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RBL BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    RBL BANK KARUR VYSYA BANK RBL BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 12.2 9.9 123.1% View Chart
P/BV x 1.1 1.7 63.1% View Chart
Dividend Yield % 0.6 1.1 57.1%  

Financials

 RBL BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    RBL BANK
Mar-23
KARUR VYSYA BANK
Mar-23
RBL BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs189116 163.1%   
Low Rs7442 177.6%   
Income per share (Unadj.) Rs159.381.2 196.0%  
Earnings per share (Unadj.) Rs15.313.8 111.2%  
Cash flow per share (Unadj.) Rs83.926.2 320.7%  
Dividends per share (Unadj.) Rs1.502.00 75.0%  
Avg Dividend yield %1.12.5 44.9%  
Book value per share (Unadj.) Rs224.3107.0 209.7%  
Shares outstanding (eoy) m599.57802.05 74.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.0 85.2%   
Avg P/E ratio x8.65.7 150.1%  
Avg P/CF ratio x3.52.6 137.7%  
Avg Price/Bookvalue ratio x0.60.7 79.6%  
Dividend payout %9.814.5 67.4%   
Avg Mkt Cap Rs m78,94863,262 124.8%   
No. of employees `000NANA-   
Total wages & salary Rs m16,53510,060 164.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m95,49665,166 146.5%  
Other income Rs m25,06911,589 216.3%   
Interest expense Rs m46,78631,677 147.7%   
Net interest income Rs m48,70933,488 145.5%  
Operating expense Rs m51,34820,320 252.7%   
Gross profit Rs m-2,63813,168 -20.0%  
Gross profit margin %-2.820.2 -13.7%  
Provisions/contingencies Rs m13,23513,697 96.6%   
Profit before tax Rs m12,21114,369 85.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,0163,308 91.2%   
Profit after tax Rs m9,19511,061 83.1%  
Net profit margin %9.617.0 56.7%  
BALANCE SHEET DATA
Advances Rs m701,864631,341 111.2%   
Deposits Rs m848,747766,376 110.7%  
Credit/Deposit ratio x82.782.4 100.4%  
Yield on advances %10.88.4 127.5%   
Cost of deposits %4.74.0 118.0%   
Net Interest Margin %4.94.1 120.5%  
Net fixed assets Rs m5,5324,176 132.5%   
Share capital Rs m5,9961,604 373.8%   
Free reserves Rs m128,51184,214 152.6%   
Net worth Rs m134,50785,818 156.7%   
Borrowings Rs m133,31714,320 931.0%   
Investments Rs m287,303188,083 152.8%   
Total assets Rs m1,158,057901,794 128.4%  
Debt/equity ratio x7.39.1 80.3%   
Return on assets %0.81.2 64.7%  
Return on equity %6.812.9 53.0%  
Capital adequacy ratio %16.918.6 91.2%  
Net NPAs %1.10.7 148.6%  
CASH FLOW
From Operations Rs m-110,31212,172 -906.3%  
From Investments Rs m-2,336-12,702 18.4%  
From Financial Activity Rs m22,347-1,781 -1,255.1%  
Net Cashflow Rs m-90,301-2,310 3,908.4%  

Share Holding

Indian Promoters % 0.0 2.2 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 48.0 50.8 94.6%  
FIIs % 28.3 15.6 181.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 97.8 102.3%  
Shareholders   344,856 232,052 148.6%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare RBL BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on RBL BANK vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

RBL BANK vs Karur Vysya Bank Share Price Performance

Period RBL BANK Karur Vysya Bank S&P BSE BANKEX
1-Day 0.69% -0.81% 0.82%
1-Month -6.23% -1.72% 2.48%
1-Year 77.87% 86.47% 19.28%
3-Year CAGR 4.87% 48.74% 12.00%
5-Year CAGR -18.91% 20.82% 9.40%

* Compound Annual Growth Rate

Here are more details on the RBL BANK share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of RBL BANK hold a 0.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of RBL BANK and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, RBL BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 9.8%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of RBL BANK, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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