MAHINDRA & MAHINDRA FINANCIAL SERVICES | LIC HOUSING | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ LIC HOUSING |
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P/E (TTM) | x | 16.8 | 7.5 | 224.6% | View Chart |
P/BV | x | 1.7 | 1.3 | 128.3% | View Chart |
Dividend Yield | % | 2.3 | 1.3 | 181.4% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIC HOUSING |
EQUITY SHARE DATA | |||||
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MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
LIC HOUSING Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ LIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 444 | 61.3% | |
Low | Rs | 158 | 292 | 54.2% | |
Income per share (Unadj.) | Rs | 102.9 | 412.9 | 24.9% | |
Earnings per share (Unadj.) | Rs | 16.8 | 52.6 | 32.0% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 118.6 | 60.8% | |
Dividends per share (Unadj.) | Rs | 6.00 | 8.50 | 70.6% | |
Avg Dividend yield | % | 2.8 | 2.3 | 120.6% | |
Book value per share (Unadj.) | Rs | 150.1 | 494.2 | 30.4% | |
Shares outstanding (eoy) | m | 1,233.60 | 550.06 | 224.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0.9 | 234.7% | |
Avg P/E ratio | x | 12.8 | 7.0 | 183.1% | |
Avg P/CF ratio | x | 12.7 | 7.0 | 180.9% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.7 | 192.6% | |
Dividend payout | % | 35.7 | 16.2 | 220.8% | |
Avg Mkt Cap | Rs m | 265,378 | 202,217 | 131.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 5,164 | 409.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 126,995 | 227,139 | 55.9% | |
Other income | Rs m | 15,570 | 143 | 10,873.0% | |
Interest expense | Rs m | 50,943 | 161,348 | 31.6% | |
Net interest income | Rs m | 76,052 | 65,791 | 115.6% | |
Operating expense | Rs m | 61,198 | 29,637 | 206.5% | |
Gross profit | Rs m | 14,854 | 36,155 | 41.1% | |
Gross profit margin | % | 11.7 | 15.9 | 73.5% | |
Provisions/contingencies | Rs m | 248 | 4 | 6,420.7% | |
Profit before tax | Rs m | 28,038 | 35,608 | 78.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | -4 | -292.7% | |
Prior Period Items | Rs m | 0 | 2 | 0.0% | |
Tax | Rs m | 7,326 | 6,696 | 109.4% | |
Profit after tax | Rs m | 20,724 | 28,910 | 71.7% | |
Net profit margin | % | 16.3 | 12.7 | 128.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 34,811 | 2,677,612 | 1.3% | |
Deposits | Rs m | 54,587 | 35,054 | 155.7% | |
Credit/Deposit ratio | x | 63.8 | 7,638.5 | 0.8% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 27.4 | 35.8% | |
Net Interest Margin | % | 50.1 | 2.4 | 2,095.8% | |
Net fixed assets | Rs m | 8,706 | 3,885 | 224.1% | |
Share capital | Rs m | 2,467 | 1,101 | 224.1% | |
Free reserves | Rs m | 182,732 | 270,746 | 67.5% | |
Net worth | Rs m | 185,199 | 271,847 | 68.1% | |
Borrowings | Rs m | 50,384 | 344,696 | 14.6% | |
Investments | Rs m | 116,974 | 74,289 | 157.5% | |
Total assets | Rs m | 1,043,390 | 2,766,631 | 37.7% | |
Debt/equity ratio | x | 0.6 | 1.4 | 40.6% | |
Return on assets | % | 2.0 | 1.0 | 190.1% | |
Return on equity | % | 11.2 | 10.6 | 105.2% | |
Capital adequacy ratio | % | 22.5 | 18.2 | 123.5% | |
Net NPAs | % | 1.9 | 2.5 | 74.8% |
CASH FLOW | |||||
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From Operations | Rs m | -173,953 | -196,324 | 88.6% | |
From Investments | Rs m | -16,354 | -7,992 | 204.6% | |
From Financial Activity | Rs m | 188,520 | 202,487 | 93.1% | |
Net Cashflow | Rs m | -1,787 | -1,830 | 97.6% |
Indian Promoters | % | 52.2 | 45.2 | 115.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 40.6 | 44.6 | 91.0% | |
FIIs | % | 12.0 | 22.3 | 53.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 54.8 | 87.4% | |
Shareholders | 227,512 | 297,899 | 76.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | LIC Housing |
---|---|---|
1-Day | 0.00% | -1.52% |
1-Month | -5.77% | 11.99% |
1-Year | 2.77% | 95.81% |
3-Year CAGR | 16.49% | 18.60% |
5-Year CAGR | 0.33% | 6.08% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the LIC Housing share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of LIC Housing the stake stands at 45.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of LIC Housing.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of LIC Housing.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.