PUNJAB & SIND BANK | CANARA BANK | PUNJAB & SIND BANK/ CANARA BANK |
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P/E (TTM) | x | 44.1 | 7.5 | 590.0% | View Chart |
P/BV | x | 2.7 | 1.4 | 195.7% | View Chart |
Dividend Yield | % | 0.8 | 2.0 | 39.5% |
PUNJAB & SIND BANK CANARA BANK |
EQUITY SHARE DATA | |||||
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PUNJAB & SIND BANK Mar-23 |
CANARA BANK Mar-23 |
PUNJAB & SIND BANK/ CANARA BANK |
5-Yr Chart Click to enlarge
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High | Rs | 45 | 342 | 13.1% | |
Low | Rs | 13 | 172 | 7.3% | |
Income per share (Unadj.) | Rs | 11.8 | 473.4 | 2.5% | |
Earnings per share (Unadj.) | Rs | 1.9 | 62.0 | 3.1% | |
Cash flow per share (Unadj.) | Rs | 5.8 | 154.1 | 3.8% | |
Dividends per share (Unadj.) | Rs | 0.48 | 12.00 | 4.0% | |
Avg Dividend yield | % | 1.7 | 4.7 | 35.9% | |
Book value per share (Unadj.) | Rs | 22.3 | 430.3 | 5.2% | |
Shares outstanding (eoy) | m | 6,777.79 | 1,814.13 | 373.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 0.5 | 447.0% | |
Avg P/E ratio | x | 14.8 | 4.1 | 356.6% | |
Avg P/CF ratio | x | 13.4 | 1.6 | 815.4% | |
Avg Price/Bookvalue ratio | x | 1.3 | 0.6 | 214.9% | |
Dividend payout | % | 24.8 | 19.3 | 128.1% | |
Avg Mkt Cap | Rs m | 193,675 | 465,597 | 41.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,444 | 142,927 | 10.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 79,927 | 858,847 | 9.3% | |
Other income | Rs m | 9,400 | 253,250 | 3.7% | |
Interest expense | Rs m | 50,194 | 529,901 | 9.5% | |
Net interest income | Rs m | 29,734 | 328,947 | 9.0% | |
Operating expense | Rs m | 24,634 | 302,454 | 8.1% | |
Gross profit | Rs m | 5,100 | 26,492 | 19.2% | |
Gross profit margin | % | 6.4 | 3.1 | 206.8% | |
Provisions/contingencies | Rs m | 1,369 | 171,665 | 0.8% | |
Profit before tax | Rs m | 16,198 | 144,267 | 11.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -898 | -0.0% | |
Prior Period Items | Rs m | 0 | 5,368 | 0.0% | |
Tax | Rs m | 3,068 | 36,189 | 8.5% | |
Profit after tax | Rs m | 13,130 | 112,547 | 11.7% | |
Net profit margin | % | 16.4 | 13.1 | 125.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 768,194 | 8,309,292 | 9.2% | |
Deposits | Rs m | 1,096,655 | 11,790,865 | 9.3% | |
Credit/Deposit ratio | x | 70.0 | 70.5 | 99.4% | |
Yield on advances | % | 7.2 | 7.4 | 97.0% | |
Cost of deposits | % | 4.3 | 4.1 | 103.9% | |
Net Interest Margin | % | 2.4 | 2.8 | 88.0% | |
Net fixed assets | Rs m | 15,194 | 103,334 | 14.7% | |
Share capital | Rs m | 67,778 | 18,141 | 373.6% | |
Free reserves | Rs m | 83,307 | 762,396 | 10.9% | |
Net worth | Rs m | 151,085 | 780,538 | 19.4% | |
Borrowings | Rs m | 90,184 | 580,732 | 15.5% | |
Investments | Rs m | 448,384 | 3,528,927 | 12.7% | |
Total assets | Rs m | 1,364,545 | 13,810,296 | 9.9% | |
Debt/equity ratio | x | 7.9 | 15.9 | 49.6% | |
Return on assets | % | 1.0 | 0.8 | 118.1% | |
Return on equity | % | 8.7 | 14.4 | 60.3% | |
Capital adequacy ratio | % | 17.1 | 16.7 | 102.5% | |
Net NPAs | % | 1.8 | 1.7 | 106.4% |
CASH FLOW | |||||
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From Operations | Rs m | 14,284 | -399,779 | -3.6% | |
From Investments | Rs m | -882 | -12,378 | 7.1% | |
From Financial Activity | Rs m | -13,317 | 4,454 | -299.0% | |
Net Cashflow | Rs m | 85 | -406,886 | -0.0% |
Indian Promoters | % | 98.3 | 62.9 | 156.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.7 | 25.0 | 2.7% | |
FIIs | % | 0.0 | 10.6 | 0.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 1.8 | 37.1 | 4.7% | |
Shareholders | 184,679 | 759,083 | 24.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare PUNJAB & SIND BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Punjab & Sind Bank | Canara Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.59% | 0.32% | -0.96% |
1-Month | 3.14% | 5.91% | 0.75% |
1-Year | 81.28% | 95.75% | 11.11% |
3-Year CAGR | 50.69% | 65.47% | 14.58% |
5-Year CAGR | 14.78% | 16.13% | 9.37% |
* Compound Annual Growth Rate
Here are more details on the Punjab & Sind Bank share price and the Canara Bank share price.
Moving on to shareholding structures...
The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Canara Bank the stake stands at 62.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Canara Bank.
Finally, a word on dividends...
In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.
Canara Bank paid Rs 12.0, and its dividend payout ratio stood at 19.3%.
You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Canara Bank.
For a sector overview, read our banking sector report.
It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.