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BANDHAN BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK HDFC BANK BANDHAN BANK/
HDFC BANK
 
P/E (TTM) x 9.7 18.2 53.4% View Chart
P/BV x 1.5 3.8 39.1% View Chart
Dividend Yield % 0.8 1.3 63.1%  

Financials

 BANDHAN BANK   HDFC BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-23
HDFC BANK
Mar-23
BANDHAN BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs3501,722 20.3%   
Low Rs1821,272 14.3%   
Income per share (Unadj.) Rs98.7306.0 32.3%  
Earnings per share (Unadj.) Rs13.682.4 16.5%  
Cash flow per share (Unadj.) Rs16.3150.0 10.9%  
Dividends per share (Unadj.) Rs1.5019.00 7.9%  
Avg Dividend yield %0.61.3 44.4%  
Book value per share (Unadj.) Rs121.5516.7 23.5%  
Shares outstanding (eoy) m1,610.845,579.74 28.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.74.9 55.0%   
Avg P/E ratio x19.518.2 107.5%  
Avg P/CF ratio x6.011.1 54.4%  
Avg Price/Bookvalue ratio x2.22.9 75.5%  
Dividend payout %11.023.0 47.8%   
Avg Mkt Cap Rs m428,2418,351,759 5.1%   
No. of employees `000NANA-   
Total wages & salary Rs m27,151200,169 13.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m159,0471,707,541 9.3%  
Other income Rs m24,686339,121 7.3%   
Interest expense Rs m66,451777,799 8.5%   
Net interest income Rs m92,596929,741 10.0%  
Operating expense Rs m46,368515,337 9.0%   
Gross profit Rs m46,228414,404 11.2%  
Gross profit margin %29.124.3 119.8%  
Provisions/contingencies Rs m48,967292,038 16.8%   
Profit before tax Rs m28,930614,984 4.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,516 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m6,983153,497 4.5%   
Profit after tax Rs m21,946459,971 4.8%  
Net profit margin %13.826.9 51.2%  
BALANCE SHEET DATA
Advances Rs m1,047,56816,619,493 6.3%   
Deposits Rs m1,080,69318,826,633 5.7%  
Credit/Deposit ratio x96.988.3 109.8%  
Yield on advances %13.18.2 161.0%   
Cost of deposits %5.03.3 154.5%   
Net Interest Margin %6.84.3 157.9%  
Net fixed assets Rs m5,08984,756 6.0%   
Share capital Rs m16,1085,580 288.7%   
Free reserves Rs m179,6142,877,623 6.2%   
Net worth Rs m195,7222,883,203 6.8%   
Borrowings Rs m247,1082,565,487 9.6%   
Investments Rs m323,6595,115,817 6.3%   
Total assets Rs m1,557,70025,304,324 6.2%  
Debt/equity ratio x6.87.4 91.4%   
Return on assets %1.41.8 77.5%  
Return on equity %11.216.0 70.3%  
Capital adequacy ratio %19.819.3 102.6%  
Net NPAs %1.20.3 433.3%  
CASH FLOW
From Operations Rs m-42,446208,137 -20.4%  
From Investments Rs m-16,179-34,239 47.3%  
From Financial Activity Rs m47,913239,406 20.0%  
Net Cashflow Rs m-10,713417,621 -2.6%  

Share Holding

Indian Promoters % 40.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 49.6 83.0 59.8%  
FIIs % 34.8 52.3 66.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 100.0 60.0%  
Shareholders   550,138 3,018,247 18.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on BANDHAN BANK vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs HDFC Bank Share Price Performance

Period BANDHAN BANK HDFC Bank S&P BSE BANKEX
1-Day -0.55% -0.29% -0.41%
1-Month -11.46% 1.75% -0.30%
1-Year -10.45% -7.63% 17.82%
3-Year CAGR -19.51% -1.24% 11.02%
5-Year CAGR -18.42% 4.92% 9.52%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 11.0%.

HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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