Compare, Analyse HDFC BANK (500180 | HDFCBANK~EQ) with SBI (500112 | SBIN~EQ)
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HDFC BANK vs SBI - Comparison Results

  
  

HDFC BANK 
  Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More


SBI 
Change
SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More
Stock Price Chart: hdfc bank Vs. sbi
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 Current Valuations
    HDFC BANK SBI HDFC BANK/  
SBI  
P/E (TTM) x 24.7 15.2 163.1% View Chart
P/BV x 5.7 1.4 404.9% View Chart
Dividend Yield % 0.7 11.3 6.0%  
 
 Financials
 
  EQUITY SHARE DATA
    HDFC BANK SBI HDFC BANK/ 5-Yr Chart
    Mar-14 Mar-14 SBI Click to enlarge
High Rs7612,425 31.4%   
Low Rs5281,473 35.8%   
Income per share (Unadj.) Rs177.42,532.4 7.0%  
Earnings per share (Unadj.) Rs36.4189.9 19.2%  
Cash flow per share (Unadj.) Rs99.8852.0 11.7%  
Dividends per share (Unadj.) Rs6.8530.00 22.8%  
Avg Dividend yield %1.11.5 69.1%  
Book value per share (Unadj.) Rs184.11,883.4 9.8%  
Shares outstanding (eoy) m2,399.05746.57 321.3%   
Bonus/Rights/Conversions ESOPPI-  
Avg Price / Income ratio x3.60.8 471.9%   
Avg P/E ratio x17.710.3 172.2%  
Avg P/CF ratio x14.84.2 354.5%  
Avg Price/Bookvalue ratio x3.51.0 338.2%  
Dividend payout %18.815.8 118.9%   
Avg Mkt Cap Rs m1,545,5881,455,065 106.2%   
No. of employees `00068.2222.0 30.7%   
Total wages & salary Rs m44,945298,684 15.0%   
Avg. income/employee Rs Th6,242.98,515.1 73.3%   
Avg. wages/employee Rs Th659.41,345.2 49.0%   
Avg. net profit/employee Rs Th1,282.7638.4 200.9%   
 
  INCOME DATA
Interest income Rs m425,5501,890,624 22.5%  
Other income Rs m82,975378,821 21.9%   
Interest expense Rs m234,4551,214,790 19.3%   
Net interest income Rs m191,096675,834 28.3%  
Operating expense Rs m124,697633,687 19.7%   
Gross profit Rs m66,39942,147 157.5%  
Gross profit margin %15.62.2 699.9%  
Provisions/contingencies Rs m17,260207,712 8.3%   
Profit before tax Rs m132,114213,255 62.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-247-6,334 3.9%   
Prior Period Items Rs m363,177 1.1%   
Tax Rs m44,46968,361 65.1%   
Profit after tax Rs m87,435141,738 61.7%  
Net profit margin %20.57.5 274.1%  
 
  BALANCE SHEET DATA
Advances Rs m3,154,18915,782,767 20.0%   
Deposits Rs m3,670,80318,388,524 20.0%  
Credit/Deposit ratio x85.985.8 100.1%  
Yield on advances %10.59.0 117.1%   
Cost of deposits %5.25.9 87.4%   
Net Interest Margin %4.02.9 138.4%  
Net fixed assets Rs m30,263105,598 28.7%   
Share capital Rs m4,7987,466 64.3%   
Free reserves Rs m329,744844,787 39.0%   
Net worth Rs m441,6661,406,108 31.4%   
Borrowings Rs m495,9672,237,597 22.2%   
Investments Rs m1,195,7115,787,931 20.7%   
Total assets Rs m5,036,20023,959,816 21.0%  
Debt/equity ratio x9.414.7 64.3%   
Return on assets %1.70.6 293.5%  
Return on equity %19.810.1 196.4%  
Capital adequacy ratio %16.113.0 124.0%  
Net NPAs %0.32.6 10.5%  
 
  CASH FLOW
From Operations Rs m42,106195,768 21.5%  
From Investments Rs m-10,667-33,167 32.2%  
From Financial Activity Rs m92,70225,762 359.8%  
Net Cashflow Rs m124,141188,364 65.9%  
 
 Share Holding
Indian Promoters % 22.6 58.6 38.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 20.9 47.4%  
FIIs % 34.1 9.7 351.5%  
ADR/GDR % 17.0 2.1 809.5%  
Free float % 16.4 8.7 188.5%  
Shareholders   415,166 855,889 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster
Compare HDFC BANK With: DENA BANK | FEDERAL BANK | DCB BANK | CORPORATION BANK | IDBI BANK
Compare HDFC BANK With: DEUTSCHE BANK (Germany) | WELLS FARGO (US)

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HDFC BANK STOCK QUOTE

BSE: 1,008.70 (-2.65%)
NSE: 1,007.05 (-2.81%)
Jun 2, 2015 03:41 PM
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