Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

MAHINDRA & MAHINDRA FINANCIAL SERVICES vs LIC HOUSING - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    MAHINDRA & MAHINDRA FINANCIAL SERVICES LIC HOUSING MAHINDRA & MAHINDRA FINANCIAL SERVICES/
LIC HOUSING
 
P/E (TTM) x 18.2 6.9 263.3% View Chart
P/BV x 1.9 1.2 150.4% View Chart
Dividend Yield % 2.2 1.4 154.7%  

Financials

 MAHINDRA & MAHINDRA FINANCIAL SERVICES   LIC HOUSING
EQUITY SHARE DATA
    MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
LIC HOUSING
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs272444 61.3%   
Low Rs158292 54.2%   
Income per share (Unadj.) Rs102.9412.9 24.9%  
Earnings per share (Unadj.) Rs16.852.6 32.0%  
Cash flow per share (Unadj.) Rs72.1118.6 60.8%  
Dividends per share (Unadj.) Rs6.008.50 70.6%  
Avg Dividend yield %2.82.3 120.6%  
Book value per share (Unadj.) Rs150.1494.2 30.4%  
Shares outstanding (eoy) m1,233.60550.06 224.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.10.9 234.7%   
Avg P/E ratio x12.87.0 183.1%  
Avg P/CF ratio x12.77.0 180.9%  
Avg Price/Bookvalue ratio x1.40.7 192.6%  
Dividend payout %35.716.2 220.8%   
Avg Mkt Cap Rs m265,378202,217 131.2%   
No. of employees `000NANA-   
Total wages & salary Rs m21,1535,164 409.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m126,995227,139 55.9%  
Other income Rs m15,570143 10,873.0%   
Interest expense Rs m50,943161,348 31.6%   
Net interest income Rs m76,05265,791 115.6%  
Operating expense Rs m61,19829,637 206.5%   
Gross profit Rs m14,85436,155 41.1%  
Gross profit margin %11.715.9 73.5%  
Provisions/contingencies Rs m2484 6,420.7%   
Profit before tax Rs m28,03835,608 78.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m12-4 -292.7%   
Prior Period Items Rs m02 0.0%   
Tax Rs m7,3266,696 109.4%   
Profit after tax Rs m20,72428,910 71.7%  
Net profit margin %16.312.7 128.2%  
BALANCE SHEET DATA
Advances Rs m34,8112,677,612 1.3%   
Deposits Rs m54,58735,054 155.7%  
Credit/Deposit ratio x63.87,638.5 0.8%  
Yield on advances %00-   
Cost of deposits %9.827.4 35.8%   
Net Interest Margin %50.12.4 2,095.8%  
Net fixed assets Rs m8,7063,885 224.1%   
Share capital Rs m2,4671,101 224.1%   
Free reserves Rs m182,732270,746 67.5%   
Net worth Rs m185,199271,847 68.1%   
Borrowings Rs m50,384344,696 14.6%   
Investments Rs m116,97474,289 157.5%   
Total assets Rs m1,043,3902,766,631 37.7%  
Debt/equity ratio x0.61.4 40.6%   
Return on assets %2.01.0 190.1%  
Return on equity %11.210.6 105.2%  
Capital adequacy ratio %22.518.2 123.5%  
Net NPAs %1.92.5 74.8%  
CASH FLOW
From Operations Rs m-173,953-196,324 88.6%  
From Investments Rs m-16,354-7,992 204.6%  
From Financial Activity Rs m188,520202,487 93.1%  
Net Cashflow Rs m-1,787-1,830 97.6%  

Share Holding

Indian Promoters % 52.2 45.2 115.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 39.7 43.7 90.9%  
FIIs % 12.7 21.6 58.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.8 54.8 87.4%  
Shareholders   239,372 305,862 78.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on M&M Financial vs LIC Housing

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

M&M Financial vs LIC Housing Share Price Performance

Period M&M Financial LIC Housing
1-Day 1.68% 3.28%
1-Month -0.96% -4.22%
1-Year 25.87% 91.73%
3-Year CAGR 11.68% 13.29%
5-Year CAGR 1.26% 2.69%

* Compound Annual Growth Rate

Here are more details on the M&M Financial share price and the LIC Housing share price.

Moving on to shareholding structures...

The promoters of M&M Financial hold a 52.2% stake in the company. In case of LIC Housing the stake stands at 45.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of LIC Housing.

Finally, a word on dividends...

In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.

LIC Housing paid Rs 8.5, and its dividend payout ratio stood at 16.2%.

You may visit here to review the dividend history of M&M Financial, and the dividend history of LIC Housing.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.