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CREDITACCESS GRAMEEN vs TOURISM FINA - Comparison Results

Rs 100 invested in...

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Current Valuations

    CREDITACCESS GRAMEEN TOURISM FINA CREDITACCESS GRAMEEN/
TOURISM FINA
 
P/E (TTM) x 17.1 16.5 103.5% View Chart
P/BV x 4.5 1.5 291.2% View Chart
Dividend Yield % 0.0 1.4 -  

Financials

 CREDITACCESS GRAMEEN   TOURISM FINA
EQUITY SHARE DATA
    CREDITACCESS GRAMEEN
Mar-23
TOURISM FINA
Mar-23
CREDITACCESS GRAMEEN/
TOURISM FINA
5-Yr Chart
Click to enlarge
High Rs1,15495 1,215.1%   
Low Rs83446 1,833.2%   
Income per share (Unadj.) Rs223.125.6 871.0%  
Earnings per share (Unadj.) Rs52.09.7 534.1%  
Cash flow per share (Unadj.) Rs142.114.0 1,011.5%  
Dividends per share (Unadj.) Rs02.40 0.0%  
Avg Dividend yield %03.4 0.0%  
Book value per share (Unadj.) Rs320.2112.5 284.5%  
Shares outstanding (eoy) m158.9190.37 175.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.52.7 162.5%   
Avg P/E ratio x19.17.2 265.0%  
Avg P/CF ratio x18.56.3 293.0%  
Avg Price/Bookvalue ratio x3.10.6 497.5%  
Dividend payout %024.7 0.0%   
Avg Mkt Cap Rs m157,9896,349 2,488.5%   
No. of employees `000NANA-   
Total wages & salary Rs m5,152116 4,445.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m35,4512,315 1,531.7%  
Other income Rs m573 2,259.0%   
Interest expense Rs m12,161906 1,341.6%   
Net interest income Rs m23,2901,408 1,654.0%  
Operating expense Rs m11,794300 3,928.1%   
Gross profit Rs m11,4961,108 1,037.7%  
Gross profit margin %32.447.9 67.7%  
Provisions/contingencies Rs m265124 212.9%   
Profit before tax Rs m11,0541,094 1,010.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,794214 1,304.2%   
Profit after tax Rs m8,261880 939.2%  
Net profit margin %23.338.0 61.3%  
BALANCE SHEET DATA
Advances Rs m190,43315,824 1,203.4%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %11.66.6 175.4%  
Net fixed assets Rs m5,990152 3,932.4%   
Share capital Rs m1,589904 175.8%   
Free reserves Rs m49,2879,267 531.8%   
Net worth Rs m50,87610,171 500.2%   
Borrowings Rs m253300 84.2%   
Investments Rs m10,2655,461 188.0%   
Total assets Rs m225,33422,305 1,010.3%  
Debt/equity ratio x00 16.8%   
Return on assets %3.73.9 93.0%  
Return on equity %16.28.6 187.8%  
Capital adequacy ratio %23.662.7 37.6%  
Net NPAs %0.43.0 11.7%  
CASH FLOW
From Operations Rs m-32,898-1,369 2,403.8%  
From Investments Rs m-3,144NA 2,858,454.5%  
From Financial Activity Rs m33,651-117 -28,864.9%  
Net Cashflow Rs m-2,391-1,485 161.0%  

Share Holding

Indian Promoters % 0.0 3.9 -  
Foreign collaborators % 66.7 13.7 485.5%  
Indian inst/Mut Fund % 27.8 13.9 200.2%  
FIIs % 12.0 13.9 86.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 33.3 82.3 40.5%  
Shareholders   57,989 58,817 98.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare CREDITACCESS GRAMEEN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on CREDITACCESS GRAMEEN vs TOURISM FINA

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

CREDITACCESS GRAMEEN vs TOURISM FINA Share Price Performance

Period CREDITACCESS GRAMEEN TOURISM FINA
1-Day 1.46% 2.08%
1-Month -2.26% -29.07%
1-Year 60.71% 154.90%
3-Year CAGR 28.43% 42.53%
5-Year CAGR 23.56% 7.90%

* Compound Annual Growth Rate

Here are more details on the CREDITACCESS GRAMEEN share price and the TOURISM FINA share price.

Moving on to shareholding structures...

The promoters of CREDITACCESS GRAMEEN hold a 66.7% stake in the company. In case of TOURISM FINA the stake stands at 17.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of TOURISM FINA.

Finally, a word on dividends...

In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

TOURISM FINA paid Rs 2.4, and its dividend payout ratio stood at 24.7%.

You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of TOURISM FINA.

For a sector overview, read our finance sector report.



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