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KWALITY CREDIT vs BANAS FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    KWALITY CREDIT BANAS FINANCE KWALITY CREDIT/
BANAS FINANCE
 
P/E (TTM) x -802.3 1.8 - View Chart
P/BV x 0.3 0.6 54.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 KWALITY CREDIT   BANAS FINANCE
EQUITY SHARE DATA
    KWALITY CREDIT
Mar-21
BANAS FINANCE
Mar-23
KWALITY CREDIT/
BANAS FINANCE
5-Yr Chart
Click to enlarge
High Rs950 18.4%   
Low Rs910 93.4%   
Income per share (Unadj.) Rs0.63.7 16.1%  
Earnings per share (Unadj.) Rs-1.2-11.2 10.5%  
Cash flow per share (Unadj.) Rs-55,722.24.6 -1,219,073.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs24.631.7 77.6%  
Shares outstanding (eoy) m4.2248.05 8.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x15.48.0 191.3%   
Avg P/E ratio x-7.8-2.7 294.6%  
Avg P/CF ratio x0-2.7 -0.0%  
Avg Price/Bookvalue ratio x0.40.9 39.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m391,425 2.7%   
No. of employees `000NANA-   
Total wages & salary Rs m212 16.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m3177 1.4%  
Other income Rs m032 0.0%   
Interest expense Rs m01 20.8%   
Net interest income Rs m2176 1.3%  
Operating expense Rs m71,205 0.6%   
Gross profit Rs m-5-1,028 0.5%  
Gross profit margin %-190.2-580.3 32.8%  
Provisions/contingencies Rs m235,1500-   
Profit before tax Rs m-5-997 0.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m012 0.0%   
Tax Rs m0-449 -0.0%   
Profit after tax Rs m-5-536 0.9%  
Net profit margin %-196.2-302.3 64.9%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %2.519.3 12.7%  
Net fixed assets Rs m00 0.0%   
Share capital Rs m42480 8.8%   
Free reserves Rs m621,044 5.9%   
Net worth Rs m1041,525 6.8%   
Borrowings Rs m065 0.0%   
Investments Rs m94913 10.3%   
Total assets Rs m1051,340 7.8%  
Debt/equity ratio x00 0.0%   
Return on assets %-4.7-40.0 11.7%  
Return on equity %-4.7-35.1 13.5%  
Capital adequacy ratio %0169.7 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-19-8 228.8%  
From Investments Rs m19-492 -3.8%  
From Financial Activity Rs mNA443 0.0%  
Net Cashflow Rs m0-57 0.8%  

Share Holding

Indian Promoters % 0.0 17.6 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.1 0.1 120.0%  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 82.4 121.3%  
Shareholders   1,505 38,801 3.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KWALITY CREDIT With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    EDELWEISS FINANCIAL    


More on KWALITY CRED vs BANAS FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

KWALITY CRED vs BANAS FINANCE Share Price Performance

Period KWALITY CRED BANAS FINANCE
1-Day 0.00% -4.00%
1-Month 0.00% 23.97%
1-Year -16.76% 41.62%
3-Year CAGR -10.67% 62.64%
5-Year CAGR -10.66% 42.64%

* Compound Annual Growth Rate

Here are more details on the KWALITY CRED share price and the BANAS FINANCE share price.

Moving on to shareholding structures...

The promoters of KWALITY CRED hold a 0.0% stake in the company. In case of BANAS FINANCE the stake stands at 17.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of KWALITY CRED and the shareholding pattern of BANAS FINANCE.

Finally, a word on dividends...

In the most recent financial year, KWALITY CRED paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

BANAS FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of KWALITY CRED, and the dividend history of BANAS FINANCE.

For a sector overview, read our finance sector report.



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