MAHINDRA & MAHINDRA FINANCIAL SERVICES | REC | MAHINDRA & MAHINDRA FINANCIAL SERVICES/ REC |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 16.8 | 8.8 | 190.7% | View Chart |
P/BV | x | 1.7 | 2.0 | 86.3% | View Chart |
Dividend Yield | % | 2.3 | 2.9 | 81.2% |
MAHINDRA & MAHINDRA FINANCIAL SERVICES REC |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
REC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES/ REC |
5-Yr Chart Click to enlarge
|
||
High | Rs | 272 | 128 | 211.8% | |
Low | Rs | 158 | 82 | 192.3% | |
Income per share (Unadj.) | Rs | 102.9 | 149.9 | 68.7% | |
Earnings per share (Unadj.) | Rs | 16.8 | 42.4 | 39.6% | |
Cash flow per share (Unadj.) | Rs | 72.1 | 59.8 | 120.7% | |
Dividends per share (Unadj.) | Rs | 6.00 | 12.60 | 47.6% | |
Avg Dividend yield | % | 2.8 | 12.0 | 23.3% | |
Book value per share (Unadj.) | Rs | 150.1 | 220.7 | 68.0% | |
Shares outstanding (eoy) | m | 1,233.60 | 2,633.22 | 46.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.1 | 0.7 | 297.4% | |
Avg P/E ratio | x | 12.8 | 2.5 | 515.5% | |
Avg P/CF ratio | x | 12.7 | 2.5 | 509.8% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.5 | 300.3% | |
Dividend payout | % | 35.7 | 29.7 | 120.2% | |
Avg Mkt Cap | Rs m | 265,378 | 277,377 | 95.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,153 | 2,041 | 1,036.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 126,995 | 394,783 | 32.2% | |
Other income | Rs m | 15,570 | 419 | 3,716.0% | |
Interest expense | Rs m | 50,943 | 237,413 | 21.5% | |
Net interest income | Rs m | 76,052 | 157,369 | 48.3% | |
Operating expense | Rs m | 61,198 | 18,569 | 329.6% | |
Gross profit | Rs m | 14,854 | 138,800 | 10.7% | |
Gross profit margin | % | 11.7 | 35.2 | 33.3% | |
Provisions/contingencies | Rs m | 248 | 86 | 289.6% | |
Profit before tax | Rs m | 28,038 | 138,977 | 20.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 12 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,326 | 27,307 | 26.8% | |
Profit after tax | Rs m | 20,724 | 111,670 | 18.6% | |
Net profit margin | % | 16.3 | 28.3 | 57.7% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 34,811 | 4,220,839 | 0.8% | |
Deposits | Rs m | 54,587 | 0 | - | |
Credit/Deposit ratio | x | 63.8 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.8 | 0 | - | |
Net Interest Margin | % | 50.1 | 3.5 | 1,441.1% | |
Net fixed assets | Rs m | 8,706 | 6,408 | 135.9% | |
Share capital | Rs m | 2,467 | 31,916 | 7.7% | |
Free reserves | Rs m | 182,732 | 549,289 | 33.3% | |
Net worth | Rs m | 185,199 | 581,205 | 31.9% | |
Borrowings | Rs m | 50,384 | 191,227 | 26.3% | |
Investments | Rs m | 116,974 | 305,381 | 38.3% | |
Total assets | Rs m | 1,043,390 | 4,648,926 | 22.4% | |
Debt/equity ratio | x | 0.6 | 0.3 | 172.3% | |
Return on assets | % | 2.0 | 2.4 | 82.7% | |
Return on equity | % | 11.2 | 19.2 | 58.2% | |
Capital adequacy ratio | % | 22.5 | 25.8 | 87.4% | |
Net NPAs | % | 1.9 | 1.0 | 179.8% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -173,953 | -373,598 | 46.6% | |
From Investments | Rs m | -16,354 | -9,430 | 173.4% | |
From Financial Activity | Rs m | 188,520 | 381,228 | 49.5% | |
Net Cashflow | Rs m | -1,787 | -1,799 | 99.3% |
Indian Promoters | % | 52.2 | 52.6 | 99.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 40.6 | 35.4 | 114.6% | |
FIIs | % | 12.0 | 19.9 | 60.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.8 | 47.4 | 101.0% | |
Shareholders | 227,512 | 770,808 | 29.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | M&M Financial | REC |
---|---|---|
1-Day | -2.12% | 1.11% |
1-Month | -5.77% | -4.63% |
1-Year | 1.10% | 255.13% |
3-Year CAGR | 16.49% | 66.04% |
5-Year CAGR | -0.47% | 31.25% |
* Compound Annual Growth Rate
Here are more details on the M&M Financial share price and the REC share price.
Moving on to shareholding structures...
The promoters of M&M Financial hold a 52.2% stake in the company. In case of REC the stake stands at 52.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of REC.
Finally, a word on dividends...
In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.
REC paid Rs 12.6, and its dividend payout ratio stood at 29.7%.
You may visit here to review the dividend history of M&M Financial, and the dividend history of REC.
For a sector overview, read our finance sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.