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GIC HOUSING vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    GIC HOUSING SHRIRAM CITY UNION GIC HOUSING/
SHRIRAM CITY UNION
 
P/E (TTM) x 7.2 9.3 77.5% View Chart
P/BV x 0.6 1.4 45.5% View Chart
Dividend Yield % 2.2 1.9 116.1%  

Financials

 GIC HOUSING   SHRIRAM CITY UNION
EQUITY SHARE DATA
    GIC HOUSING
Mar-23
SHRIRAM CITY UNION
Mar-22
GIC HOUSING/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs2482,600 9.5%   
Low Rs1101,378 8.0%   
Income per share (Unadj.) Rs207.01,061.5 19.5%  
Earnings per share (Unadj.) Rs39.6172.9 22.9%  
Cash flow per share (Unadj.) Rs104.2-5,605.2 -1.9%  
Dividends per share (Unadj.) Rs4.5037.00 12.2%  
Avg Dividend yield %2.51.9 135.3%  
Book value per share (Unadj.) Rs315.61,379.6 22.9%  
Shares outstanding (eoy) m53.8566.63 80.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.9 46.1%   
Avg P/E ratio x4.511.5 39.2%  
Avg P/CF ratio x4.50.3 1,453.2%  
Avg Price/Bookvalue ratio x0.61.4 39.3%  
Dividend payout %11.421.4 53.1%   
Avg Mkt Cap Rs m9,630132,538 7.3%   
No. of employees `000NANA-   
Total wages & salary Rs m59910,576 5.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,14970,730 15.8%  
Other income Rs m1,58970 2,279.2%   
Interest expense Rs m7,02928,301 24.8%   
Net interest income Rs m4,12042,428 9.7%  
Operating expense Rs m2,71025,950 10.4%   
Gross profit Rs m1,40916,479 8.6%  
Gross profit margin %12.623.3 54.3%  
Provisions/contingencies Rs m0414,981 0.0%   
Profit before tax Rs m2,89915,686 18.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-130 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m7664,039 19.0%   
Profit after tax Rs m2,13311,518 18.5%  
Net profit margin %19.116.3 117.5%  
BALANCE SHEET DATA
Advances Rs m103,210355,460 29.0%   
Deposits Rs m068,245 0.0%  
Credit/Deposit ratio x0520.9- 
Yield on advances %00-   
Cost of deposits %08.0-  
Net Interest Margin %3.911.5 33.9%  
Net fixed assets Rs m5222,514 20.8%   
Share capital Rs m539666 80.9%   
Free reserves Rs m16,45491,253 18.0%   
Net worth Rs m16,99391,920 18.5%   
Borrowings Rs m3,48127,264 12.8%   
Investments Rs m2,73914,374 19.1%   
Total assets Rs m108,350485,553 22.3%  
Debt/equity ratio x0.21.0 19.7%   
Return on assets %2.02.4 83.0%  
Return on equity %12.512.5 100.2%  
Capital adequacy ratio %31.526.8 117.4%  
Net NPAs %3.33.3 99.7%  
CASH FLOW
From Operations Rs m10,432-38,613 -27.0%  
From Investments Rs m-2,129-1,338 159.1%  
From Financial Activity Rs m-12,38453,477 -23.2%  
Net Cashflow Rs m-4,08113,527 -30.2%  

Share Holding

Indian Promoters % 42.4 36.9 115.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.2 33.0 27.8%  
FIIs % 3.3 26.9 12.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 57.6 63.1 91.2%  
Shareholders   58,599 22,900 255.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on GIC HOUSING vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GIC HOUSING vs SHRIRAM CITY UNION Share Price Performance

Period GIC HOUSING SHRIRAM CITY UNION
1-Day -0.07% 0.14%
1-Month -11.58% 4.33%
1-Year 38.54% -0.93%
3-Year CAGR 20.40% 13.37%
5-Year CAGR -5.71% -1.05%

* Compound Annual Growth Rate

Here are more details on the GIC HOUSING share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of GIC HOUSING hold a 42.4% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GIC HOUSING and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, GIC HOUSING paid a dividend of Rs 4.5 per share. This amounted to a Dividend Payout ratio of 11.4%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of GIC HOUSING, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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