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MAHINDRA & MAHINDRA FINANCIAL SERVICES vs SHRIRAM FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    MAHINDRA & MAHINDRA FINANCIAL SERVICES SHRIRAM FINANCE MAHINDRA & MAHINDRA FINANCIAL SERVICES/
SHRIRAM FINANCE
 
P/E (TTM) x 18.2 13.3 136.4% View Chart
P/BV x 1.9 2.0 90.8% View Chart
Dividend Yield % 2.2 1.5 145.2%  

Financials

 MAHINDRA & MAHINDRA FINANCIAL SERVICES   SHRIRAM FINANCE
EQUITY SHARE DATA
    MAHINDRA & MAHINDRA FINANCIAL SERVICES
Mar-23
SHRIRAM FINANCE
Mar-23
MAHINDRA & MAHINDRA FINANCIAL SERVICES/
SHRIRAM FINANCE
5-Yr Chart
Click to enlarge
High Rs2721,509 18.0%   
Low Rs1581,048 15.1%   
Income per share (Unadj.) Rs102.9814.0 12.6%  
Earnings per share (Unadj.) Rs16.8160.5 10.5%  
Cash flow per share (Unadj.) Rs72.1436.0 16.5%  
Dividends per share (Unadj.) Rs6.0035.00 17.1%  
Avg Dividend yield %2.82.7 101.9%  
Book value per share (Unadj.) Rs150.11,156.8 13.0%  
Shares outstanding (eoy) m1,233.60374.43 329.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.11.6 133.0%   
Avg P/E ratio x12.88.0 160.8%  
Avg P/CF ratio x12.77.3 174.4%  
Avg Price/Bookvalue ratio x1.41.1 129.7%  
Dividend payout %35.721.8 163.8%   
Avg Mkt Cap Rs m265,378478,696 55.4%   
No. of employees `000NANA-   
Total wages & salary Rs m21,15326,364 80.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m126,995304,768 41.7%  
Other income Rs m15,570327 4,761.5%   
Interest expense Rs m50,943129,958 39.2%   
Net interest income Rs m76,052174,809 43.5%  
Operating expense Rs m61,19886,992 70.3%   
Gross profit Rs m14,85487,817 16.9%  
Gross profit margin %11.728.8 40.6%  
Provisions/contingencies Rs m2485,877 4.2%   
Profit before tax Rs m28,03882,137 34.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m12-90 -13.3%   
Prior Period Items Rs m086 0.0%   
Tax Rs m7,32622,023 33.3%   
Profit after tax Rs m20,72460,110 34.5%  
Net profit margin %16.319.7 82.7%  
BALANCE SHEET DATA
Advances Rs m34,8111,786,851 1.9%   
Deposits Rs m54,587346,720 15.7%  
Credit/Deposit ratio x63.8515.4 12.4%  
Yield on advances %00-   
Cost of deposits %9.86.8 144.8%   
Net Interest Margin %50.19.0 558.2%  
Net fixed assets Rs m8,70637,109 23.5%   
Share capital Rs m2,4673,744 65.9%   
Free reserves Rs m182,732429,386 42.6%   
Net worth Rs m185,199433,130 42.8%   
Borrowings Rs m50,3844,591 1,097.4%   
Investments Rs m116,974160,685 72.8%   
Total assets Rs m1,043,3902,218,253 47.0%  
Debt/equity ratio x0.60.8 69.9%   
Return on assets %2.02.7 73.3%  
Return on equity %11.213.9 80.6%  
Capital adequacy ratio %22.522.6 99.6%  
Net NPAs %1.93.2 58.6%  
CASH FLOW
From Operations Rs m-173,953-176,253 98.7%  
From Investments Rs m-16,354-1,930 847.2%  
From Financial Activity Rs m188,520118,195 159.5%  
Net Cashflow Rs m-1,787-7,296 24.5%  

Share Holding

Indian Promoters % 52.2 23.4 222.7%  
Foreign collaborators % 0.0 2.0 -  
Indian inst/Mut Fund % 39.7 69.8 56.9%  
FIIs % 12.7 54.0 23.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 47.8 74.6 64.2%  
Shareholders   239,372 107,254 223.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare MAHINDRA & MAHINDRA FINANCIAL SERVICES With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on M&M Financial vs Shriram Transport

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

M&M Financial vs Shriram Transport Share Price Performance

Period M&M Financial Shriram Transport
1-Day 1.53% -1.06%
1-Month -1.10% 0.36%
1-Year 25.69% 92.26%
3-Year CAGR 11.63% 18.40%
5-Year CAGR 1.23% 13.64%

* Compound Annual Growth Rate

Here are more details on the M&M Financial share price and the Shriram Transport share price.

Moving on to shareholding structures...

The promoters of M&M Financial hold a 52.2% stake in the company. In case of Shriram Transport the stake stands at 25.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of M&M Financial and the shareholding pattern of Shriram Transport.

Finally, a word on dividends...

In the most recent financial year, M&M Financial paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 35.7%.

Shriram Transport paid Rs 35.0, and its dividend payout ratio stood at 21.8%.

You may visit here to review the dividend history of M&M Financial, and the dividend history of Shriram Transport.

For a sector overview, read our finance sector report.



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