L&T FINANCE HOLDINGS | MAHINDRA & MAHINDRA FINANCIAL SERVICES | L&T FINANCE HOLDINGS/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 18.1 | 18.2 | 99.8% | View Chart |
P/BV | x | 1.8 | 1.9 | 99.5% | View Chart |
Dividend Yield | % | 1.3 | 2.2 | 58.4% |
L&T FINANCE HOLDINGS MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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L&T FINANCE HOLDINGS Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
L&T FINANCE HOLDINGS/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 98 | 272 | 36.1% | |
Low | Rs | 66 | 158 | 41.7% | |
Income per share (Unadj.) | Rs | 51.5 | 102.9 | 50.0% | |
Earnings per share (Unadj.) | Rs | -2.6 | 16.8 | -15.4% | |
Cash flow per share (Unadj.) | Rs | 30.6 | 72.1 | 42.5% | |
Dividends per share (Unadj.) | Rs | 2.00 | 6.00 | 33.3% | |
Avg Dividend yield | % | 2.4 | 2.8 | 87.3% | |
Book value per share (Unadj.) | Rs | 86.3 | 150.1 | 57.5% | |
Shares outstanding (eoy) | m | 2,479.67 | 1,233.60 | 201.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 2.1 | 76.3% | |
Avg P/E ratio | x | -31.7 | 12.8 | -247.7% | |
Avg P/CF ratio | x | -32.8 | 12.7 | -259.1% | |
Avg Price/Bookvalue ratio | x | 1.0 | 1.4 | 66.4% | |
Dividend payout | % | -77.2 | 35.7 | -216.3% | |
Avg Mkt Cap | Rs m | 203,643 | 265,378 | 76.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 14,059 | 21,153 | 66.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 127,750 | 126,995 | 100.6% | |
Other income | Rs m | 33,759 | 15,570 | 216.8% | |
Interest expense | Rs m | 58,222 | 50,943 | 114.3% | |
Net interest income | Rs m | 69,527 | 76,052 | 91.4% | |
Operating expense | Rs m | 80,867 | 61,198 | 132.1% | |
Gross profit | Rs m | -11,340 | 14,854 | -76.3% | |
Gross profit margin | % | -8.9 | 11.7 | -75.9% | |
Provisions/contingencies | Rs m | 209 | 248 | 84.1% | |
Profit before tax | Rs m | -5,565 | 28,038 | -19.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 868 | 12 | 7,230.8% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,724 | 7,326 | 23.5% | |
Profit after tax | Rs m | -6,421 | 20,724 | -31.0% | |
Net profit margin | % | -5.0 | 16.3 | -30.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 751,546 | 34,811 | 2,158.9% | |
Deposits | Rs m | 0 | 54,587 | 0.0% | |
Credit/Deposit ratio | x | 0 | 63.8 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.8 | - | |
Net Interest Margin | % | 7.7 | 50.1 | 15.4% | |
Net fixed assets | Rs m | 2,410 | 8,706 | 27.7% | |
Share capital | Rs m | 24,797 | 2,467 | 1,005.1% | |
Free reserves | Rs m | 189,077 | 182,732 | 103.5% | |
Net worth | Rs m | 213,873 | 185,199 | 115.5% | |
Borrowings | Rs m | 252,490 | 50,384 | 501.1% | |
Investments | Rs m | 152,282 | 116,974 | 130.2% | |
Total assets | Rs m | 1,045,011 | 1,043,390 | 100.2% | |
Debt/equity ratio | x | 1.2 | 0.6 | 208.3% | |
Return on assets | % | -0.6 | 2.0 | -30.9% | |
Return on equity | % | -3.0 | 11.2 | -26.8% | |
Capital adequacy ratio | % | 24.5 | 22.5 | 108.9% | |
Net NPAs | % | 0 | 1.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 74,905 | -173,953 | -43.1% | |
From Investments | Rs m | -11,070 | -16,354 | 67.7% | |
From Financial Activity | Rs m | -16,638 | 188,520 | -8.8% | |
Net Cashflow | Rs m | 41,927 | -1,787 | -2,346.9% |
Indian Promoters | % | 65.9 | 52.2 | 126.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.8 | 39.7 | 49.8% | |
FIIs | % | 10.7 | 12.7 | 84.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 34.1 | 47.8 | 71.3% | |
Shareholders | 687,721 | 239,372 | 287.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE HOLDINGS With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDIABULLS HOU. FIN.
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | M&M Financial |
---|---|---|
1-Day | 0.00% | 1.53% |
1-Month | -3.70% | -1.10% |
1-Year | 99.49% | 25.69% |
3-Year CAGR | 18.44% | 11.63% |
5-Year CAGR | 2.16% | 1.23% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 65.9% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of -77.2%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.