Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HERITAGE PAC vs POONAWALLA FINCORP - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HERITAGE PAC POONAWALLA FINCORP HERITAGE PAC/
POONAWALLA FINCORP
 
P/E (TTM) x 10.0 25.4 39.5% View Chart
P/BV x 1.0 5.7 18.5% View Chart
Dividend Yield % 0.6 0.4 153.6%  

Financials

 HERITAGE PAC   POONAWALLA FINCORP
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
POONAWALLA FINCORP
Mar-23
HERITAGE PAC/
POONAWALLA FINCORP
5-Yr Chart
Click to enlarge
High Rs145344 42.2%   
Low Rs86209 41.2%   
Income per share (Unadj.) Rs57.225.2 226.5%  
Earnings per share (Unadj.) Rs19.87.4 267.9%  
Cash flow per share (Unadj.) Rs42.024.5 171.5%  
Dividends per share (Unadj.) Rs1.202.00 60.0%  
Avg Dividend yield %1.00.7 143.5%  
Book value per share (Unadj.) Rs183.587.8 209.0%  
Shares outstanding (eoy) m3.45767.95 0.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.011.0 18.5%   
Avg P/E ratio x5.837.3 15.6%  
Avg P/CF ratio x4.037.3 10.7%  
Avg Price/Bookvalue ratio x0.63.1 20.0%  
Dividend payout %6.027.0 22.4%   
Avg Mkt Cap Rs m399212,299 0.2%   
No. of employees `000NANA-   
Total wages & salary Rs m295,148 0.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19719,386 1.0%  
Other income Rs m155,920 0.2%   
Interest expense Rs m335,953 0.6%   
Net interest income Rs m16413,433 1.2%  
Operating expense Rs m8811,303 0.8%   
Gross profit Rs m762,130 3.6%  
Gross profit margin %38.411.0 349.5%  
Provisions/contingencies Rs m320-   
Profit before tax Rs m887,510 1.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-11 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m201,812 1.1%   
Profit after tax Rs m685,688 1.2%  
Net profit margin %34.729.3 118.2%  
BALANCE SHEET DATA
Advances Rs m885152,185 0.6%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %18.48.6 214.7%  
Net fixed assets Rs m142,214 0.6%   
Share capital Rs m351,536 2.2%   
Free reserves Rs m59965,891 0.9%   
Net worth Rs m63367,427 0.9%   
Borrowings Rs m28438,744 0.7%   
Investments Rs m54,359 0.1%   
Total assets Rs m938231,729 0.4%  
Debt/equity ratio x0.40.6 78.0%   
Return on assets %7.32.5 297.3%  
Return on equity %10.88.4 128.2%  
Capital adequacy ratio %67.838.9 174.2%  
Net NPAs %00.8 0.0%  
CASH FLOW
From Operations Rs m-41-52,365 0.1%  
From Investments Rs m-3-1,105 0.3%  
From Financial Activity Rs m3957,485 0.1%  
Net Cashflow Rs m-54,015 -0.1%  

Share Holding

Indian Promoters % 59.0 62.1 95.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 13.6 -  
FIIs % 0.0 7.8 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 37.9 108.2%  
Shareholders   2,750 203,244 1.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on HERITAGE PAC vs MAGMA FINCORP

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs MAGMA FINCORP Share Price Performance

Period HERITAGE PAC MAGMA FINCORP
1-Day -0.75% -0.24%
1-Month 0.52% 3.12%
1-Year 67.39% 56.44%
3-Year CAGR 36.46% 60.92%
5-Year CAGR 15.10% 31.52%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the MAGMA FINCORP share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of MAGMA FINCORP the stake stands at 62.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of MAGMA FINCORP.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 27.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of MAGMA FINCORP.



Today's Market

Sensex Today Ends 114 Points Higher | Metal Stocks Shine | VI Tanks 9% Sensex Today Ends 114 Points Higher | Metal Stocks Shine | VI Tanks 9%(Closing)

After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.