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CREDITACCESS GRAMEEN vs SHIVOM INV - Comparison Results

Rs 100 invested in...

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Current Valuations

    CREDITACCESS GRAMEEN SHIVOM INV CREDITACCESS GRAMEEN/
SHIVOM INV
 
P/E (TTM) x 17.7 -0.1 - View Chart
P/BV x 4.7 0.4 1,329.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 CREDITACCESS GRAMEEN   SHIVOM INV
EQUITY SHARE DATA
    CREDITACCESS GRAMEEN
Mar-23
SHIVOM INV
Mar-23
CREDITACCESS GRAMEEN/
SHIVOM INV
5-Yr Chart
Click to enlarge
High Rs1,1541 125,472.8%   
Low Rs834NA 203,439.0%   
Income per share (Unadj.) Rs223.10.5 44,560.6%  
Earnings per share (Unadj.) Rs52.0-7.0 -742.0%  
Cash flow per share (Unadj.) Rs142.10.1 251,036.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs320.21.2 26,887.7%  
Shares outstanding (eoy) m158.9169.95 227.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.51.3 335.5%   
Avg P/E ratio x19.1-0.1 -20,149.1%  
Avg P/CF ratio x18.5-0.1 -18,890.0%  
Avg Price/Bookvalue ratio x3.10.6 556.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m157,98947 339,632.9%   
No. of employees `000NANA-   
Total wages & salary Rs m5,1520 2,060,960.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m35,45135 101,231.3%  
Other income Rs m570 37,800.0%   
Interest expense Rs m12,16115 79,485.0%   
Net interest income Rs m23,29020 118,103.4%  
Operating expense Rs m11,794510 2,312.8%   
Gross profit Rs m11,496-490 -2,345.0%  
Gross profit margin %32.4-1,399.8 -2.3%  
Provisions/contingencies Rs m26516 1,662.7%   
Profit before tax Rs m11,054-490 -2,255.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,7940-   
Profit after tax Rs m8,261-490 -1,685.6%  
Net profit margin %23.3-1,399.4 -1.7%  
BALANCE SHEET DATA
Advances Rs m190,4330-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %11.680.2 14.5%  
Net fixed assets Rs m5,9900-   
Share capital Rs m1,589700 227.2%   
Free reserves Rs m49,287-616 -7,998.1%   
Net worth Rs m50,87683 61,082.5%   
Borrowings Rs m253294 86.0%   
Investments Rs m10,26525 41,777.8%   
Total assets Rs m225,334382 58,957.0%  
Debt/equity ratio x03.5 0.1%   
Return on assets %3.7-128.2 -2.9%  
Return on equity %16.2-588.4 -2.8%  
Capital adequacy ratio %23.60-  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-32,898-219 15,053.4%  
From Investments Rs m-3,144-24 12,966.2%  
From Financial Activity Rs m33,651294 11,453.6%  
Net Cashflow Rs m-2,39151 -4,688.1%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 66.6 0.0 -  
Indian inst/Mut Fund % 27.4 0.0 -  
FIIs % 11.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 33.4 100.0 33.4%  
Shareholders   69,824 2,040 3,422.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CREDITACCESS GRAMEEN With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on CREDITACCESS GRAMEEN vs SHIVOM INV

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CREDITACCESS GRAMEEN vs SHIVOM INV Share Price Performance

Period CREDITACCESS GRAMEEN SHIVOM INV
1-Day -0.23% -2.33%
1-Month 7.00% -6.67%
1-Year 53.34% -41.67%
3-Year CAGR 36.75% -36.62%
5-Year CAGR 24.50% -43.24%

* Compound Annual Growth Rate

Here are more details on the CREDITACCESS GRAMEEN share price and the SHIVOM INV share price.

Moving on to shareholding structures...

The promoters of CREDITACCESS GRAMEEN hold a 66.6% stake in the company. In case of SHIVOM INV the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of SHIVOM INV.

Finally, a word on dividends...

In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SHIVOM INV paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of SHIVOM INV.

For a sector overview, read our finance sector report.



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