Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HERITAGE PAC vs GUJARAT CREDIT - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HERITAGE PAC GUJARAT CREDIT HERITAGE PAC/
GUJARAT CREDIT
 
P/E (TTM) x 9.7 484.3 2.0% View Chart
P/BV x 1.0 4.0 25.5% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   GUJARAT CREDIT
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
GUJARAT CREDIT
Mar-23
HERITAGE PAC/
GUJARAT CREDIT
5-Yr Chart
Click to enlarge
High Rs14573 198.8%   
Low Rs8620 434.8%   
Income per share (Unadj.) Rs57.20-  
Earnings per share (Unadj.) Rs19.80 171,039.5%  
Cash flow per share (Unadj.) Rs42.00.1 58,964.3%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.55.0 3,700.5%  
Shares outstanding (eoy) m3.4525.00 13.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.00-  
Avg P/E ratio x5.84,000.0 0.1%  
Avg P/CF ratio x4.01,000.0 0.4%  
Avg Price/Bookvalue ratio x0.69.4 6.7%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m3991,160 34.4%   
No. of employees `000NANA-   
Total wages & salary Rs m291 2,100.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1970-  
Other income Rs m153 574.9%   
Interest expense Rs m330 332,900.0%   
Net interest income Rs m1640 -1,640,000.0%  
Operating expense Rs m882 4,143.2%   
Gross profit Rs m76-2 -3,540.2%  
Gross profit margin %38.40- 
Provisions/contingencies Rs m321 3,660.9%   
Profit before tax Rs m880 26,800.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00 0.0%   
Tax Rs m200 8,329.2%   
Profit after tax Rs m680 23,603.4%  
Net profit margin %34.70- 
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.40 -58,949.2%  
Net fixed assets Rs m14280 5.0%   
Share capital Rs m3585 40.6%   
Free reserves Rs m59939 1,535.7%   
Net worth Rs m633124 510.7%   
Borrowings Rs m2840-   
Investments Rs m542 12.4%   
Total assets Rs m938327 286.7%  
Debt/equity ratio x0.40-   
Return on assets %7.30.1 8,259.6%  
Return on equity %10.80.2 4,638.0%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-41-1 3,065.9%  
From Investments Rs m-3-10 31.3%  
From Financial Activity Rs m3912 335.8%  
Net Cashflow Rs m-50 -3,953.8%  

Share Holding

Indian Promoters % 59.0 31.6 186.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 68.4 59.9%  
Shareholders   2,904 8,942 32.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HERITAGE PAC vs GUJ.CREDIT

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs GUJ.CREDIT Share Price Performance

Period HERITAGE PAC GUJ.CREDIT
1-Day -5.10% -4.95%
1-Month -12.52% -30.76%
1-Year 79.09% -4.36%
3-Year CAGR 31.18% 74.01%
5-Year CAGR 13.36% 15.53%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the GUJ.CREDIT share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of GUJ.CREDIT the stake stands at 31.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of GUJ.CREDIT.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

GUJ.CREDIT paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of GUJ.CREDIT.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.