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INDIAN BANK vs ANDHRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK ANDHRA BANK INDIAN BANK/
ANDHRA BANK
 
P/E (TTM) x 9.6 -3.0 - View Chart
P/BV x 1.4 0.2 668.3% View Chart
Dividend Yield % 1.6 0.0 -  

Financials

 INDIAN BANK   ANDHRA BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
ANDHRA BANK
Mar-19
INDIAN BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs31047 659.6%   
Low Rs13723 604.4%   
Income per share (Unadj.) Rs361.266.6 542.6%  
Earnings per share (Unadj.) Rs44.7-9.5 -470.7%  
Cash flow per share (Unadj.) Rs71.6-18.0 -397.8%  
Dividends per share (Unadj.) Rs8.600-  
Avg Dividend yield %3.80-  
Book value per share (Unadj.) Rs397.546.2 860.1%  
Shares outstanding (eoy) m1,245.442,884.49 43.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.60.5 118.3%   
Avg P/E ratio x5.0-3.7 -136.3%  
Avg P/CF ratio x1.82.0 90.4%  
Avg Price/Bookvalue ratio x0.60.8 74.6%  
Dividend payout %19.20-   
Avg Mkt Cap Rs m278,481100,524 277.0%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78923,015 329.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852192,029 234.3%  
Other income Rs m78,04530,881 252.7%   
Interest expense Rs m247,173122,243 202.2%   
Net interest income Rs m202,67969,786 290.4%  
Operating expense Rs m127,24850,058 254.2%   
Gross profit Rs m75,43119,728 382.4%  
Gross profit margin %16.810.3 163.2%  
Provisions/contingencies Rs m100,17178,280 128.0%   
Profit before tax Rs m59,632-23,913 -249.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,430251 968.4%   
Tax Rs m6,3273,758 168.4%   
Profit after tax Rs m55,723-27,420 -203.2%  
Net profit margin %12.4-14.3 -86.7%  
BALANCE SHEET DATA
Advances Rs m4,492,9401,588,479 282.8%   
Deposits Rs m6,211,2322,198,529 282.5%  
Credit/Deposit ratio x72.372.3 100.1%  
Yield on advances %7.18.9 79.7%   
Cost of deposits %3.75.2 71.5%   
Net Interest Margin %3.23.1 102.8%  
Net fixed assets Rs m74,70415,649 477.4%   
Share capital Rs m12,45428,845 43.2%   
Free reserves Rs m482,614104,472 462.0%   
Net worth Rs m495,068133,317 371.3%   
Borrowings Rs m220,924103,146 214.2%   
Investments Rs m1,883,663669,148 281.5%   
Total assets Rs m7,133,3402,540,440 280.8%  
Debt/equity ratio x13.017.3 75.3%   
Return on assets %0.8-1.1 -72.4%  
Return on equity %11.3-20.6 -54.7%  
Capital adequacy ratio %16.513.7 120.5%  
Net NPAs %0.95.7 15.7%  
CASH FLOW
From Operations Rs m-278,94029,181 -955.9%  
From Investments Rs m-3,140-837 375.0%  
From Financial Activity Rs m-15,434-37,515 41.1%  
Net Cashflow Rs m-297,514-9,099 3,269.8%  

Share Holding

Indian Promoters % 73.8 88.3 83.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 3.8 567.4%  
FIIs % 5.9 0.6 950.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 11.8 222.6%  
Shareholders   312,770 238,812 131.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Bank vs Andhra Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Andhra Bank Share Price Performance

Period Indian Bank Andhra Bank S&P BSE BANKEX
1-Day 4.21% -2.66% 0.82%
1-Month -1.57% -38.86% 2.48%
1-Year 86.28% -65.18% 19.28%
3-Year CAGR 65.38% -45.56% 12.00%
5-Year CAGR 13.53% -35.02% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Andhra Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Andhra Bank the stake stands at 88.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Andhra Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

Andhra Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Andhra Bank.

For a sector overview, read our banking sector report.



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