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CREDITACCESS GRAMEEN vs INDIANIVESH - Comparison Results

Rs 100 invested in...

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Current Valuations

    CREDITACCESS GRAMEEN INDIANIVESH CREDITACCESS GRAMEEN/
INDIANIVESH
 
P/E (TTM) x 17.7 11.2 157.4% View Chart
P/BV x 4.7 - - View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CREDITACCESS GRAMEEN   INDIANIVESH
EQUITY SHARE DATA
    CREDITACCESS GRAMEEN
Mar-23
INDIANIVESH
Mar-23
CREDITACCESS GRAMEEN/
INDIANIVESH
5-Yr Chart
Click to enlarge
High Rs1,154110 1,049.4%   
Low Rs83418 4,621.1%   
Income per share (Unadj.) Rs223.10.1 155,668.0%  
Earnings per share (Unadj.) Rs52.0-0.8 -6,725.0%  
Cash flow per share (Unadj.) Rs142.1-63.4 -224.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs320.2-9.7 -3,290.1%  
Shares outstanding (eoy) m158.9137.75 421.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.5446.8 1.0%   
Avg P/E ratio x19.1-82.8 -23.1%  
Avg P/CF ratio x18.51.0 1,830.6%  
Avg Price/Bookvalue ratio x3.1-6.6 -47.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m157,9892,417 6,536.7%   
No. of employees `000NANA-   
Total wages & salary Rs m5,1527 70,484.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m35,4515 655,290.2%  
Other income Rs m5726 215.7%   
Interest expense Rs m12,1610 7,600,750.0%   
Net interest income Rs m23,2905 443,619.0%  
Operating expense Rs m11,79456 21,201.0%   
Gross profit Rs m11,496-50 -22,813.9%  
Gross profit margin %32.4-931.4 -3.5%  
Provisions/contingencies Rs m2652,417 10.9%   
Profit before tax Rs m11,054-33 -33,436.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,794-4 -72,000.0%   
Profit after tax Rs m8,261-29 -28,309.1%  
Net profit margin %23.3-539.4 -4.3%  
BALANCE SHEET DATA
Advances Rs m190,4330-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %11.62.2 537.2%  
Net fixed assets Rs m5,990235 2,550.0%   
Share capital Rs m1,58938 4,209.5%   
Free reserves Rs m49,287-405 -12,166.8%   
Net worth Rs m50,876-367 -13,849.7%   
Borrowings Rs m2531,231 20.5%   
Investments Rs m10,265243 4,227.2%   
Total assets Rs m225,334833 27,055.7%  
Debt/equity ratio x0-3.4 -0.1%   
Return on assets %3.7-3.5 -104.6%  
Return on equity %16.27.9 204.4%  
Capital adequacy ratio %23.60-  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-32,898-13 259,856.2%  
From Investments Rs m-3,1447 -42,954.9%  
From Financial Activity Rs m33,65123 147,720.4%  
Net Cashflow Rs m-2,39117 -13,712.2%  

Share Holding

Indian Promoters % 0.0 57.7 -  
Foreign collaborators % 66.6 0.0 -  
Indian inst/Mut Fund % 27.4 0.8 3,302.4%  
FIIs % 11.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 33.4 42.3 79.0%  
Shareholders   69,824 3,739 1,867.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CREDITACCESS GRAMEEN With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on CREDITACCESS GRAMEEN vs INDIANIVESH

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CREDITACCESS GRAMEEN vs INDIANIVESH Share Price Performance

Period CREDITACCESS GRAMEEN INDIANIVESH
1-Day -0.83% -1.95%
1-Month 6.77% 18.10%
1-Year 52.82% -80.10%
3-Year CAGR 36.65% 1.84%
5-Year CAGR 25.00% -30.12%

* Compound Annual Growth Rate

Here are more details on the CREDITACCESS GRAMEEN share price and the INDIANIVESH share price.

Moving on to shareholding structures...

The promoters of CREDITACCESS GRAMEEN hold a 66.6% stake in the company. In case of INDIANIVESH the stake stands at 57.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of INDIANIVESH.

Finally, a word on dividends...

In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

INDIANIVESH paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of INDIANIVESH.

For a sector overview, read our finance sector report.



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