J&K BANK | SBI | J&K BANK/ SBI |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 9.2 | 10.4 | 88.5% | View Chart |
P/BV | x | 1.5 | 1.9 | 79.7% | View Chart |
Dividend Yield | % | 0.4 | 1.5 | 24.8% |
J&K BANK SBI |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-23 |
SBI Mar-23 |
J&K BANK/ SBI |
5-Yr Chart Click to enlarge
|
||
High | Rs | 63 | 630 | 10.0% | |
Low | Rs | 24 | 431 | 5.5% | |
Income per share (Unadj.) | Rs | 90.7 | 393.1 | 23.1% | |
Earnings per share (Unadj.) | Rs | 11.4 | 62.4 | 18.4% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 254.7 | 18.1% | |
Dividends per share (Unadj.) | Rs | 0.50 | 11.30 | 4.4% | |
Avg Dividend yield | % | 1.2 | 2.1 | 54.2% | |
Book value per share (Unadj.) | Rs | 95.9 | 402.2 | 23.9% | |
Shares outstanding (eoy) | m | 1,031.48 | 8,924.61 | 11.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 1.3 | 35.4% | |
Avg P/E ratio | x | 3.8 | 8.5 | 44.5% | |
Avg P/CF ratio | x | 2.4 | 5.1 | 47.5% | |
Avg Price/Bookvalue ratio | x | 0.5 | 1.3 | 34.2% | |
Dividend payout | % | 4.4 | 18.1 | 24.1% | |
Avg Mkt Cap | Rs m | 44,637 | 4,732,052 | 0.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 619,209 | 4.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 93,552 | 3,508,446 | 2.7% | |
Other income | Rs m | 7,652 | 1,225,336 | 0.6% | |
Interest expense | Rs m | 46,094 | 1,899,808 | 2.4% | |
Net interest income | Rs m | 47,458 | 1,608,638 | 3.0% | |
Operating expense | Rs m | 36,509 | 1,898,145 | 1.9% | |
Gross profit | Rs m | 10,949 | -289,507 | -3.8% | |
Gross profit margin | % | 11.7 | -8.3 | -141.8% | |
Provisions/contingencies | Rs m | 6,616 | 370,244 | 1.8% | |
Profit before tax | Rs m | 17,856 | 753,983 | 2.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -21,017 | -0.0% | |
Prior Period Items | Rs m | -181 | 11,915 | -1.5% | |
Tax | Rs m | 5,870 | 188,399 | 3.1% | |
Profit after tax | Rs m | 11,805 | 556,482 | 2.1% | |
Net profit margin | % | 12.6 | 15.9 | 79.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 822,776 | 32,679,021 | 2.5% | |
Deposits | Rs m | 1,220,272 | 44,685,355 | 2.7% | |
Credit/Deposit ratio | x | 67.4 | 73.1 | 92.2% | |
Yield on advances | % | 8.5 | 7.0 | 121.5% | |
Cost of deposits | % | 3.6 | 3.7 | 97.4% | |
Net Interest Margin | % | 4.1 | 3.1 | 130.6% | |
Net fixed assets | Rs m | 22,244 | 440,238 | 5.1% | |
Share capital | Rs m | 1,032 | 8,925 | 11.6% | |
Free reserves | Rs m | 97,932 | 3,580,389 | 2.7% | |
Net worth | Rs m | 98,963 | 3,589,313 | 2.8% | |
Borrowings | Rs m | 28,923 | 5,211,520 | 0.6% | |
Investments | Rs m | 347,804 | 19,131,079 | 1.8% | |
Total assets | Rs m | 1,459,126 | 59,544,183 | 2.5% | |
Debt/equity ratio | x | 12.6 | 13.9 | 90.8% | |
Return on assets | % | 0.8 | 0.9 | 86.6% | |
Return on equity | % | 11.9 | 15.5 | 76.9% | |
Capital adequacy ratio | % | 15.4 | 14.7 | 105.0% | |
Net NPAs | % | 1.6 | 0.7 | 241.8% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -4,071 | -860,137 | 0.5% | |
From Investments | Rs m | -1,235 | -40,410 | 3.1% | |
From Financial Activity | Rs m | 6,376 | 63,864 | 10.0% | |
Net Cashflow | Rs m | 1,070 | -805,932 | -0.1% |
Indian Promoters | % | 59.4 | 57.5 | 103.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 13.6 | 35.1 | 38.8% | |
FIIs | % | 5.8 | 10.9 | 53.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 42.5 | 95.6% | |
Shareholders | 204,193 | 3,047,685 | 6.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | SBI | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.13% | 2.55% | 0.82% |
1-Month | -2.79% | 1.41% | 2.48% |
1-Year | 194.10% | 48.16% | 19.28% |
3-Year CAGR | 72.76% | 27.75% | 12.00% |
5-Year CAGR | 20.41% | 18.78% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the SBI share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of SBI the stake stands at 57.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of SBI.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
SBI paid Rs 11.3, and its dividend payout ratio stood at 18.1%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of SBI.
For a sector overview, read our banking sector report.
Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.