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Here is the latest financial fact sheet of PNB HOUSING FINANCE. For more details, see the PNB HOUSING FINANCE quarterly results and PNB HOUSING FINANCE share price. For a sector overview, read our finance sector report.
1 Day | % | -0.2 |
No. of shares | m | 259.72 |
1 Week | % | 2.6 |
1 Month | % | -12.0 |
1 Year | % | 62.8 |
52 week H/L | Rs | 914.0/384.6 |
No. of Mths Year Ending |
12 Mar-19* |
12 Mar-20* |
12 Mar-21* |
12 Mar-22* |
12 Mar-23* |
5-Yr Chart Click to enlarge
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PNB HOUSING FINANCE EQUITY SHARE DATA | |||||||
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High | Rs | 1,444 | 976 | 475 | 924 | 654 | |
Low | Rs | 694 | 146 | 161 | 350 | 312 | |
Income per share (Unadj.) | Rs | 458.5 | 504.3 | 451.9 | 367.5 | 386.6 | |
Earnings per share (Unadj.) | Rs | 71.1 | 38.4 | 55.3 | 49.6 | 61.9 | |
Diluted earnings per share | Rs | 45.9 | 24.9 | 35.8 | 32.2 | 40.3 | |
Cash flow per share (Unadj.) | Rs | 148.4 | 151.5 | 146.1 | 121.4 | 218.8 | |
Dividends per share (Unadj.) | Rs | 9.00 | 0 | 0 | 0 | 0 | |
Adj. dividends per share | Rs | 5.80 | 0.00 | 0.00 | 0.00 | 0.00 | |
Avg Dividend yield | % | 0.8 | 0 | 0 | 0 | 0 | |
Book value per share (Unadj.) | Rs | 447.1 | 471.5 | 525.9 | 582.2 | 649.3 | |
Adj. book value per share | Rs | 288.3 | 305.3 | 340.7 | 377.9 | 422.1 | |
Shares outstanding (eoy) | m | 167.47 | 168.19 | 168.27 | 168.60 | 168.86 | |
Avg Price / Income ratio | x | 2.3 | 1.1 | 0.7 | 1.7 | 1.2 | |
Avg P/E ratio | x | 15.0 | 14.6 | 5.8 | 12.8 | 7.8 | |
Avg P/CF ratio | x | 15.0 | 14.6 | 5.7 | 12.3 | 7.7 | |
Avg Price/Bookvalue ratio | x | 2.4 | 1.2 | 0.6 | 1.1 | 0.7 | |
Dividend payout | % | 12.6 | 0 | 0 | 0 | 0 | |
Avg Mkt Cap | Rs m | 179,024 | 94,391 | 53,509 | 107,397 | 81,578 | |
Total wages & salary | Rs m | 3,039 | 2,331 | 2,113 | 2,166 | 2,660 |
PNB HOUSING FINANCE INCOME DATA | |||||||
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Interest income | Rs m | 76,793 | 84,818 | 76,039 | 61,959 | 65,273 | |
Other income | Rs m | 39 | 77 | 202 | 53 | 11,284 | |
Interest expense | Rs m | 51,672 | 58,755 | 51,009 | 40,649 | 39,000 | |
Net interest income | Rs m | 25,121 | 26,064 | 25,030 | 21,311 | 26,274 | |
Operating expense | Rs m | 7,503 | 17,372 | 12,571 | 9,990 | 23,435 | |
Gross profit | Rs m | 17,619 | 8,692 | 12,459 | 11,320 | 2,839 | |
Gross profit margin | % | 22.9 | 10.2 | 16.4 | 18.3 | 4.3 | |
Provisions/contingencies | Rs m | 0 | 2 | 63 | 360 | 97 | |
Profit before tax | Rs m | 17,344 | 8,110 | 12,070 | 10,840 | 13,609 | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | 0 | 0 | 0 | |
Minority Interest | Rs m | 0 | 0 | 0 | 0 | 0 | |
Prior Period Items | Rs m | 0 | 0 | 0 | 0 | 0 | |
Tax | Rs m | 5,429 | 1,648 | 2,771 | 2,475 | 3,149 | |
Profit after tax | Rs m | 11,915 | 6,462 | 9,299 | 8,365 | 10,460 | |
Net profit margin | % | 15.5 | 7.6 | 12.2 | 13.5 | 16.0 |
PNB HOUSING FINANCE BALANCE SHEET DATA | |||||||
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Advances | Rs m | 742,879 | 666,280 | 606,447 | 553,359 | 578,398 | |
Deposits | Rs m | 117,820 | 135,723 | 140,747 | 149,400 | 155,133 | |
Credit/Deposit ratio | x | 630.5 | 490.9 | 430.9 | 370.4 | 372.8 | |
Yield on advances | % | 0 | 0 | 0 | 0 | 0 | |
Cost of deposits | % | 8.8 | 9.6 | 9.5 | 8.7 | 8.5 | |
Net Interest Margin | % | 3.2 | 3.8 | 4.0 | 3.6 | 4.3 | |
Net fixed assets | Rs m | 1,026 | 2,505 | 1,807 | 1,499 | 1,458 | |
Share capital | Rs m | 1,675 | 1,682 | 1,683 | 1,686 | 1,689 | |
Free reserves | Rs m | 73,203 | 77,623 | 86,815 | 96,475 | 107,948 | |
Net worth | Rs m | 74,878 | 79,305 | 88,497 | 98,161 | 109,637 | |
Borrowings | Rs m | 157,851 | 71,927 | 85,245 | 70,411 | 63,876 | |
Investments | Rs m | 45,820 | 21,002 | 20,668 | 35,072 | 32,256 | |
Total assets | Rs m | 838,080 | 786,438 | 709,626 | 656,905 | 668,246 | |
Debt/equity ratio | x | 3.7 | 2.6 | 2.6 | 2.2 | 2.0 | |
Return on assets | % | 1.4 | 0.8 | 1.3 | 1.3 | 1.6 | |
Return on equity | % | 15.9 | 8.1 | 10.5 | 8.5 | 9.5 | |
Capital adequacy ratio | % | 14.0 | 18.0 | 18.7 | 23.4 | 24.4 | |
Net NPAs | % | 0.4 | 2.3 | 2.8 | 5.2 | 2.8 |
PNB HOUSING FINANCE CASH FLOW | |||||||
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From Operations | Rs m | -166,171 | 89,285 | 66,113 | 62,543 | -18,650 | |
From Investments | Rs m | -540 | -625 | 206 | -14,750 | 1,758 | |
From Financial Activity | Rs m | 178,881 | -43,856 | -81,776 | -67,322 | 3,015 | |
Net Cashflow | Rs m | 12,170 | 44,804 | -15,458 | -19,530 | -13,878 |
Share Holding
Shareholding as on Dec 2023
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Company Information
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CHM: SS Mallikarjuna Rao | COMP SEC: Sanjay Jain | YEAR OF INC: 1988 | BSE CODE: 540173 | FV (Rs): 10 | DIV YIELD (%): - |
Read: PNB HOUSING FINANCE 2022-23 Annual Report Analysis
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