Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HERITAGE PAC vs MAHINDRA & MAHINDRA FINANCIAL SERVICES - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HERITAGE PAC MAHINDRA & MAHINDRA FINANCIAL SERVICES HERITAGE PAC/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
 
P/E (TTM) x 10.7 19.1 56.2% View Chart
P/BV x 1.1 2.0 57.3% View Chart
Dividend Yield % 0.6 2.0 28.5%  

Financials

 HERITAGE PAC   MAHINDRA & MAHINDRA FINANCIAL SERVICES
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
HERITAGE PAC/
MAHINDRA & MAHINDRA FINANCIAL SERVICES
5-Yr Chart
Click to enlarge
High Rs145272 53.4%   
Low Rs86158 54.4%   
Income per share (Unadj.) Rs57.2102.9 55.6%  
Earnings per share (Unadj.) Rs19.816.8 118.1%  
Cash flow per share (Unadj.) Rs42.072.1 58.2%  
Dividends per share (Unadj.) Rs1.206.00 20.0%  
Avg Dividend yield %1.02.8 37.2%  
Book value per share (Unadj.) Rs183.5150.1 122.2%  
Shares outstanding (eoy) m3.451,233.60 0.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.02.1 96.8%   
Avg P/E ratio x5.812.8 45.5%  
Avg P/CF ratio x4.012.7 31.4%  
Avg Price/Bookvalue ratio x0.61.4 44.0%  
Dividend payout %6.035.7 16.9%   
Avg Mkt Cap Rs m399265,378 0.2%   
No. of employees `000NANA-   
Total wages & salary Rs m2921,153 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m197126,995 0.2%  
Other income Rs m1515,570 0.1%   
Interest expense Rs m3350,943 0.1%   
Net interest income Rs m16476,052 0.2%  
Operating expense Rs m8861,198 0.1%   
Gross profit Rs m7614,854 0.5%  
Gross profit margin %38.411.7 328.3%  
Provisions/contingencies Rs m32248 12.8%   
Profit before tax Rs m8828,038 0.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m012 0.0%   
Prior Period Items Rs m00-   
Tax Rs m207,326 0.3%   
Profit after tax Rs m6820,724 0.3%  
Net profit margin %34.716.3 212.6%  
BALANCE SHEET DATA
Advances Rs m88534,811 2.5%   
Deposits Rs m054,587 0.0%  
Credit/Deposit ratio x063.8- 
Yield on advances %00-   
Cost of deposits %09.8-  
Net Interest Margin %18.450.1 36.8%  
Net fixed assets Rs m148,706 0.2%   
Share capital Rs m352,467 1.4%   
Free reserves Rs m599182,732 0.3%   
Net worth Rs m633185,199 0.3%   
Borrowings Rs m28450,384 0.6%   
Investments Rs m5116,974 0.0%   
Total assets Rs m9381,043,390 0.1%  
Debt/equity ratio x0.40.6 79.1%   
Return on assets %7.32.0 367.4%  
Return on equity %10.811.2 96.6%  
Capital adequacy ratio %67.822.5 300.9%  
Net NPAs %01.9 0.0%  
CASH FLOW
From Operations Rs m-41-173,953 0.0%  
From Investments Rs m-3-16,354 0.0%  
From Financial Activity Rs m39188,520 0.0%  
Net Cashflow Rs m-5-1,787 0.3%  

Share Holding

Indian Promoters % 59.0 52.2 113.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 39.7 -  
FIIs % 0.0 12.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 47.8 85.6%  
Shareholders   2,750 239,372 1.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HERITAGE PAC vs M&M Financial

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs M&M Financial Share Price Performance

Period HERITAGE PAC M&M Financial
1-Day 5.64% 1.84%
1-Month 5.02% 12.40%
1-Year 77.58% 12.94%
3-Year CAGR 35.95% 21.03%
5-Year CAGR 15.12% 2.85%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the M&M Financial share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of M&M Financial the stake stands at 52.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of M&M Financial.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of M&M Financial.



Today's Market

Sensex Today Trades Higher | Just Dial Soars 10% | VST Industries, Indus Towers, ICICI Lombard Surge 5% Sensex Today Trades Higher | Just Dial Soars 10% | VST Industries, Indus Towers, ICICI Lombard Surge 5%(10:30 am)

Asian share markets are mixed today after US shares extended their losing streak to the longest since January 2024.