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UNION BANK Fact Sheet  (UNBK)



For You: Midcap Stocks Research at Less than Its Launch Price


Here is the latest financial fact sheet of UNION BANK. For more details, see the UNION BANK quarterly results and UNION BANK share price. For a sector overview, read our banking sector report.

UNION BANK Price History

Price Rs 143.2
Mkt Cap Rs m 1,093,132
Vol '000 919.1
P/E X 8.3
P/CF X 3.4
EPS (TTM) Rs 17.3
1 Day % -1.5
No. of shares m 7,633.61
1 Week % -7.6
1 Month % -3.3
1 Year % 96.0
52 week H/L Rs 163.2/68.0
As on Apr 16, 2024 (Close)
* Results Consolidated
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UNION BANK Financials

No. of Mths
Year Ending
12
Mar-19
*
12
Mar-20
*
12
Mar-21
*
12
Mar-22
*
12
Mar-23
*
5-Yr Chart
Click to enlarge
UNION BANK EQUITY SHARE DATA
High Rs106100455596 
Low Rs6124233234 
Income per share (Unadj.) Rs194.6109.5108.299.8118.8 
Earnings per share (Unadj.) Rs-16.6-9.14.57.712.5 
Diluted earnings per shareRs-3.8-4.13.86.911.2 
Cash flow per share (Unadj.) Rs-37.4-24.38.117.127.2 
Dividends per share (Unadj.) Rs0001.903.00 
Adj. dividends per shareRs0.000.000.001.702.69 
Avg Dividend yield %0004.44.6 
Book value per share (Unadj.) Rs152.299.3101.0103.7115.3 
Adj. book value per shareRs35.244.584.892.8103.2 
Shares outstanding (eoy) m1,763.023,422.826,406.846,834.756,834.75 
Bonus / Rights / Conversions  00000 
Avg Price / Income ratio x0.40.60.30.40.5 
Avg P/E ratio x-5.0-6.87.65.65.2 
Avg P/CF ratio x1.92.31.11.41.7 
Avg Price/Bookvalue ratio x0.50.60.30.40.6 
Dividend payout %00024.724.1 
Avg Mkt Cap Rs m147,344212,728217,352297,312444,088 
No. of employees `000NANANANANA 
Total wages & salary Rs m32,37234,63994,910102,637125,240 
Avg. income/employee Rs Th00000 
Avg. wages/employee Rs Th00000 
Avg. net profit/employee Rs Th00000 
UNION BANK INCOME DATA
Interest income Rs m343,137374,792693,115682,297811,632 
Other income Rs m50,41757,893143,067135,244159,154 
Interest expense Rs m238,961258,368441,124401,785480,328 
Net interest income Rs m104,176116,424251,991280,512331,303 
Operating expense Rs m78,56281,879197,515197,026234,873 
Gross profit Rs m25,61434,54554,47583,48696,430 
Gross profit margin %7.59.27.912.211.9 
Provisions/contingencies Rs m105,365122,846169,262166,645171,280 
Profit before tax Rs m-39,332-41,51223,27285,663121,465 
Extraordinary Inc (Exp) Rs m00000 
Minority Interest Rs m00000 
Prior Period Items Rs m111-801354568813 
Tax Rs m-9,998-11,104-5,00833,57837,162 
Profit after tax Rs m-29,223-31,20928,63452,65385,117 
Net profit margin %-8.5-8.34.17.710.5 
UNION BANK BALANCE SHEET DATA
Advances Rs m2,987,8013,176,7745,933,2016,633,5577,642,767 
Deposits Rs m4,175,0484,524,3619,256,53910,343,67811,203,219 
Credit/Deposit ratio x71.670.264.164.168.2 
Yield on advances %8.07.97.76.87.4 
Cost of deposits %5.35.34.43.64.0 
Net Interest Margin %2.42.52.72.83.0 
Net fixed assets Rs m37,30347,21273,03171,71388,258 
Share capital Rs m18,67035,26865,10869,38869,388 
Free reserves Rs m249,686304,626582,269639,224718,648 
Net worth Rs m268,357339,894647,378708,611788,035 
Borrowings Rs m432,756527,141519,222512,452427,366 
Investments Rs m1,283,9121,542,5153,390,5853,518,3903,437,270 
Total assets Rs m4,985,8055,555,09110,823,77411,937,65612,883,571 
Debt/equity ratio x17.214.915.115.314.8 
Return on assets %-0.6-0.60.30.40.7 
Return on equity %-10.9-9.24.47.410.8 
Capital adequacy ratio %11.812.812.614.516.0 
Net NPAs %6.95.54.63.71.7 
UNION BANK CASH FLOW
From Operations Rs m -77,784 -76,813 205,273 363,389 61,114 
From Investments Rs m -2,971 -3,772 -6,011 -5,577 -25,611 
From Financial Activity Rs m 17,582 201,442 -188,607 -7,863 -106,541 
Net Cashflow Rs m -63,173 120,857 291,858 349,949 -71,038 
* Results Consolidated
Source: Accord Fintech, Equitymaster

Share Holding

Promoters 77.0%
Institution 16.3%
Non-Institution 6.8%
Total 100.0%
Free Float 23.0%
Pledged promoter holdings 0.0%
Shareholding as on Dec 2023
 

Company Information

Regd Off Union Bank Bhavan, 239 Vidhan Bhavan Marg Central Office, Nariman Point, Mumbai - 400021
E-mail investorservices@unionbankofindia.com Web www.unionbankofindia.co.in
Tel 022-22896636/26643 Fax 022-22025238
Sector BANKING Group PSU
Tr Agent K FIN Technologies Ltd.-(Karvy Fintech Pvt Ltd.), Karvy Selenium Tower B Plot 31-32, Gachibowli Financial District, Nanakramguda
Auditor Shah Gupta & Co.
CHM: Srinivasan Varadarajan COMP SEC: Mangesh Mandrekar YEAR OF INC: 1919 BSE CODE: 532477 FV (Rs): 10 DIV YIELD (%): 1.9

Read: UNION BANK 2022-23 Annual Report Analysis

More Banking Company Fact Sheets:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    

Compare UNION BANK With:   HDFC BANK    BANDHAN BANK    SBI    PNB    KOTAK MAHINDRA BANK    



 

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