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GOENKA BUSINESS vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    GOENKA BUSINESS PAISALO DIGITAL GOENKA BUSINESS/
PAISALO DIGITAL
 
P/E (TTM) x -46.8 43.5 - View Chart
P/BV x 0.3 6.1 5.0% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 GOENKA BUSINESS   PAISALO DIGITAL
EQUITY SHARE DATA
    GOENKA BUSINESS
Mar-23
PAISALO DIGITAL
Mar-23
GOENKA BUSINESS/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs1697 16.9%   
Low Rs750 13.3%   
Income per share (Unadj.) Rs191.410.5 1,816.3%  
Earnings per share (Unadj.) Rs0.12.1 5.3%  
Cash flow per share (Unadj.) Rs182.3-18.2 -1,000.5%  
Dividends per share (Unadj.) Rs00.10 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs22.425.9 86.5%  
Shares outstanding (eoy) m13.00449.02 2.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.17.0 0.9%   
Avg P/E ratio x103.435.2 293.9%  
Avg P/CF ratio x13.62.8 484.3%  
Avg Price/Bookvalue ratio x0.52.8 18.1%  
Dividend payout %04.8 0.0%   
Avg Mkt Cap Rs m14932,940 0.5%   
No. of employees `000NANA-   
Total wages & salary Rs m2283 0.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2,4884,732 52.6%  
Other income Rs m01 0.8%   
Interest expense Rs m1082,087 5.2%   
Net interest income Rs m2,3802,645 90.0%  
Operating expense Rs m2,3791,313 181.2%   
Gross profit Rs m11,332 0.1%  
Gross profit margin %028.1 0.1%  
Provisions/contingencies Rs m1010,759 0.1%   
Profit before tax Rs m11,262 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-1326 -0.3%   
Profit after tax Rs m1936 0.2%  
Net profit margin %0.119.8 0.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %8,666.91,005.5 861.9%  
Net fixed assets Rs m1663 0.1%   
Share capital Rs m130449 28.9%   
Free reserves Rs m16111,176 1.4%   
Net worth Rs m29111,625 2.5%   
Borrowings Rs m010,427 0.0%   
Investments Rs m27263 10.4%   
Total assets Rs m1,22934,364 3.6%  
Debt/equity ratio x00.9 0.0%   
Return on assets %0.12.7 4.3%  
Return on equity %0.58.1 6.2%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m71-4,522 -1.6%  
From Investments Rs mNA-51 0.1%  
From Financial Activity Rs mNA4,760 0.0%  
Net Cashflow Rs m71188 37.8%  

Share Holding

Indian Promoters % 14.9 50.4 29.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 27.9 -  
FIIs % 0.0 15.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 85.1 49.6 171.4%  
Shareholders   9,833 52,323 18.8%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GOENKA BUSINESS With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on GOENKA BUSINESS vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOENKA BUSINESS vs Paisalo Digital Share Price Performance

Period GOENKA BUSINESS Paisalo Digital
1-Day -1.60% 0.60%
1-Month 2.42% 17.34%
1-Year -4.51% 176.90%
3-Year CAGR 39.02% 33.34%
5-Year CAGR 55.69% 37.02%

* Compound Annual Growth Rate

Here are more details on the GOENKA BUSINESS share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of GOENKA BUSINESS hold a 14.9% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOENKA BUSINESS and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, GOENKA BUSINESS paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of GOENKA BUSINESS, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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