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HERITAGE PAC vs RELIANCE HOME FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC RELIANCE HOME FINANCE HERITAGE PAC/
RELIANCE HOME FINANCE
 
P/E (TTM) x 10.3 0.0 39,903.1% View Chart
P/BV x 1.1 - - View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   RELIANCE HOME FINANCE
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
RELIANCE HOME FINANCE
Mar-23
HERITAGE PAC/
RELIANCE HOME FINANCE
5-Yr Chart
Click to enlarge
High Rs1457 2,182.7%   
Low Rs862 4,139.4%   
Income per share (Unadj.) Rs57.27.9 725.8%  
Earnings per share (Unadj.) Rs19.8111.7 17.8%  
Cash flow per share (Unadj.) Rs42.0188.3 22.3%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.5-1.6 -11,292.0%  
Shares outstanding (eoy) m3.45485.06 0.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.00.6 365.0%   
Avg P/E ratio x5.80 14,914.9%  
Avg P/CF ratio x4.00 10,178.6%  
Avg Price/Bookvalue ratio x0.6-2.7 -23.5%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m3992,117 18.8%   
No. of employees `000NANA-   
Total wages & salary Rs m29137 20.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1973,822 5.2%  
Other income Rs m1590,607 0.0%   
Interest expense Rs m33315 10.6%   
Net interest income Rs m1643,507 4.7%  
Operating expense Rs m881,184 7.5%   
Gross profit Rs m762,323 3.3%  
Gross profit margin %38.460.8 63.2%  
Provisions/contingencies Rs m320-   
Profit before tax Rs m8890,138 0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2035,952 0.1%   
Profit after tax Rs m6854,186 0.1%  
Net profit margin %34.71,417.8 2.4%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.41,215.1 1.5%  
Net fixed assets Rs m140-   
Share capital Rs m354,851 0.7%   
Free reserves Rs m599-5,639 -10.6%   
Net worth Rs m633-788 -80.3%   
Borrowings Rs m2840-   
Investments Rs m5289 1.8%   
Total assets Rs m938464 202.1%  
Debt/equity ratio x0.40-   
Return on assets %7.311,678.0 0.1%  
Return on equity %10.8-6,873.7 -0.2%  
Capital adequacy ratio %67.8-3,992.6 -1.7%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-4141,030 -0.1%  
From Investments Rs m-31,032 -0.3%  
From Financial Activity Rs m39-40,351 -0.1%  
Net Cashflow Rs m-5-369 1.4%  

Share Holding

Indian Promoters % 59.0 0.7 7,977.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 2.0 -  
FIIs % 0.0 0.4 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 99.3 41.3%  
Shareholders   2,750 904,907 0.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HERITAGE PAC vs RELIANCE HOME FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs RELIANCE HOME FINANCE Share Price Performance

Period HERITAGE PAC RELIANCE HOME FINANCE
1-Day 4.40% -0.62%
1-Month 4.13% -0.62%
1-Year 69.16% 1.59%
3-Year CAGR 34.19% 11.85%
5-Year CAGR 15.36% -34.76%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the RELIANCE HOME FINANCE share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of RELIANCE HOME FINANCE the stake stands at 0.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of RELIANCE HOME FINANCE.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

RELIANCE HOME FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of RELIANCE HOME FINANCE.



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