Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INTER ST.FIN vs HDFC - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INTER ST.FIN HDFC INTER ST.FIN/
HDFC
 
P/E (TTM) x -1,240.9 30.6 - View Chart
P/BV x 1.4 2.5 55.5% View Chart
Dividend Yield % 0.0 1.6 -  

Financials

 INTER ST.FIN   HDFC
EQUITY SHARE DATA
    INTER ST.FIN
Mar-23
HDFC
Mar-23
INTER ST.FIN/
HDFC
5-Yr Chart
Click to enlarge
High Rs322,855 1.1%   
Low Rs22,027 0.1%   
Income per share (Unadj.) Rs0.2833.7 0.0%  
Earnings per share (Unadj.) Rs0142.6 0.0%  
Cash flow per share (Unadj.) Rs0.2692.5 0.0%  
Dividends per share (Unadj.) Rs044.00 0.0%  
Avg Dividend yield %01.8 0.0%  
Book value per share (Unadj.) Rs1.51,090.0 0.1%  
Shares outstanding (eoy) m95.001,834.56 5.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x95.32.9 3,255.3%   
Avg P/E ratio x21,804.117.1 127,380.2%  
Avg P/CF ratio x1,531.017.1 8,965.1%  
Avg Price/Bookvalue ratio x11.22.2 498.3%  
Dividend payout %030.9 0.0%   
Avg Mkt Cap Rs m1,5814,478,060 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m321,600 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m171,529,403 0.0%  
Other income Rs m121,598 0.0%   
Interest expense Rs m0370,286 0.0%   
Net interest income Rs m161,159,117 0.0%  
Operating expense Rs m17965,098 0.0%   
Gross profit Rs m-1194,018 -0.0%  
Gross profit margin %-4.812.7 -37.5%  
Provisions/contingencies Rs m1607 0.2%   
Profit before tax Rs m0321,306 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-15,389 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m044,308 0.0%   
Profit after tax Rs m0261,609 0.0%  
Net profit margin %0.417.1 2.5%  
BALANCE SHEET DATA
Advances Rs m06,245,515 0.0%   
Deposits Rs m01,109,979 0.0%  
Credit/Deposit ratio x0562.7- 
Yield on advances %00-  
Cost of deposits %09.4-  
Net Interest Margin %40,715.011.1 365,980.0%  
Net fixed assets Rs m098,012 0.0%   
Share capital Rs m953,669 2.6%   
Free reserves Rs m471,996,058 0.0%   
Net worth Rs m1421,999,727 0.0%   
Borrowings Rs m18876,846 0.0%   
Investments Rs m04,173,582 0.0%   
Total assets Rs m16010,897,807 0.0%  
Debt/equity ratio x0.11.0 13.0%   
Return on assets %02.4 1.9%  
Return on equity %0.113.1 0.4%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-12-473,285 0.0%  
From Investments Rs mNA-215,235 -0.0%  
From Financial Activity Rs m8693,206 0.0%  
Net Cashflow Rs m-44,687 -0.1%  

Share Holding

Indian Promoters % 0.1 0.0 -  
Foreign collaborators % 0.5 0.0 -  
Indian inst/Mut Fund % 0.0 87.9 -  
FIIs % 0.0 63.6 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.4 100.0 99.4%  
Shareholders   39,481 720,777 5.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INTER ST.FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on INTER ST.FIN vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INTER ST.FIN vs HDFC Share Price Performance

Period INTER ST.FIN HDFC
1-Day -0.48% -0.62%
1-Month 3.98% 3.39%
1-Year -2.34% 22.62%
3-Year CAGR 22.03% 13.92%
5-Year CAGR 42.16% 6.83%

* Compound Annual Growth Rate

Here are more details on the INTER ST.FIN share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of INTER ST.FIN hold a 0.6% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER ST.FIN and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, INTER ST.FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of INTER ST.FIN, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Tanks 500 Points Amid Iran-Israel Tensions | Nifty Below 21,850 | All Sectors in Red Sensex Today Tanks 500 Points Amid Iran-Israel Tensions | Nifty Below 21,850 | All Sectors in Red(10:30 am)

Asian markets traded lower on Friday tracking overnight losses on Wall Street and inflation data from Japan.