Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

EQUITAS SMALL FINANCE BANK vs KOTAK MAHINDRA BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    EQUITAS SMALL FINANCE BANK KOTAK MAHINDRA BANK EQUITAS SMALL FINANCE BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 13.4 20.6 65.3% View Chart
P/BV x 2.0 3.2 64.4% View Chart
Dividend Yield % 1.1 0.1 1,288.3%  

Financials

 EQUITAS SMALL FINANCE BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    EQUITAS SMALL FINANCE BANK
Mar-23
KOTAK MAHINDRA BANK
Mar-23
EQUITAS SMALL FINANCE BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs781,997 3.9%   
Low Rs381,630 2.3%   
Income per share (Unadj.) Rs37.5212.2 17.7%  
Earnings per share (Unadj.) Rs5.275.1 6.9%  
Cash flow per share (Unadj.) Rs19.9242.3 8.2%  
Dividends per share (Unadj.) Rs1.001.50 66.7%  
Avg Dividend yield %1.70.1 2,095.9%  
Book value per share (Unadj.) Rs46.4565.1 8.2%  
Shares outstanding (eoy) m1,110.561,986.56 55.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.58.5 18.0%   
Avg P/E ratio x11.224.1 46.3%  
Avg P/CF ratio x5.417.8 30.6%  
Avg Price/Bookvalue ratio x1.23.2 38.7%  
Dividend payout %19.42.0 969.8%   
Avg Mkt Cap Rs m64,0633,602,620 1.8%   
No. of employees `000NANA-   
Total wages & salary Rs m10,96784,790 12.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m41,619421,511 9.9%  
Other income Rs m6,696259,910 2.6%   
Interest expense Rs m16,172144,111 11.2%   
Net interest income Rs m25,447277,399 9.2%  
Operating expense Rs m20,383336,450 6.1%   
Gross profit Rs m5,064-59,051 -8.6%  
Gross profit margin %12.2-14.0 -86.9%  
Provisions/contingencies Rs m6,02453,054 11.4%   
Profit before tax Rs m7,688196,462 3.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m01,446 0.0%   
Tax Rs m1,95248,657 4.0%   
Profit after tax Rs m5,736149,250 3.8%  
Net profit margin %13.835.4 38.9%  
BALANCE SHEET DATA
Advances Rs m257,9863,591,075 7.2%   
Deposits Rs m253,8063,612,726 7.0%  
Credit/Deposit ratio x101.699.4 102.3%  
Yield on advances %14.68.6 170.5%   
Cost of deposits %5.43.3 164.3%   
Net Interest Margin %7.85.0 156.7%  
Net fixed assets Rs m3,37722,612 14.9%   
Share capital Rs m11,10614,933 74.4%   
Free reserves Rs m40,4171,107,608 3.6%   
Net worth Rs m51,5231,122,541 4.6%   
Borrowings Rs m29,738570,339 5.2%   
Investments Rs m66,6461,953,380 3.4%   
Total assets Rs m349,5816,204,297 5.6%  
Debt/equity ratio x5.53.7 147.7%   
Return on assets %1.62.4 68.2%  
Return on equity %11.113.3 83.7%  
Capital adequacy ratio %23.820.8 114.5%  
Net NPAs %1.20.4 327.0%  
CASH FLOW
From Operations Rs m-9,977-12,424 80.3%  
From Investments Rs m-2,613-105,502 2.5%  
From Financial Activity Rs m60118,830 3.2%  
Net Cashflow Rs m-8,883-97,401 9.1%  

Share Holding

Indian Promoters % 0.0 25.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 65.3 61.1 106.8%  
FIIs % 19.6 38.1 51.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 74.1 135.0%  
Shareholders   361,709 634,698 57.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EQUITAS SMALL FINANCE BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on EQUITAS SMALL FINANCE BANK vs Kotak Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

EQUITAS SMALL FINANCE BANK vs Kotak Bank Share Price Performance

Period EQUITAS SMALL FINANCE BANK Kotak Bank S&P BSE BANKEX
1-Day -0.48% 0.57% 0.82%
1-Month -7.22% 6.07% 2.48%
1-Year 43.69% 5.14% 19.28%
3-Year CAGR 15.45% 0.09% 12.00%
5-Year CAGR 23.06% 5.93% 9.40%

* Compound Annual Growth Rate

Here are more details on the EQUITAS SMALL FINANCE BANK share price and the Kotak Bank share price.

Moving on to shareholding structures...

The promoters of EQUITAS SMALL FINANCE BANK hold a 0.0% stake in the company. In case of Kotak Bank the stake stands at 25.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of EQUITAS SMALL FINANCE BANK and the shareholding pattern of Kotak Bank.

Finally, a word on dividends...

In the most recent financial year, EQUITAS SMALL FINANCE BANK paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 19.4%.

Kotak Bank paid Rs 1.5, and its dividend payout ratio stood at 2.0%.

You may visit here to review the dividend history of EQUITAS SMALL FINANCE BANK, and the dividend history of Kotak Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.