Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

CREDITACCESS GRAMEEN vs BAJAJ HOLDINGS & INVESTMENT - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    CREDITACCESS GRAMEEN BAJAJ HOLDINGS & INVESTMENT CREDITACCESS GRAMEEN/
BAJAJ HOLDINGS & INVESTMENT
 
P/E (TTM) x 17.1 314.5 5.4% View Chart
P/BV x 4.5 2.1 216.0% View Chart
Dividend Yield % 0.0 1.5 -  

Financials

 CREDITACCESS GRAMEEN   BAJAJ HOLDINGS & INVESTMENT
EQUITY SHARE DATA
    CREDITACCESS GRAMEEN
Mar-23
BAJAJ HOLDINGS & INVESTMENT
Mar-23
CREDITACCESS GRAMEEN/
BAJAJ HOLDINGS & INVESTMENT
5-Yr Chart
Click to enlarge
High Rs1,1547,378 15.6%   
Low Rs8344,300 19.4%   
Income per share (Unadj.) Rs223.141.7 535.0%  
Earnings per share (Unadj.) Rs52.0435.8 11.9%  
Cash flow per share (Unadj.) Rs142.1454.3 31.3%  
Dividends per share (Unadj.) Rs0123.00 0.0%  
Avg Dividend yield %02.1 0.0%  
Book value per share (Unadj.) Rs320.23,970.1 8.1%  
Shares outstanding (eoy) m158.91111.29 142.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.5140.0 3.2%   
Avg P/E ratio x19.113.4 142.8%  
Avg P/CF ratio x18.513.4 138.4%  
Avg Price/Bookvalue ratio x3.11.5 211.1%  
Dividend payout %028.2 0.0%   
Avg Mkt Cap Rs m157,989649,809 24.3%   
No. of employees `000NANA-   
Total wages & salary Rs m5,152498 1,035.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m35,4514,641 763.9%  
Other income Rs m57633 9.0%   
Interest expense Rs m12,16169 17,523.3%   
Net interest income Rs m23,2904,572 509.5%  
Operating expense Rs m11,7941,421 830.3%   
Gross profit Rs m11,4963,151 364.8%  
Gross profit margin %32.467.9 47.8%  
Provisions/contingencies Rs m26514 1,837.1%   
Profit before tax Rs m11,05450,115 22.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-957 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m2,794653 427.8%   
Profit after tax Rs m8,26148,505 17.0%  
Net profit margin %23.31,045.2 2.2%  
BALANCE SHEET DATA
Advances Rs m190,4330-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %11.60.9 1,339.5%  
Net fixed assets Rs m5,9901,036 578.3%   
Share capital Rs m1,5891,113 142.8%   
Free reserves Rs m49,287440,715 11.2%   
Net worth Rs m50,876441,828 11.5%   
Borrowings Rs m2530-   
Investments Rs m10,265527,683 1.9%   
Total assets Rs m225,334531,881 42.4%  
Debt/equity ratio x00 17,005.4%   
Return on assets %3.79.1 40.2%  
Return on equity %16.211.0 147.9%  
Capital adequacy ratio %23.6111.0 21.2%  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-32,89817,277 -190.4%  
From Investments Rs m-3,144-1,368 229.8%  
From Financial Activity Rs m33,651-15,869 -212.1%  
Net Cashflow Rs m-2,39139 -6,131.8%  

Share Holding

Indian Promoters % 0.0 51.5 -  
Foreign collaborators % 66.7 0.0 -  
Indian inst/Mut Fund % 27.8 17.5 158.6%  
FIIs % 12.0 11.6 103.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 33.3 48.5 68.7%  
Shareholders   57,989 61,275 94.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CREDITACCESS GRAMEEN With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    AAVAS FINANCIERS    


More on CREDITACCESS GRAMEEN vs Bajaj Holdings & Invstment

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CREDITACCESS GRAMEEN vs Bajaj Holdings & Invstment Share Price Performance

Period CREDITACCESS GRAMEEN Bajaj Holdings & Invstment
1-Day 1.46% 2.64%
1-Month -2.26% -4.70%
1-Year 60.71% 36.78%
3-Year CAGR 28.43% 36.89%
5-Year CAGR 23.56% 18.47%

* Compound Annual Growth Rate

Here are more details on the CREDITACCESS GRAMEEN share price and the Bajaj Holdings & Invstment share price.

Moving on to shareholding structures...

The promoters of CREDITACCESS GRAMEEN hold a 66.7% stake in the company. In case of Bajaj Holdings & Invstment the stake stands at 51.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of Bajaj Holdings & Invstment.

Finally, a word on dividends...

In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Bajaj Holdings & Invstment paid Rs 123.0, and its dividend payout ratio stood at 28.2%.

You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of Bajaj Holdings & Invstment.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.