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HERITAGE PAC vs SAINIK FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC SAINIK FINANCE HERITAGE PAC/
SAINIK FINANCE
 
P/E (TTM) x 10.0 13.0 77.4% View Chart
P/BV x 1.0 1.2 89.3% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   SAINIK FINANCE
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
SAINIK FINANCE
Mar-23
HERITAGE PAC/
SAINIK FINANCE
5-Yr Chart
Click to enlarge
High Rs14552 277.0%   
Low Rs8623 374.3%   
Income per share (Unadj.) Rs57.216.6 345.2%  
Earnings per share (Unadj.) Rs19.8-0.1 -24,530.2%  
Cash flow per share (Unadj.) Rs42.010.2 411.3%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.532.5 563.9%  
Shares outstanding (eoy) m3.4510.88 31.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.02.3 88.8%   
Avg P/E ratio x5.8-468.8 -1.2%  
Avg P/CF ratio x4.0-468.8 -0.8%  
Avg Price/Bookvalue ratio x0.61.2 54.4%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m399410 97.3%   
No. of employees `000NANA-   
Total wages & salary Rs m297 396.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m197180 109.5%  
Other income Rs m1580 18.2%   
Interest expense Rs m33150 22.2%   
Net interest income Rs m16431 535.6%  
Operating expense Rs m8888 100.7%   
Gross profit Rs m76-57 -132.8%  
Gross profit margin %38.4-31.7 -121.3%  
Provisions/contingencies Rs m320-   
Profit before tax Rs m8823 378.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2024 82.4%   
Profit after tax Rs m68-1 -7,778.4%  
Net profit margin %34.7-0.5 -7,146.6%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.490.7 20.3%  
Net fixed assets Rs m140-   
Share capital Rs m35109 31.7%   
Free reserves Rs m599245 244.1%   
Net worth Rs m633354 178.8%   
Borrowings Rs m284971 29.2%   
Investments Rs m534 15.2%   
Total assets Rs m9381,507 62.2%  
Debt/equity ratio x0.42.7 16.3%   
Return on assets %7.3-0.1 -12,567.4%  
Return on equity %10.8-0.2 -4,374.7%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-411,135 -3.6%  
From Investments Rs m-3NA-  
From Financial Activity Rs m39-1,117 -3.5%  
Net Cashflow Rs m-518 -28.1%  

Share Holding

Indian Promoters % 59.0 70.2 84.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 29.8 137.7%  
Shareholders   2,750 3,639 75.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on HERITAGE PAC vs SAINIK FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs SAINIK FINANCE Share Price Performance

Period HERITAGE PAC SAINIK FINANCE
1-Day -0.75% 0.03%
1-Month 0.52% -6.50%
1-Year 67.39% 23.55%
3-Year CAGR 36.46% 26.37%
5-Year CAGR 15.10% 19.41%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the SAINIK FINANCE share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of SAINIK FINANCE the stake stands at 70.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of SAINIK FINANCE.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

SAINIK FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of SAINIK FINANCE.



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