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IDBI BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDBI BANK HDFC BANK IDBI BANK/
HDFC BANK
 
P/E (TTM) x 16.3 18.3 88.7% View Chart
P/BV x 1.9 3.8 48.9% View Chart
Dividend Yield % 1.2 1.3 94.9%  

Financials

 IDBI BANK   HDFC BANK
EQUITY SHARE DATA
    IDBI BANK
Mar-23
HDFC BANK
Mar-23
IDBI BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs621,722 3.6%   
Low Rs311,272 2.4%   
Income per share (Unadj.) Rs19.2306.0 6.3%  
Earnings per share (Unadj.) Rs3.482.4 4.2%  
Cash flow per share (Unadj.) Rs5.4150.0 3.6%  
Dividends per share (Unadj.) Rs1.0019.00 5.3%  
Avg Dividend yield %2.21.3 170.3%  
Book value per share (Unadj.) Rs43.1516.7 8.3%  
Shares outstanding (eoy) m10,752.405,579.74 192.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.44.9 49.4%   
Avg P/E ratio x13.418.2 73.9%  
Avg P/CF ratio x5.611.1 50.8%  
Avg Price/Bookvalue ratio x1.12.9 37.1%  
Dividend payout %29.023.0 125.9%   
Avg Mkt Cap Rs m497,2998,351,759 6.0%   
No. of employees `000NANA-   
Total wages & salary Rs m36,914200,169 18.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m205,9151,707,541 12.1%  
Other income Rs m45,754339,121 13.5%   
Interest expense Rs m91,304777,799 11.7%   
Net interest income Rs m114,611929,741 12.3%  
Operating expense Rs m72,326515,337 14.0%   
Gross profit Rs m42,285414,404 10.2%  
Gross profit margin %20.524.3 84.6%  
Provisions/contingencies Rs m51,171292,038 17.5%   
Profit before tax Rs m36,868614,984 6.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-219-1,516 14.5%   
Prior Period Items Rs m4110-   
Tax Rs m0153,497 0.0%   
Profit after tax Rs m37,061459,971 8.1%  
Net profit margin %18.026.9 66.8%  
BALANCE SHEET DATA
Advances Rs m1,625,45816,619,493 9.8%   
Deposits Rs m2,553,22218,826,633 13.6%  
Credit/Deposit ratio x63.788.3 72.1%  
Yield on advances %8.28.2 100.4%   
Cost of deposits %3.13.3 93.7%   
Net Interest Margin %4.44.3 101.9%  
Net fixed assets Rs m93,04884,756 109.8%   
Share capital Rs m107,5245,580 1,927.1%   
Free reserves Rs m355,6682,877,623 12.4%   
Net worth Rs m463,1922,883,203 16.1%   
Borrowings Rs m126,3782,565,487 4.9%   
Investments Rs m1,004,0875,115,817 19.6%   
Total assets Rs m3,314,97725,304,324 13.1%  
Debt/equity ratio x5.87.4 78.0%   
Return on assets %1.11.8 61.5%  
Return on equity %8.016.0 50.2%  
Capital adequacy ratio %20.419.3 106.1%  
Net NPAs %0.90.3 340.7%  
CASH FLOW
From Operations Rs m-26,009208,137 -12.5%  
From Investments Rs m-2,945-34,239 8.6%  
From Financial Activity Rs m-35,645239,406 -14.9%  
Net Cashflow Rs m-64,485417,621 -15.4%  

Share Holding

Indian Promoters % 94.7 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 83.0 0.6%  
FIIs % 0.3 52.3 0.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 100.0 5.3%  
Shareholders   636,699 3,018,247 21.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDBI BANK With:   AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on IDBI Bank vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDBI Bank vs HDFC Bank Share Price Performance

Period IDBI Bank HDFC Bank S&P BSE BANKEX
1-Day -2.72% 0.26% -0.39%
1-Month -11.93% 2.32% -0.28%
1-Year 77.99% -7.12% 17.83%
3-Year CAGR 29.12% -1.06% 11.02%
5-Year CAGR 13.15% 5.04% 9.52%

* Compound Annual Growth Rate

Here are more details on the IDBI Bank share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of IDBI Bank hold a 94.7% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, IDBI Bank paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 29.0%.

HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of IDBI Bank, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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