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INDIAN OVERSEAS BANK vs SOUTH IND.BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK SOUTH IND.BANK INDIAN OVERSEAS BANK/
SOUTH IND.BANK
 
P/E (TTM) x 45.2 6.4 706.1% View Chart
P/BV x 4.6 1.1 426.1% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 INDIAN OVERSEAS BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
SOUTH IND.BANK
Mar-23
INDIAN OVERSEAS BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs3722 168.3%   
Low Rs157 209.8%   
Income per share (Unadj.) Rs10.334.6 29.7%  
Earnings per share (Unadj.) Rs1.13.7 30.0%  
Cash flow per share (Unadj.) Rs2.613.5 19.3%  
Dividends per share (Unadj.) Rs00.30 0.0%  
Avg Dividend yield %02.1 0.0%  
Book value per share (Unadj.) Rs13.231.9 41.3%  
Shares outstanding (eoy) m18,902.412,092.74 903.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.50.4 601.6%   
Avg P/E ratio x23.33.9 594.8%  
Avg P/CF ratio x8.32.0 409.2%  
Avg Price/Bookvalue ratio x2.00.5 433.1%  
Dividend payout %08.1 0.0%   
Avg Mkt Cap Rs m490,99030,418 1,614.1%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02413,080 313.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,07072,332 268.3%  
Other income Rs m41,1648,114 507.3%   
Interest expense Rs m111,46342,211 264.1%   
Net interest income Rs m82,60730,121 274.3%  
Operating expense Rs m64,29823,158 277.6%   
Gross profit Rs m18,3096,963 263.0%  
Gross profit margin %9.49.6 98.0%  
Provisions/contingencies Rs m38,4337,323 524.8%   
Profit before tax Rs m23,53412,468 188.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4954,715 52.9%   
Profit after tax Rs m21,0407,753 271.4%  
Net profit margin %10.810.7 101.1%  
BALANCE SHEET DATA
Advances Rs m1,780,677698,044 255.1%   
Deposits Rs m2,609,736916,501 284.8%  
Credit/Deposit ratio x68.276.2 89.6%  
Yield on advances %7.48.2 90.3%   
Cost of deposits %4.04.2 96.0%   
Net Interest Margin %3.03.2 95.3%  
Net fixed assets Rs m37,1077,539 492.2%   
Share capital Rs m189,0242,093 9,032.4%   
Free reserves Rs m59,73664,654 92.4%   
Net worth Rs m248,76066,746 372.7%   
Borrowings Rs m208,03869,939 297.5%   
Investments Rs m936,425246,413 380.0%   
Total assets Rs m3,134,4991,076,972 291.0%  
Debt/equity ratio x11.314.8 76.6%   
Return on assets %0.70.7 93.2%  
Return on equity %8.511.6 72.8%  
Capital adequacy ratio %16.117.3 93.3%  
Net NPAs %1.81.9 98.4%  
CASH FLOW
From Operations Rs m-155,835-72,608 214.6%  
From Investments Rs m-5,596-3,861 145.0%  
From Financial Activity Rs m12735,239 0.4%  
Net Cashflow Rs m-161,304-41,229 391.2%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 22.3 6.0%  
FIIs % 0.0 14.7 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 100.0 3.6%  
Shareholders   727,348 888,397 81.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs South Ind.Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs South Ind.Bank Share Price Performance

Period Indian Overseas Bank South Ind.Bank S&P BSE BANKEX
1-Day 5.41% -1.62% 0.82%
1-Month -5.06% -12.76% 2.48%
1-Year 183.33% 64.99% 19.28%
3-Year CAGR 55.67% 49.24% 12.00%
5-Year CAGR 33.40% 10.60% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the South Ind.Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of South Ind.Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of South Ind.Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

South Ind.Bank paid Rs 0.3, and its dividend payout ratio stood at 8.1%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of South Ind.Bank.

For a sector overview, read our banking sector report.



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