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PUNJAB & SIND BANK vs CANARA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    PUNJAB & SIND BANK CANARA BANK PUNJAB & SIND BANK/
CANARA BANK
 
P/E (TTM) x 44.1 7.5 590.0% View Chart
P/BV x 2.7 1.4 195.7% View Chart
Dividend Yield % 0.8 2.0 39.5%  

Financials

 PUNJAB & SIND BANK   CANARA BANK
EQUITY SHARE DATA
    PUNJAB & SIND BANK
Mar-23
CANARA BANK
Mar-23
PUNJAB & SIND BANK/
CANARA BANK
5-Yr Chart
Click to enlarge
High Rs45342 13.1%   
Low Rs13172 7.3%   
Income per share (Unadj.) Rs11.8473.4 2.5%  
Earnings per share (Unadj.) Rs1.962.0 3.1%  
Cash flow per share (Unadj.) Rs5.8154.1 3.8%  
Dividends per share (Unadj.) Rs0.4812.00 4.0%  
Avg Dividend yield %1.74.7 35.9%  
Book value per share (Unadj.) Rs22.3430.3 5.2%  
Shares outstanding (eoy) m6,777.791,814.13 373.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.40.5 447.0%   
Avg P/E ratio x14.84.1 356.6%  
Avg P/CF ratio x13.41.6 815.4%  
Avg Price/Bookvalue ratio x1.30.6 214.9%  
Dividend payout %24.819.3 128.1%   
Avg Mkt Cap Rs m193,675465,597 41.6%   
No. of employees `000NANA-   
Total wages & salary Rs m15,444142,927 10.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m79,927858,847 9.3%  
Other income Rs m9,400253,250 3.7%   
Interest expense Rs m50,194529,901 9.5%   
Net interest income Rs m29,734328,947 9.0%  
Operating expense Rs m24,634302,454 8.1%   
Gross profit Rs m5,10026,492 19.2%  
Gross profit margin %6.43.1 206.8%  
Provisions/contingencies Rs m1,369171,665 0.8%   
Profit before tax Rs m16,198144,267 11.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-898 -0.0%   
Prior Period Items Rs m05,368 0.0%   
Tax Rs m3,06836,189 8.5%   
Profit after tax Rs m13,130112,547 11.7%  
Net profit margin %16.413.1 125.4%  
BALANCE SHEET DATA
Advances Rs m768,1948,309,292 9.2%   
Deposits Rs m1,096,65511,790,865 9.3%  
Credit/Deposit ratio x70.070.5 99.4%  
Yield on advances %7.27.4 97.0%   
Cost of deposits %4.34.1 103.9%   
Net Interest Margin %2.42.8 88.0%  
Net fixed assets Rs m15,194103,334 14.7%   
Share capital Rs m67,77818,141 373.6%   
Free reserves Rs m83,307762,396 10.9%   
Net worth Rs m151,085780,538 19.4%   
Borrowings Rs m90,184580,732 15.5%   
Investments Rs m448,3843,528,927 12.7%   
Total assets Rs m1,364,54513,810,296 9.9%  
Debt/equity ratio x7.915.9 49.6%   
Return on assets %1.00.8 118.1%  
Return on equity %8.714.4 60.3%  
Capital adequacy ratio %17.116.7 102.5%  
Net NPAs %1.81.7 106.4%  
CASH FLOW
From Operations Rs m14,284-399,779 -3.6%  
From Investments Rs m-882-12,378 7.1%  
From Financial Activity Rs m-13,3174,454 -299.0%  
Net Cashflow Rs m85-406,886 -0.0%  

Share Holding

Indian Promoters % 98.3 62.9 156.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.7 25.0 2.7%  
FIIs % 0.0 10.6 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 1.8 37.1 4.7%  
Shareholders   184,679 759,083 24.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare PUNJAB & SIND BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Punjab & Sind Bank vs Canara Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Punjab & Sind Bank vs Canara Bank Share Price Performance

Period Punjab & Sind Bank Canara Bank S&P BSE BANKEX
1-Day -0.59% 0.32% -0.96%
1-Month 3.14% 5.91% 0.75%
1-Year 81.28% 95.75% 11.11%
3-Year CAGR 50.69% 65.47% 14.58%
5-Year CAGR 14.78% 16.13% 9.37%

* Compound Annual Growth Rate

Here are more details on the Punjab & Sind Bank share price and the Canara Bank share price.

Moving on to shareholding structures...

The promoters of Punjab & Sind Bank hold a 98.3% stake in the company. In case of Canara Bank the stake stands at 62.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Punjab & Sind Bank and the shareholding pattern of Canara Bank.

Finally, a word on dividends...

In the most recent financial year, Punjab & Sind Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 24.8%.

Canara Bank paid Rs 12.0, and its dividend payout ratio stood at 19.3%.

You may visit here to review the dividend history of Punjab & Sind Bank, and the dividend history of Canara Bank.

For a sector overview, read our banking sector report.



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