Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INTER ST.FIN vs PAISALO DIGITAL - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INTER ST.FIN PAISALO DIGITAL INTER ST.FIN/
PAISALO DIGITAL
 
P/E (TTM) x -1,246.9 43.1 - View Chart
P/BV x 1.4 6.0 23.3% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 INTER ST.FIN   PAISALO DIGITAL
EQUITY SHARE DATA
    INTER ST.FIN
Mar-23
PAISALO DIGITAL
Mar-23
INTER ST.FIN/
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs3297 32.4%   
Low Rs250 3.6%   
Income per share (Unadj.) Rs0.210.5 1.7%  
Earnings per share (Unadj.) Rs02.1 0.0%  
Cash flow per share (Unadj.) Rs0.2-18.2 -1.0%  
Dividends per share (Unadj.) Rs00.10 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs1.525.9 5.8%  
Shares outstanding (eoy) m95.00449.02 21.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x95.37.0 1,369.2%   
Avg P/E ratio x21,804.135.2 61,968.9%  
Avg P/CF ratio x1,531.02.8 54,356.5%  
Avg Price/Bookvalue ratio x11.22.8 393.8%  
Dividend payout %04.8 0.0%   
Avg Mkt Cap Rs m1,58132,940 4.8%   
No. of employees `000NANA-   
Total wages & salary Rs m3283 1.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m174,732 0.4%  
Other income Rs m11 93.8%   
Interest expense Rs m02,087 0.0%   
Net interest income Rs m162,645 0.6%  
Operating expense Rs m171,313 1.3%   
Gross profit Rs m-11,332 -0.1%  
Gross profit margin %-4.828.1 -16.9%  
Provisions/contingencies Rs m110,759 0.0%   
Profit before tax Rs m01,262 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0326 0.1%   
Profit after tax Rs m0936 0.0%  
Net profit margin %0.419.8 2.2%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %40,715.01,005.5 4,049.0%  
Net fixed assets Rs m0663 0.0%   
Share capital Rs m95449 21.2%   
Free reserves Rs m4711,176 0.4%   
Net worth Rs m14211,625 1.2%   
Borrowings Rs m1810,427 0.2%   
Investments Rs m0263 0.0%   
Total assets Rs m16034,364 0.5%  
Debt/equity ratio x0.10.9 14.4%   
Return on assets %02.7 1.6%  
Return on equity %0.18.1 0.6%  
Capital adequacy ratio %040.3 0.0%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m-12-4,522 0.3%  
From Investments Rs mNA-51 -0.0%  
From Financial Activity Rs m84,760 0.2%  
Net Cashflow Rs m-4188 -1.9%  

Share Holding

Indian Promoters % 0.1 50.4 0.2%  
Foreign collaborators % 0.5 0.0 -  
Indian inst/Mut Fund % 0.0 27.9 -  
FIIs % 0.0 15.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 99.4 49.6 200.2%  
Shareholders   39,481 52,323 75.5%  
Pledged promoter(s) holding % 0.0 18.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INTER ST.FIN With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on INTER ST.FIN vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INTER ST.FIN vs Paisalo Digital Share Price Performance

Period INTER ST.FIN Paisalo Digital
1-Day 0.00% -1.87%
1-Month 2.44% 16.17%
1-Year -1.87% 179.87%
3-Year CAGR 22.23% 33.99%
5-Year CAGR 42.29% 36.84%

* Compound Annual Growth Rate

Here are more details on the INTER ST.FIN share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of INTER ST.FIN hold a 0.6% stake in the company. In case of Paisalo Digital the stake stands at 50.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER ST.FIN and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, INTER ST.FIN paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 4.8%.

You may visit here to review the dividend history of INTER ST.FIN, and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results(Closing)

It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.