Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CREDITACCESS GRAMEEN vs ARC FINANCE - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CREDITACCESS GRAMEEN ARC FINANCE CREDITACCESS GRAMEEN/
ARC FINANCE
 
P/E (TTM) x 16.9 -186.8 - View Chart
P/BV x 4.5 0.8 564.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CREDITACCESS GRAMEEN   ARC FINANCE
EQUITY SHARE DATA
    CREDITACCESS GRAMEEN
Mar-23
ARC FINANCE
Mar-23
CREDITACCESS GRAMEEN/
ARC FINANCE
5-Yr Chart
Click to enlarge
High Rs1,1543 34,769.6%   
Low Rs8341 139,016.7%   
Income per share (Unadj.) Rs223.10.1 162,882.0%  
Earnings per share (Unadj.) Rs52.00 802,714.3%  
Cash flow per share (Unadj.) Rs142.1-22.7 -627.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs320.21.0 31,318.2%  
Shares outstanding (eoy) m158.91504.95 31.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.514.3 31.1%   
Avg P/E ratio x19.1302.4 6.3%  
Avg P/CF ratio x18.50.1 21,537.5%  
Avg Price/Bookvalue ratio x3.11.9 162.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m157,989990 15,963.3%   
No. of employees `000NANA-   
Total wages & salary Rs m5,1523 174,657.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m35,45169 51,259.7%  
Other income Rs m570-   
Interest expense Rs m12,16113 91,921.4%   
Net interest income Rs m23,29056 41,641.3%  
Operating expense Rs m11,79451 23,225.9%   
Gross profit Rs m11,4965 223,221.4%  
Gross profit margin %32.47.4 435.6%  
Provisions/contingencies Rs m26511,499 2.3%   
Profit before tax Rs m11,0544 250,095.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,7941 242,921.7%   
Profit after tax Rs m8,2613 252,617.7%  
Net profit margin %23.34.7 492.4%  
BALANCE SHEET DATA
Advances Rs m190,4330-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %11.61,593.4 0.7%  
Net fixed assets Rs m5,99016 38,179.1%   
Share capital Rs m1,589505 314.7%   
Free reserves Rs m49,28711 438,492.0%   
Net worth Rs m50,876516 9,856.0%   
Borrowings Rs m253139 182.0%   
Investments Rs m10,2654 292,444.4%   
Total assets Rs m225,334709 31,763.1%  
Debt/equity ratio x00.3 1.8%   
Return on assets %3.70.5 794.7%  
Return on equity %16.20.6 2,561.0%  
Capital adequacy ratio %23.60-  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-32,898-90 36,383.3%  
From Investments Rs m-3,14470 -4,499.6%  
From Financial Activity Rs m33,6517 462,234.9%  
Net Cashflow Rs m-2,391-13 18,048.3%  

Share Holding

Indian Promoters % 0.0 12.0 -  
Foreign collaborators % 66.7 0.0 -  
Indian inst/Mut Fund % 27.8 0.0 -  
FIIs % 12.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 33.3 88.0 37.9%  
Shareholders   57,989 142,377 40.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CREDITACCESS GRAMEEN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on CREDITACCESS GRAMEEN vs ARC FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CREDITACCESS GRAMEEN vs ARC FINANCE Share Price Performance

Period CREDITACCESS GRAMEEN ARC FINANCE
1-Day 0.57% -3.57%
1-Month -3.11% -17.35%
1-Year 59.31% 32.79%
3-Year CAGR 28.05% 28.58%
5-Year CAGR 23.35% 51.95%

* Compound Annual Growth Rate

Here are more details on the CREDITACCESS GRAMEEN share price and the ARC FINANCE share price.

Moving on to shareholding structures...

The promoters of CREDITACCESS GRAMEEN hold a 66.7% stake in the company. In case of ARC FINANCE the stake stands at 12.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of ARC FINANCE.

Finally, a word on dividends...

In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

ARC FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of ARC FINANCE.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.