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BANK OF MAHARASHTRA vs CITY UNION BANK - Comparison Results

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Current Valuations

    BANK OF MAHARASHTRA CITY UNION BANK BANK OF MAHARASHTRA/
CITY UNION BANK
 
P/E (TTM) x 11.3 9.7 116.5% View Chart
P/BV x 2.6 1.3 206.7% View Chart
Dividend Yield % 2.2 0.8 284.0%  

Financials

 BANK OF MAHARASHTRA   CITY UNION BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-23
CITY UNION BANK
Mar-23
BANK OF MAHARASHTRA/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs36205 17.7%   
Low Rs15118 12.8%   
Income per share (Unadj.) Rs23.663.7 37.1%  
Earnings per share (Unadj.) Rs3.912.7 30.6%  
Cash flow per share (Unadj.) Rs5.819.6 29.3%  
Dividends per share (Unadj.) Rs1.301.00 130.0%  
Avg Dividend yield %5.10.6 818.2%  
Book value per share (Unadj.) Rs23.5100.7 23.3%  
Shares outstanding (eoy) m6,730.50740.42 909.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.12.5 42.8%   
Avg P/E ratio x6.612.7 52.0%  
Avg P/CF ratio x2.86.6 43.0%  
Avg Price/Bookvalue ratio x1.11.6 68.2%  
Dividend payout %33.67.9 425.3%   
Avg Mkt Cap Rs m172,469119,411 144.4%   
No. of employees `000NANA-   
Total wages & salary Rs m20,5815,304 388.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m158,98647,143 337.2%  
Other income Rs m22,8098,104 281.5%   
Interest expense Rs m81,56825,515 319.7%   
Net interest income Rs m77,41821,628 358.0%  
Operating expense Rs m39,22511,552 339.6%   
Gross profit Rs m38,19310,076 379.0%  
Gross profit margin %24.021.4 112.4%  
Provisions/contingencies Rs m34,9758,805 397.2%   
Profit before tax Rs m34,45611,775 292.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m220-   
Tax Rs m8,4292,400 351.2%   
Profit after tax Rs m26,0509,375 277.9%  
Net profit margin %16.419.9 82.4%  
BALANCE SHEET DATA
Advances Rs m1,712,207430,533 397.7%   
Deposits Rs m2,340,641523,979 446.7%  
Credit/Deposit ratio x73.282.2 89.0%  
Yield on advances %6.78.8 76.0%   
Cost of deposits %3.14.4 70.5%   
Net Interest Margin %3.23.8 85.5%  
Net fixed assets Rs m21,4922,393 898.0%   
Share capital Rs m67,305740 9,090.1%   
Free reserves Rs m90,59773,832 122.7%   
Net worth Rs m157,90274,572 211.7%   
Borrowings Rs m107,65746,881 229.6%   
Investments Rs m690,420143,326 481.7%   
Total assets Rs m2,678,272665,946 402.2%  
Debt/equity ratio x15.57.7 202.5%   
Return on assets %1.01.4 69.1%  
Return on equity %16.512.6 131.2%  
Capital adequacy ratio %18.122.3 81.2%  
Net NPAs %0.32.4 10.6%  
CASH FLOW
From Operations Rs m-14,3991,004 -1,434.2%  
From Investments Rs m-1,751-719 243.6%  
From Financial Activity Rs m2,279-662 -344.5%  
Net Cashflow Rs m-13,871-377 3,683.6%  

Share Holding

Indian Promoters % 86.5 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 59.0 8.7%  
FIIs % 0.5 26.6 1.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 100.0 13.5%  
Shareholders   677,087 216,019 313.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs City Union Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs City Union Bank Share Price Performance

Period Bank of Maharashtra City Union Bank S&P BSE BANKEX
1-Day -0.44% -0.47% -0.39%
1-Month -5.60% -7.26% -0.28%
1-Year 138.78% 0.47% 17.83%
3-Year CAGR 45.48% -9.09% 11.02%
5-Year CAGR 34.24% -7.87% 9.52%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the City Union Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of City Union Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of City Union Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 33.6%.

City Union Bank paid Rs 1.0, and its dividend payout ratio stood at 7.9%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of City Union Bank.

For a sector overview, read our banking sector report.



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