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N.B.I INDUSTRIAL FINANCE COMPANY vs PNB HOUSING FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    N.B.I INDUSTRIAL FINANCE COMPANY PNB HOUSING FINANCE N.B.I INDUSTRIAL FINANCE COMPANY/
PNB HOUSING FINANCE
 
P/E (TTM) x 61.8 14.7 420.0% View Chart
P/BV x 0.2 1.8 10.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 N.B.I INDUSTRIAL FINANCE COMPANY   PNB HOUSING FINANCE
EQUITY SHARE DATA
    N.B.I INDUSTRIAL FINANCE COMPANY
Mar-23
PNB HOUSING FINANCE
Mar-23
N.B.I INDUSTRIAL FINANCE COMPANY/
PNB HOUSING FINANCE
5-Yr Chart
Click to enlarge
High Rs2,496654 381.5%   
Low Rs1,400312 448.6%   
Income per share (Unadj.) Rs41.2386.6 10.7%  
Earnings per share (Unadj.) Rs21.461.9 34.6%  
Cash flow per share (Unadj.) Rs-140.3218.8 -64.1%  
Dividends per share (Unadj.) Rs0.400-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs9,584.2649.3 1,476.1%  
Shares outstanding (eoy) m2.46168.86 1.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x47.21.2 3,773.2%   
Avg P/E ratio x90.77.8 1,163.6%  
Avg P/CF ratio x9.67.7 124.0%  
Avg Price/Bookvalue ratio x0.20.7 27.3%  
Dividend payout %1.90-   
Avg Mkt Cap Rs m4,78581,578 5.9%   
No. of employees `000NANA-   
Total wages & salary Rs m162,660 0.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m10165,273 0.2%  
Other income Rs m011,284 0.0%   
Interest expense Rs m039,000 0.0%   
Net interest income Rs m10126,274 0.4%  
Operating expense Rs m2323,435 0.1%   
Gross profit Rs m792,839 2.8%  
Gross profit margin %77.64.3 1,783.9%  
Provisions/contingencies Rs m44797 462.4%   
Profit before tax Rs m7913,609 0.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m263,149 0.8%   
Profit after tax Rs m5310,460 0.5%  
Net profit margin %52.016.0 324.3%  
BALANCE SHEET DATA
Advances Rs m0578,398 0.0%   
Deposits Rs m0155,133 0.0%  
Credit/Deposit ratio x0372.8- 
Yield on advances %00-  
Cost of deposits %08.5-  
Net Interest Margin %0.44.3 9.6%  
Net fixed assets Rs m01,458 0.0%   
Share capital Rs m121,689 0.7%   
Free reserves Rs m23,565107,948 21.8%   
Net worth Rs m23,577109,637 21.5%   
Borrowings Rs m063,876 0.0%   
Investments Rs m24,57032,256 76.2%   
Total assets Rs m24,626668,246 3.7%  
Debt/equity ratio x02.0 0.0%   
Return on assets %0.21.6 13.7%  
Return on equity %0.29.5 2.3%  
Capital adequacy ratio %102.024.4 417.4%  
Net NPAs %02.8 0.0%  
CASH FLOW
From Operations Rs m57-18,650 -0.3%  
From Investments Rs m-1181,758 -6.7%  
From Financial Activity Rs mNA3,015 0.0%  
Net Cashflow Rs m-61-13,878 0.4%  

Share Holding

Indian Promoters % 74.3 28.1 264.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 32.6 0.1%  
FIIs % 0.0 24.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 25.7 71.9 35.7%  
Shareholders   5,896 124,656 4.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare N.B.I INDUSTRIAL FINANCE COMPANY With:   BAJAJ FINANCE    CHOLAMANDALAM INVEST    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    TATA INVESTMENT    


More on N.B.I INDUSTRIAL FINANCE COMPANY vs PNB HOUSING FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

N.B.I INDUSTRIAL FINANCE COMPANY vs PNB HOUSING FINANCE Share Price Performance

Period N.B.I INDUSTRIAL FINANCE COMPANY PNB HOUSING FINANCE
1-Day -1.28% 1.45%
1-Month -2.30% 22.15%
1-Year 18.97% 83.14%
3-Year CAGR -4.28% 28.70%
5-Year CAGR 9.70% -0.58%

* Compound Annual Growth Rate

Here are more details on the N.B.I INDUSTRIAL FINANCE COMPANY share price and the PNB HOUSING FINANCE share price.

Moving on to shareholding structures...

The promoters of N.B.I INDUSTRIAL FINANCE COMPANY hold a 74.3% stake in the company. In case of PNB HOUSING FINANCE the stake stands at 28.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of N.B.I INDUSTRIAL FINANCE COMPANY and the shareholding pattern of PNB HOUSING FINANCE.

Finally, a word on dividends...

In the most recent financial year, N.B.I INDUSTRIAL FINANCE COMPANY paid a dividend of Rs 0.4 per share. This amounted to a Dividend Payout ratio of 1.9%.

PNB HOUSING FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of N.B.I INDUSTRIAL FINANCE COMPANY, and the dividend history of PNB HOUSING FINANCE.

For a sector overview, read our finance sector report.



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