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HERITAGE PAC vs SPANDANA SPHOORTY FINANCIAL - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC SPANDANA SPHOORTY FINANCIAL HERITAGE PAC/
SPANDANA SPHOORTY FINANCIAL
 
P/E (TTM) x 10.0 13.4 75.1% View Chart
P/BV x 1.0 2.1 50.2% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   SPANDANA SPHOORTY FINANCIAL
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
SPANDANA SPHOORTY FINANCIAL
Mar-23
HERITAGE PAC/
SPANDANA SPHOORTY FINANCIAL
5-Yr Chart
Click to enlarge
High Rs145650 22.3%   
Low Rs86289 29.8%   
Income per share (Unadj.) Rs57.2197.3 29.0%  
Earnings per share (Unadj.) Rs19.81.7 1,143.6%  
Cash flow per share (Unadj.) Rs42.0195.6 21.5%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.5430.3 42.6%  
Shares outstanding (eoy) m3.4570.98 4.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.02.4 85.0%   
Avg P/E ratio x5.8270.5 2.2%  
Avg P/CF ratio x4.0195.7 2.0%  
Avg Price/Bookvalue ratio x0.61.1 57.8%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m39933,318 1.2%   
No. of employees `000NANA-   
Total wages & salary Rs m293,057 0.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19714,008 1.4%  
Other income Rs m154,626 0.3%   
Interest expense Rs m334,596 0.7%   
Net interest income Rs m1649,411 1.7%  
Operating expense Rs m8813,750 0.6%   
Gross profit Rs m76-4,339 -1.7%  
Gross profit margin %38.4-31.0 -124.0%  
Provisions/contingencies Rs m3247 67.6%   
Profit before tax Rs m88178 49.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m2054 36.8%   
Profit after tax Rs m68123 55.6%  
Net profit margin %34.70.9 3,946.0%  
BALANCE SHEET DATA
Advances Rs m88577,598 1.1%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %18.411.8 156.5%  
Net fixed assets Rs m14470 3.0%   
Share capital Rs m35710 4.9%   
Free reserves Rs m59929,833 2.0%   
Net worth Rs m63330,543 2.1%   
Borrowings Rs m2840-   
Investments Rs m52,355 0.2%   
Total assets Rs m93891,857 1.0%  
Debt/equity ratio x0.40-   
Return on assets %7.30.1 5,443.5%  
Return on equity %10.80.4 2,681.3%  
Capital adequacy ratio %67.836.9 183.8%  
Net NPAs %00.6 0.0%  
CASH FLOW
From Operations Rs m-41-21,711 0.2%  
From Investments Rs m-3-1,753 0.2%  
From Financial Activity Rs m3924,325 0.2%  
Net Cashflow Rs m-5862 -0.6%  

Share Holding

Indian Promoters % 59.0 18.7 316.5%  
Foreign collaborators % 0.0 41.1 -  
Indian inst/Mut Fund % 0.0 32.3 -  
FIIs % 0.0 21.8 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 40.3 101.8%  
Shareholders   2,750 35,704 7.7%  
Pledged promoter(s) holding % 0.0 9.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on HERITAGE PAC vs SPANDANA SPHOORTY FINANCIAL

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs SPANDANA SPHOORTY FINANCIAL Share Price Performance

Period HERITAGE PAC SPANDANA SPHOORTY FINANCIAL
1-Day -0.75% 1.68%
1-Month 0.52% 12.44%
1-Year 67.39% 53.70%
3-Year CAGR 36.46% 19.58%
5-Year CAGR 15.10% 1.10%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the SPANDANA SPHOORTY FINANCIAL share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of SPANDANA SPHOORTY FINANCIAL the stake stands at 59.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of SPANDANA SPHOORTY FINANCIAL.

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

SPANDANA SPHOORTY FINANCIAL paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of SPANDANA SPHOORTY FINANCIAL.



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