HERITAGE PAC | MAHINDRA & MAHINDRA FINANCIAL SERVICES | HERITAGE PAC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 10.7 | 19.1 | 56.2% | View Chart |
P/BV | x | 1.1 | 2.0 | 57.3% | View Chart |
Dividend Yield | % | 0.6 | 2.0 | 28.5% |
HERITAGE PAC MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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HERITAGE PAC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
HERITAGE PAC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 145 | 272 | 53.4% | |
Low | Rs | 86 | 158 | 54.4% | |
Income per share (Unadj.) | Rs | 57.2 | 102.9 | 55.6% | |
Earnings per share (Unadj.) | Rs | 19.8 | 16.8 | 118.1% | |
Cash flow per share (Unadj.) | Rs | 42.0 | 72.1 | 58.2% | |
Dividends per share (Unadj.) | Rs | 1.20 | 6.00 | 20.0% | |
Avg Dividend yield | % | 1.0 | 2.8 | 37.2% | |
Book value per share (Unadj.) | Rs | 183.5 | 150.1 | 122.2% | |
Shares outstanding (eoy) | m | 3.45 | 1,233.60 | 0.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 2.1 | 96.8% | |
Avg P/E ratio | x | 5.8 | 12.8 | 45.5% | |
Avg P/CF ratio | x | 4.0 | 12.7 | 31.4% | |
Avg Price/Bookvalue ratio | x | 0.6 | 1.4 | 44.0% | |
Dividend payout | % | 6.0 | 35.7 | 16.9% | |
Avg Mkt Cap | Rs m | 399 | 265,378 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 29 | 21,153 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 197 | 126,995 | 0.2% | |
Other income | Rs m | 15 | 15,570 | 0.1% | |
Interest expense | Rs m | 33 | 50,943 | 0.1% | |
Net interest income | Rs m | 164 | 76,052 | 0.2% | |
Operating expense | Rs m | 88 | 61,198 | 0.1% | |
Gross profit | Rs m | 76 | 14,854 | 0.5% | |
Gross profit margin | % | 38.4 | 11.7 | 328.3% | |
Provisions/contingencies | Rs m | 32 | 248 | 12.8% | |
Profit before tax | Rs m | 88 | 28,038 | 0.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 12 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 20 | 7,326 | 0.3% | |
Profit after tax | Rs m | 68 | 20,724 | 0.3% | |
Net profit margin | % | 34.7 | 16.3 | 212.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 885 | 34,811 | 2.5% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 18.4 | 50.1 | 36.8% | |
Net fixed assets | Rs m | 14 | 8,706 | 0.2% | |
Share capital | Rs m | 35 | 2,467 | 1.4% | |
Free reserves | Rs m | 599 | 182,732 | 0.3% | |
Net worth | Rs m | 633 | 185,199 | 0.3% | |
Borrowings | Rs m | 284 | 50,384 | 0.6% | |
Investments | Rs m | 5 | 116,974 | 0.0% | |
Total assets | Rs m | 938 | 1,043,390 | 0.1% | |
Debt/equity ratio | x | 0.4 | 0.6 | 79.1% | |
Return on assets | % | 7.3 | 2.0 | 367.4% | |
Return on equity | % | 10.8 | 11.2 | 96.6% | |
Capital adequacy ratio | % | 67.8 | 22.5 | 300.9% | |
Net NPAs | % | 0 | 1.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -41 | -173,953 | 0.0% | |
From Investments | Rs m | -3 | -16,354 | 0.0% | |
From Financial Activity | Rs m | 39 | 188,520 | 0.0% | |
Net Cashflow | Rs m | -5 | -1,787 | 0.3% |
Indian Promoters | % | 59.0 | 52.2 | 113.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 39.7 | - | |
FIIs | % | 0.0 | 12.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 41.0 | 47.8 | 85.6% | |
Shareholders | 2,750 | 239,372 | 1.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HERITAGE PAC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HERITAGE PAC | M&M Financial |
---|---|---|
1-Day | 5.64% | 1.84% |
1-Month | 5.02% | 12.40% |
1-Year | 77.58% | 12.94% |
3-Year CAGR | 35.95% | 21.03% |
5-Year CAGR | 15.12% | 2.85% |
* Compound Annual Growth Rate
Here are more details on the HERITAGE PAC share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of M&M Financial.
Asian share markets are mixed today after US shares extended their losing streak to the longest since January 2024.