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HERITAGE PAC vs UPASANA FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    HERITAGE PAC UPASANA FINANCE HERITAGE PAC/
UPASANA FINANCE
 
P/E (TTM) x 9.9 15.8 62.8% View Chart
P/BV x 1.0 2.4 43.5% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HERITAGE PAC   UPASANA FINANCE
EQUITY SHARE DATA
    HERITAGE PAC
Mar-23
UPASANA FINANCE
Mar-23
HERITAGE PAC/
UPASANA FINANCE
5-Yr Chart
Click to enlarge
High Rs14534 421.8%   
Low Rs8610 861.0%   
Income per share (Unadj.) Rs57.27.8 730.6%  
Earnings per share (Unadj.) Rs19.83.4 585.6%  
Cash flow per share (Unadj.) Rs42.0-9.7 -431.9%  
Dividends per share (Unadj.) Rs1.200-  
Avg Dividend yield %1.00-  
Book value per share (Unadj.) Rs183.536.4 504.8%  
Shares outstanding (eoy) m3.454.28 80.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.02.8 71.3%   
Avg P/E ratio x5.86.6 89.0%  
Avg P/CF ratio x4.01.2 328.7%  
Avg Price/Bookvalue ratio x0.60.6 103.2%  
Dividend payout %6.00-   
Avg Mkt Cap Rs m39995 419.9%   
No. of employees `000NANA-   
Total wages & salary Rs m291 4,760.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19734 589.0%  
Other income Rs m151 1,628.9%   
Interest expense Rs m3312 282.1%   
Net interest income Rs m16422 755.8%  
Operating expense Rs m883 2,674.2%   
Gross profit Rs m7618 411.7%  
Gross profit margin %38.454.9 69.9%  
Provisions/contingencies Rs m3264 49.8%   
Profit before tax Rs m8819 463.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m205 434.6%   
Profit after tax Rs m6815 472.1%  
Net profit margin %34.743.3 80.2%  
BALANCE SHEET DATA
Advances Rs m8850-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %18.40- 
Net fixed assets Rs m141 2,790.0%   
Share capital Rs m3543 80.6%   
Free reserves Rs m599113 530.7%   
Net worth Rs m633156 406.9%   
Borrowings Rs m284361 78.5%   
Investments Rs m50-   
Total assets Rs m938606 154.7%  
Debt/equity ratio x0.42.3 19.3%   
Return on assets %7.32.4 305.1%  
Return on equity %10.89.3 116.0%  
Capital adequacy ratio %67.80-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-41-260 15.9%  
From Investments Rs m-3NA-  
From Financial Activity Rs m39430 9.2%  
Net Cashflow Rs m-5170 -3.0%  

Share Holding

Indian Promoters % 59.0 35.2 167.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 41.0 64.8 63.3%  
Shareholders   2,750 6,071 45.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HERITAGE PAC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on HERITAGE PAC vs UPASANA FIN.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HERITAGE PAC vs UPASANA FIN. Share Price Performance

Period HERITAGE PAC UPASANA FIN.
1-Day -2.69% 1.77%
1-Month -3.26% -3.60%
1-Year 63.56% 36.12%
3-Year CAGR 32.27% 44.67%
5-Year CAGR 13.24% -6.39%

* Compound Annual Growth Rate

Here are more details on the HERITAGE PAC share price and the UPASANA FIN. share price.

Moving on to shareholding structures...

The promoters of HERITAGE PAC hold a 59.0% stake in the company. In case of UPASANA FIN. the stake stands at 35.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HERITAGE PAC and the shareholding pattern of UPASANA FIN..

Finally, a word on dividends...

In the most recent financial year, HERITAGE PAC paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 6.0%.

UPASANA FIN. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of HERITAGE PAC, and the dividend history of UPASANA FIN..



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