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PUNJAB & SIND BANK vs ALLAHABAD BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PUNJAB & SIND BANK ALLAHABAD BANK PUNJAB & SIND BANK/
ALLAHABAD BANK
 
P/E (TTM) x 42.1 -0.4 - View Chart
P/BV x 2.5 0.4 693.8% View Chart
Dividend Yield % 0.8 0.0 -  

Financials

 PUNJAB & SIND BANK   ALLAHABAD BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-23
ALLAHABAD BANK
Mar-19
PUNJAB & SIND BANK/
ALLAHABAD BANK
5-Yr Chart
Click to enlarge
High Rs4559 75.9%   
Low Rs1333 37.6%   
Income per share (Unadj.) Rs11.880.7 14.6%  
Earnings per share (Unadj.) Rs1.9-40.3 -4.8%  
Cash flow per share (Unadj.) Rs5.8-70.6 -8.3%  
Dividends per share (Unadj.) Rs0.480-  
Avg Dividend yield %1.70-  
Book value per share (Unadj.) Rs22.344.8 49.7%  
Shares outstanding (eoy) m6,777.792,096.84 323.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.40.6 424.7%   
Avg P/E ratio x14.8-1.1 -1,292.6%  
Avg P/CF ratio x13.43.6 369.0%  
Avg Price/Bookvalue ratio x1.31.0 124.8%  
Dividend payout %24.80-   
Avg Mkt Cap Rs m193,67596,507 200.7%   
No. of employees `000NANA-   
Total wages & salary Rs m15,44425,512 60.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m79,927169,158 47.3%  
Other income Rs m9,40020,537 45.8%   
Interest expense Rs m50,194113,543 44.2%   
Net interest income Rs m29,73455,615 53.5%  
Operating expense Rs m24,63447,862 51.5%   
Gross profit Rs m5,1007,753 65.8%  
Gross profit margin %6.44.6 139.2%  
Provisions/contingencies Rs m1,369111,233 1.2%   
Profit before tax Rs m16,198-82,943 -19.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-1,631 -0.0%   
Tax Rs m3,0680-   
Profit after tax Rs m13,130-84,574 -15.5%  
Net profit margin %16.4-50.0 -32.9%  
BALANCE SHEET DATA
Advances Rs m768,1941,422,122 54.0%   
Deposits Rs m1,096,6552,143,301 51.2%  
Credit/Deposit ratio x70.066.4 105.6%  
Yield on advances %7.27.9 91.1%   
Cost of deposits %4.35.0 86.5%   
Net Interest Margin %2.42.5 97.8%  
Net fixed assets Rs m15,19435,516 42.8%   
Share capital Rs m67,77820,968 323.2%   
Free reserves Rs m83,30772,989 114.1%   
Net worth Rs m151,08593,957 160.8%   
Borrowings Rs m90,184124,957 72.2%   
Investments Rs m448,384802,377 55.9%   
Total assets Rs m1,364,5452,495,767 54.7%  
Debt/equity ratio x7.924.1 32.5%   
Return on assets %1.0-3.4 -28.4%  
Return on equity %8.7-90.0 -9.7%  
Capital adequacy ratio %17.112.5 136.7%  
Net NPAs %1.85.2 35.2%  
CASH FLOW
From Operations Rs m14,284-158,251 -9.0%  
From Investments Rs m-882-1,179 74.8%  
From Financial Activity Rs m-13,31787,739 -15.2%  
Net Cashflow Rs m85-71,691 -0.1%  

Share Holding

Indian Promoters % 98.3 93.4 105.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.7 3.3 19.8%  
FIIs % 0.0 0.6 1.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 1.8 6.6 26.6%  
Shareholders   156,109 234,964 66.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Punjab & Sind Bank vs Allahabad Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Punjab & Sind Bank vs Allahabad Bank Share Price Performance

Period Punjab & Sind Bank Allahabad Bank S&P BSE BANKEX
1-Day -1.48% -1.04% -0.28%
1-Month -16.16% -46.03% -0.17%
1-Year 124.68% -86.41% 17.96%
3-Year CAGR 50.91% -52.64% 11.06%
5-Year CAGR 12.84% -40.82% 9.54%

* Compound Annual Growth Rate

Here are more details on the Punjab & Sind Bank share price and the Allahabad Bank share price.

Moving on to shareholding structures...

The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Allahabad Bank the stake stands at 93.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Allahabad Bank.

Finally, a word on dividends...

In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.

Allahabad Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Allahabad Bank.

For a sector overview, read our banking sector report.



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