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INDIAN BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK BANK OF BARODA INDIAN BANK/
BANK OF BARODA
 
P/E (TTM) x 9.6 7.4 129.6% View Chart
P/BV x 1.4 1.3 108.9% View Chart
Dividend Yield % 1.7 2.1 79.3%  

Financials

 INDIAN BANK   BANK OF BARODA
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
BANK OF BARODA
Mar-23
INDIAN BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs310197 157.2%   
Low Rs13790 152.6%   
Income per share (Unadj.) Rs361.2182.0 198.4%  
Earnings per share (Unadj.) Rs44.728.8 155.2%  
Cash flow per share (Unadj.) Rs71.669.5 103.0%  
Dividends per share (Unadj.) Rs8.605.50 156.4%  
Avg Dividend yield %3.83.8 100.4%  
Book value per share (Unadj.) Rs397.5203.1 195.7%  
Shares outstanding (eoy) m1,245.445,171.36 24.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.60.8 78.5%   
Avg P/E ratio x5.05.0 100.3%  
Avg P/CF ratio x1.82.4 73.2%  
Avg Price/Bookvalue ratio x0.60.7 79.6%  
Dividend payout %19.219.1 100.7%   
Avg Mkt Cap Rs m278,481742,349 37.5%   
No. of employees `000NANA-   
Total wages & salary Rs m75,789143,427 52.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852941,386 47.8%  
Other income Rs m78,045166,394 46.9%   
Interest expense Rs m247,173499,422 49.5%   
Net interest income Rs m202,679441,964 45.9%  
Operating expense Rs m127,248306,445 41.5%   
Gross profit Rs m75,431135,520 55.7%  
Gross profit margin %16.814.4 116.5%  
Provisions/contingencies Rs m100,171155,035 64.6%   
Profit before tax Rs m59,632205,645 29.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-12-1,000 1.2%   
Prior Period Items Rs m2,4303,173 76.6%   
Tax Rs m6,32758,767 10.8%   
Profit after tax Rs m55,723149,052 37.4%  
Net profit margin %12.415.8 78.2%  
BALANCE SHEET DATA
Advances Rs m4,492,9409,636,518 46.6%   
Deposits Rs m6,211,23212,346,820 50.3%  
Credit/Deposit ratio x72.378.0 92.7%  
Yield on advances %7.16.8 104.2%   
Cost of deposits %3.73.5 107.4%   
Net Interest Margin %3.23.2 97.9%  
Net fixed assets Rs m74,70488,760 84.2%   
Share capital Rs m12,45410,355 120.3%   
Free reserves Rs m482,6141,040,192 46.4%   
Net worth Rs m495,0681,050,547 47.1%   
Borrowings Rs m220,9241,079,102 20.5%   
Investments Rs m1,883,6633,974,872 47.4%   
Total assets Rs m7,133,34015,258,790 46.7%  
Debt/equity ratio x13.012.8 101.7%   
Return on assets %0.81.0 80.0%  
Return on equity %11.314.2 79.3%  
Capital adequacy ratio %16.516.2 101.5%  
Net NPAs %0.90.9 101.1%  
CASH FLOW
From Operations Rs m-278,940-212,706 131.1%  
From Investments Rs m-3,140-10,963 28.6%  
From Financial Activity Rs m-15,434-54,884 28.1%  
Net Cashflow Rs m-297,514-278,552 106.8%  

Share Holding

Indian Promoters % 73.8 64.0 115.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 28.3 76.9%  
FIIs % 5.9 12.3 48.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 36.0 72.6%  
Shareholders   312,770 1,289,443 24.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on Indian Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Bank of Baroda Share Price Performance

Period Indian Bank Bank of Baroda S&P BSE BANKEX
1-Day 4.08% 2.07% 0.82%
1-Month -1.69% 0.96% 2.48%
1-Year 86.05% 64.35% 19.28%
3-Year CAGR 65.31% 54.03% 12.00%
5-Year CAGR 13.50% 15.31% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

Bank of Baroda paid Rs 5.5, and its dividend payout ratio stood at 19.1%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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