,55500 
Credit/Deposit ratio x818.41,085.9854.100 
Yield on advances %00000 
Cost of deposits %11.513.79.800 
Net Interest Margin %4.34.24.34.33.9 
Net fixed assets Rs m137146137154151 
Share capital Rs m7277277297311,467 
Free reserves Rs m6,3887,62610,40314,69417,342 
Net worth Rs m7,1158,35311,13215,42518,809 
Borrowings Rs m9,732239230125,295150,129 
Investments Rs m4,9386,8228,2039,45110,945 
Total assets Rs m95,536119,135141,757164,937195,417 
Debt/equity ratio x2.81.21.38.18.0 
Return on assets %2.12.02.12.42.3 
Return on equity %28.629.226.626.123.8 
Capital adequacy ratio %15.417.818.318.920.3 
Net NPAs %00.1000.4 
GRUH FINANCE CASH FLOW
From Operations Rs m -17,164 -19,187 -17,108 -18,937 -14,322 
From Investments Rs m -43 -44 34 49 491 
From Financial Activity Rs m 17,133 19,423 16,925 18,952 24,184 
Net Cashflow Rs m -74 192 -149 65 10,354 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 47.4%
Institution 30.8%
Non-Institution 21.7%
Total 100.0%
Free Float 52.6%
Pledged promoter holdings 0.0%
Shareholding as on Jun 2019
 

Company Information

Regd Off " G R U H ", Netaji Marg, Near Mithakhali Six Roads Ellisbridge, Ahmedabad - 380006
E-mail investorcare@gruh.com Web www.gruh.com
Tel 91-079-26421671 to 74 / 32901222 / 23 Fax 91-079-26560649
Sector INVESTMENT & FINANCE Group Bandhan
Tr Agent Link Intime India Pvt Ltd., 5th Floor 506 to 508 Amarnath Business Centre-1(Abc-1), Beside Gala Business Center, Nr. St. Xavier’s College Corner Off C G Road Ellis Bridge
Auditor Sorab S. Engineer & Co.
CHM: Keki M Mistry COMP SEC: Marcus Lobo YEAR OF INC: 1986 BSE CODE: 511288 FV (Rs): 2 DIV YIELD (%): 0.6

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