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POONAWALLA FINCORP vs GIC HOUSING - Comparison Results

Rs 100 invested in...

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Current Valuations

    POONAWALLA FINCORP GIC HOUSING POONAWALLA FINCORP/
GIC HOUSING
 
P/E (TTM) x 24.0 7.2 332.4% View Chart
P/BV x 5.3 0.6 837.8% View Chart
Dividend Yield % 0.4 2.2 19.2%  

Financials

 POONAWALLA FINCORP   GIC HOUSING
EQUITY SHARE DATA
    POONAWALLA FINCORP
Mar-23
GIC HOUSING
Mar-23
POONAWALLA FINCORP/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs344248 138.8%   
Low Rs209110 190.2%   
Income per share (Unadj.) Rs25.2207.0 12.2%  
Earnings per share (Unadj.) Rs7.439.6 18.7%  
Cash flow per share (Unadj.) Rs24.5104.2 23.5%  
Dividends per share (Unadj.) Rs2.004.50 44.4%  
Avg Dividend yield %0.72.5 28.7%  
Book value per share (Unadj.) Rs87.8315.6 27.8%  
Shares outstanding (eoy) m767.9553.85 1,426.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x11.00.9 1,267.9%   
Avg P/E ratio x37.34.5 826.6%  
Avg P/CF ratio x37.34.5 826.6%  
Avg Price/Bookvalue ratio x3.10.6 555.6%  
Dividend payout %27.011.4 237.6%   
Avg Mkt Cap Rs m212,2999,630 2,204.6%   
No. of employees `000NANA-   
Total wages & salary Rs m5,148599 859.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m19,38611,149 173.9%  
Other income Rs m5,9201,589 372.7%   
Interest expense Rs m5,9537,029 84.7%   
Net interest income Rs m13,4334,120 326.1%  
Operating expense Rs m11,3032,710 417.0%   
Gross profit Rs m2,1301,409 151.1%  
Gross profit margin %11.012.6 86.9%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m7,5102,899 259.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-110-   
Prior Period Items Rs m00-   
Tax Rs m1,812766 236.5%   
Profit after tax Rs m5,6882,133 266.7%  
Net profit margin %29.319.1 153.4%  
BALANCE SHEET DATA
Advances Rs m152,185103,210 147.5%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %8.63.9 220.7%  
Net fixed assets Rs m2,214522 424.0%   
Share capital Rs m1,536539 285.1%   
Free reserves Rs m65,89116,454 400.5%   
Net worth Rs m67,42716,993 396.8%   
Borrowings Rs m38,7443,481 1,112.9%   
Investments Rs m4,3592,739 159.1%   
Total assets Rs m231,729108,350 213.9%  
Debt/equity ratio x0.60.2 280.5%   
Return on assets %2.52.0 124.7%  
Return on equity %8.412.5 67.2%  
Capital adequacy ratio %38.931.5 123.7%  
Net NPAs %0.83.3 24.3%  
CASH FLOW
From Operations Rs m-52,36510,432 -502.0%  
From Investments Rs m-1,105-2,129 51.9%  
From Financial Activity Rs m57,485-12,384 -464.2%  
Net Cashflow Rs m4,015-4,081 -98.4%  

Share Holding

Indian Promoters % 62.1 42.4 146.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.4 9.2 145.5%  
FIIs % 7.8 3.3 237.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 37.9 57.6 65.9%  
Shareholders   195,334 58,599 333.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare POONAWALLA FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    


More on MAGMA FINCORP vs GIC HOUSING

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

MAGMA FINCORP vs GIC HOUSING Share Price Performance

Period MAGMA FINCORP GIC HOUSING
1-Day -2.16% -0.12%
1-Month 2.11% -11.63%
1-Year 64.90% 38.47%
3-Year CAGR 64.41% 20.38%
5-Year CAGR 31.25% -5.72%

* Compound Annual Growth Rate

Here are more details on the MAGMA FINCORP share price and the GIC HOUSING share price.

Moving on to shareholding structures...

The promoters of MAGMA FINCORP hold a 62.1% stake in the company. In case of GIC HOUSING the stake stands at 42.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of MAGMA FINCORP and the shareholding pattern of GIC HOUSING.

Finally, a word on dividends...

In the most recent financial year, MAGMA FINCORP paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 27.0%.

GIC HOUSING paid Rs 4.5, and its dividend payout ratio stood at 11.4%.

You may visit here to review the dividend history of MAGMA FINCORP, and the dividend history of GIC HOUSING.

For a sector overview, read our finance sector report.



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